Liberty Bay Credit Union Rates and Review January 2026
Compare Liberty Bay Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Liberty Bay Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLiberty Bay Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Liberty Bay Credit Union? Share your experience about Liberty Bay Credit Union by leaving a review below, or read customer reviews before you decide to use Liberty Bay Credit Union. Overall, Liberty Bay Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Liberty Bay Credit Union Liberty Bay Credit Union 300 Granite St Fl 3 Braintree, MA 02184 3909  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Business Select Credit Card Mastercard
18.000%
Platinum
8.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidated
9.490%
$500
36
Personal Lines of Credit
11.900% - 19.400%
$0
Title Loans
5.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Liberty Bay Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Liberty Bay Credit Union
Website: https://www.lbcu.org
Full Time Employees: 69Part Time Employees: 0 President: Sean Cashman CEO: John Barron Branch Locations: 4 ATM Locations: 2 Corporate Office Address:
300 Granite St Fl 3
Braintree, MA 02184 3909 Phone Number: 617-439-6500 Fax Number: 617-439-6556 FinancialsTotal Assets:
815,731,308
Total Amount of Shares and Deposits:
558,713,667
Total Shares and Deposits < 1 Year:
524,331,677
Total Shares and Deposits 1 3 Years:
29,841,025
Total Shares and Deposits > 3 Years:
4,540,965
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
104,579,237
Total Uninsured Shares and Deposits > $250K (F+J):
104,579,237
Total Insured Shares and Deposits > $250K (item 17 less item K):
454,134,430
Total Interest Expense (Sum of items 6 8):
12,976,922
Share Certificates:
3,575
Number of Accounts for Share Drafts:
14,088
IRA KEOGH Accounts:
1,340
Number of Accounts for Regular Shares:
24,677
All other shares:
13
Non Member Deposits:
4
Money Market Shares:
2,388
Net Income (unless the amount is already included in Undivided Earnings):
3,150,703
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,947,523
Total Liabilities:
705,510,219
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Liberty Bay Credit UnionIs a member application needed to join Liberty Bay Credit Union?Yes, to access services at Liberty Bay Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Liberty Bay Credit Union provides a range of mortgage and home equity products. Is Liberty Bay Credit Union a safe place to deposit money?Yes, Liberty Bay Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Liberty Bay Credit Union offer online and mobile banking?Most modern institutions like Liberty Bay Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.53%, 6-month CD rates at 3.50% and 3-month CD rates at 3.03%. Savings rates are at 0.30% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.19%. Credit Card rates are at 9.99%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to 
