LAKE SHORE CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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  3. LAKE SHORE Deposit Rates

LAKE SHORE12-month CD rates can be found at 2.50%, 6-month CD rates at 1.25% and 3-month CD rates at 1.16%. Savings rates are at 0.03% and money market rates are at 2.29%. Mortgage rates on 30-year fixed loans are around 6.73%. Credit Card rates are at 13.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to LAKE SHORE rates.

Compare LAKE SHORE CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LAKE SHORE savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

LAKE SHORE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LAKE SHORE? Share your experience about LAKE SHORE by leaving a review below, or read customer reviews before you decide to use LAKE SHORE.

Overall, LAKE SHORE is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Louisiana
Main
8766 Erie Rd
Angola, NY 14006
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare LAKE SHORE Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Chartway Credit Union
Chartway Credit Union
High Yield Checking
5.00%
$5
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
9-Month CD
4.23%
$500
Central Bank Provo, UT
Central Bank Provo, UT
18-Month CD
4.11%
$500
Newtek Bank
Newtek Bank
6-Month CD
4.10%
$2,500
PSECU
PSECU
9-Month CD
4.00%
$500
Rosedale FSL
Rosedale FSL
12-Month CD
4.00%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
6-Month CD
4.00%
$500
Stryv Bank
Stryv Bank
12-Month CD
3.85%
$100
Apple Federal Credit Union
Apple Federal Credit Union
60-Month CD
3.81%
$500
Inova Federal Credit Union
Inova Federal Credit Union
24-Month CD
3.75%
$200
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
12-Month CD
3.51%
$0
Woodruff Federal S&L
Woodruff Federal S&L
6-Month CD
3.33%
$1,000
Finworth
Finworth
36-Month CD
3.30%
$50,000
InFirst Bank
InFirst Bank
12-Month CD
3.25%
$500
1st Advantage Bank
1st Advantage Bank
36-Month CD
3.21%
$500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
12-Month CD
3.20%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
Access Community Credit Union
Access Community Credit Union
60-Month CD
3.00%
$1,000
River Falls State Bank
River Falls State Bank
60-Month CD
2.73%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
36-Month CD
2.60%
$2,500
Kaw Valley Bank
Kaw Valley Bank
24-Month CD
2.53%
$500
1st Colonial Community Bank
1st Colonial Community Bank
36-Month CD
2.43%
$500
Lyndon State Bank
Lyndon State Bank
60-Month CD
2.28%
$100
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Business Money Market
2.25%
$2,500
Patriot Bank N.A.
Patriot Bank N.A.
60-Month CD
2.25%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
24-Month CD
2.02%
$1,000
Collins State Bank
Collins State Bank
12-Month CD
2.00%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
60-Month CD
2.00%
$50
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
6-Month CD
2.00%
$1,000
Northrim Bank
Northrim Bank
48-Month CD
1.80%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
48-Month CD
1.76%
$100
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
Money Market
1.65%
$2,500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
SSB State Street Bank
SSB State Street Bank
48-Month CD
1.26%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
60-Month CD
1.10%
$500
Bogota Savings Bank
Bogota Savings Bank
60-Month CD
0.75%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
12-Month CD
0.60%
$1,000
Bank of Buffalo
Bank of Buffalo
24-Month CD
0.55%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
48-Month CD
0.50%
$500
Grand Rapids SB
Grand Rapids SB
36-Month CD
0.45%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
3-Month CD
0.40%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
24-Month CD
0.40%
$1,000
USLA Union S&L
USLA Union S&L
12-Month CD
0.30%
$1,000
Education Credit Union
Education Credit Union
Share Savings
0.15%
$100
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Statement Savings
0.05%
$100
Gouverneur S&L
Gouverneur S&L
Interest Checking
0.05%
$600
SSB Sherwood State Bank
SSB Sherwood State Bank
6-Month CD
0.05%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
Plus Money Market
0.03%
$2,500
The Bank of Princeton
The Bank of Princeton
Classic Checking
0.02%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LAKE SHORE Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.500%
5.583%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.500%
5.600%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.500%
5.693%
0.625
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
5.750%
5.897%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
Phoenixville Federal B&T
15-Year Fixed
5.875%
5.984%
0.125
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.000%
6.051%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.137%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.000%
6.146%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
FNB of Scotia
FNB of Scotia
20-Year Fixed
6.000%
6.231%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
30 Year Fixed
6.250%
6.344%
0.375
Marathon Bank
Marathon Bank
20-Year Fixed
6.250%
6.390%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed
6.125%
6.398%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare LAKE SHORE Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare LAKE SHORE Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have LAKE SHORE rate data right now, check back for updates, we are adding rates all the time.

LAKE SHORE Information

Credit Union Name: LAKE SHORE
Full Time Employees: 4
Part Time Employees: 1
President: LYNNE PENFOLD
CEO: Susan George
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
8766 Erie Rd
Angola, NY 14006
Phone Number: 716-549-4150
Fax Number: 716-549-2785

LAKE SHORE Financials

Total Assets:
22,338,344
Total Amount of Shares and Deposits:
19,419,345
Total Shares and Deposits < 1 Year:
19,419,345
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
431,278
Total Uninsured Shares and Deposits > $250K (F+J):
431,278
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,988,067
Total Interest Expense (Sum of items 6 8):
15,906
Share Certificates:
18
Number of Accounts for Share Drafts:
2,092
Number of Accounts for Regular Shares:
3,611
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,551,585
Total Liabilities:
19,575,957
Show More

LAKE SHORE Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Home mortgage rates are unchanged in the latest mortgage survey released this morning by the Mortgage Bankers Association (MBA). 30 year fixed mortgage rates are averaging 4.28 percent for the week ending November 5, 2010, unchanged from the prior week's average 30 year mortgage rate. Average mortgage discount points on 30 year home mortgage loans decreased to 1.05 points, down from the prior week’s average of 1.07 points.
The current national average 12 month bank CD rate under 1.00 percent at 0.93 percent. You can find bank CD rates higher than the national average rate . We have put together a list of the highest bank CD rates in Joliet, Illinois.

Bank or Credit Union Offers and Deals

Existing Home Sales Jump 9.4 Percent in September
Highest Deposit Rates This Week at 0.95% APY
Mortgage Loans: Finding the Best Mortgage Loan
Mortgage Rates Mixed: 30 Year Mortgage Rates Lower, 15 Year Mortgage Rates Higher
Weekly Savings Account Rates: Updated June 2, 2009
Mango Savings Account 6 Percent APY
Mortgage Rates: 30 Year Fixed Rate Mortgages Decreased to 4.79%
Today's Mortgage Rates: 30 Year Mortgage Rates at 4.99%, 15 Year Mortgage Rates at 4.34%
Federal home loan modifications decline in February
Current Mortgage Rates: July 14, 2010

Alternative Bank and Credit Union Offers to Explore

30 Year Conforming Mortgage Rates Hit New Low for 2017
Crestmark Bank 1 Year CD Rates Best Rate 1.70%
Long Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66%
Mortgage Rates: Special Financing Available on Fannie Mae Homes Through HomePath® Mortgages, Says Informa Research Services
Mortgage Rates at Highest Level in 8 Months - 30 Year Mortgage Rates at 5.21%
CD Rates: Best Interest Rates Available Today at 2.15% APY
Fulton Bank Mortgage Rates Today
Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35%
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LAKE SHORE Reviews

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