Lincoln County Credit Union Rates and Review January 2026
Compare Lincoln County Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Lincoln County Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLincoln County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Lincoln County Credit Union? Share your experience about Lincoln County Credit Union by leaving a review below, or read customer reviews before you decide to use Lincoln County Credit Union. Overall, Lincoln County Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Lincoln County Credit Union LCCU Main Office 714 W 6th St Libby, MT 59923  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonMember Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonReadi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Personal Loan
10.990%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Lincoln County Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Lincoln County Credit Union
Website: https://www.lincolncountycu.com
Full Time Employees: 12Part Time Employees: 1 President: Jon Reny CEO: Lindsay Beaty Branch Locations: 2 ATM Locations: 3 Corporate Office Address:
714 W 6th St
Libby, MT 59923 Phone Number: 406-293-7771 Fax Number: 406-293-3236 FinancialsTotal Assets:
174,865,767
Total Amount of Shares and Deposits:
137,071,309
Total Shares and Deposits < 1 Year:
136,126,386
Total Shares and Deposits 1 3 Years:
860,788
Total Shares and Deposits > 3 Years:
84,134
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,899,134
Total Uninsured Shares and Deposits > $250K (F+J):
6,899,134
Total Insured Shares and Deposits > $250K (item 17 less item K):
130,172,175
Total Interest Expense (Sum of items 6 8):
1,087,392
Share Certificates:
520
Number of Accounts for Share Drafts:
4,239
IRA KEOGH Accounts:
190
Number of Accounts for Regular Shares:
6,814
All other shares:
87
Money Market Shares:
226
Net Income (unless the amount is already included in Undivided Earnings):
2,284,211
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
20,964,535
Total Liabilities:
137,351,257
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Lincoln County Credit UnionIs a member application needed to join Lincoln County Credit Union?Yes, to access services at Lincoln County Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Lincoln County Credit Union provides a range of mortgage and home equity products. Is Lincoln County Credit Union a safe place to deposit money?Yes, Lincoln County Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Lincoln County Credit Union offer online and mobile banking?Most modern institutions like Lincoln County Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.75%, 6-month CD rates at 0.30% and 3-month CD rates at 0.10%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 10.15%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to 
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