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Local 355 MD Federal Credit Union Rates and Review January 2026

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Local 355 MD Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 2.78% and 3-month CD rates at 2.52%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.04%. Credit Card rates are at 13.20%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates which you can compare to Local 355 MD Federal Credit Union rates.

Compare Local 355 MD Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Local 355 MD Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Local 355 MD Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Local 355 MD Federal Credit Union? Share your experience about Local 355 MD Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Local 355 MD Federal Credit Union.

Overall, Local 355 MD Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Local 355 MD Federal Credit Union
LOCAL 355 MD FCU
1030 S DUKELAND ST
BALTIMORE, MD 21223 3303
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.80%
$1,000
7-Month CD
3.70%
$10,000
18-Month CD (Flexible)
3.55%
$500
6-Month CD
3.50%
$0
18-Month CD
3.40%
$1,000
36-Month CD
3.35%
$1,000
36-Month CD
3.35%
$1,000
12-Month CD
3.19%
$500
48-Month CD
3.15%
$1,000
12-Month CD
2.94%
$2,500
12-Month CD
2.83%
$500
Rewards Checking
2.78%
$100
36-Month CD
2.53%
$1,000
24-Month CD
2.50%
$1,000
48-Month CD
2.40%
$1,000
18-Month CD
2.25%
$1,000
60-Month CD
2.25%
$1,000
Personal Plus Checking
2.02%
$100
60-Month CD
2.00%
$500
36-Month CD
1.95%
$1,000
60-Month CD
1.75%
$5,000
48-Month CD
1.41%
$500
36-Month CD
1.37%
$1,000
60-Month CD
1.01%
$1,000
18-Month CD
0.75%
$5,000
Money Market
0.65%
$2,500
24-Month CD
0.65%
$1,000
48-Month CD
0.60%
$1,000
Classic Savings
0.60%
$10
18-Month CD
0.50%
$500
60-Month CD
0.50%
$500
Premier Plus Money Market
0.50%
$10,000
36-Month CD
0.45%
$1,000
6-Month CD
0.40%
$500
30-Month CD
0.35%
$500
Savings
0.35%
$100
36-Month CD
0.30%
$500
18-Month CD
0.30%
$500
60-Month CD
0.20%
$500
Basic Savings
0.20%
$100
60-Month CD
0.15%
$2,500
48-Month CD
0.15%
$2,500
Star Checking
0.10%
$100
Money Market
0.05%
$100
Interest Checking
0.05%
$0
Savings
0.02%
$20
Personal Savings
0.01%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.000%
0.000
15-Year Fixed
5.125%
5.228%
0.000
20-Year Fixed
5.750%
5.840%
0.000
6.375%
6.662%
0.000
5.750%
6.093%
0.000
30-Year Fixed
6.000%
6.090%
0.000
30-Year Fixed
5.875%
5.973%
0.000
6.000%
6.031%
0.000
30-Year Fixed
6.375%
6.451%
0.000
5.500%
5.803%
0.000
5.375%
5.652%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
30-Year Fixed
5.500%
5.727%
2.000
5.500%
6.059%
0.000
5.125%
5.389%
0.000
5.500%
5.567%
0.000
5.500%
5.500%
0.000
5.875%
5.958%
0.000
20-Year Fixed
5.875%
5.968%
0.000
6.000%
6.076%
0.000
5.250%
5.382%
0.000
30-Year Fixed
6.000%
6.162%
1.000
6.250%
7.325%
0.000
5.125%
5.361%
1.000
5.500%
5.705%
0.000
10-Year Fixed
5.750%
6.024%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.875%
6.070%
0.000
5.625%
5.643%
0.000
5.575%
5.684%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
5.375%
5.375%
0.000
5.375%
5.416%
0.000
5.625%
5.846%
0.000
5.750%
5.827%
0.000
5.250%
5.452%
0.000
20-Year Fixed
6.250%
6.418%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
10 Year Fixed
5.500%
5.938%
0.000
5.625%
5.796%
0.000
6.250%
6.281%
0.000
5.250%
6.041%
0.000
6.375%
6.460%
0.000
15-Year Fixed
5.375%
5.650%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.880%
0.000
5.625%
5.721%
0.000
5.375%
5.721%
0.000
10-Year Fixed
5.125%
5.511%
0.000
15-Year Fixed
5.375%
5.580%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Max Rewards Visa Credit Card
15.250%
18.000%
8.750%
14.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
16.200%
9.990%
VISA Platinum without Rewards
7.900%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
14.000%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Platinum Rewards
14.900%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
VISA Traditional
14.240% - 18.000%
13.900%
11.900%
Visa Platinum Preferred
14.240% - 17.990%
9.990%
Credit Line $500-$7,000
Acadia Visa Credit Card
10.900%
No annual fee
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
VISA Signature Rewards
16.740% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured (Signature) Loan
11.000%
$0 - $500
Credit Starter Loan
16.250%
$0
Consolidation Loans
13.060%
$0
1 - 36
A+ Personal Loan
8.990%
$0
84
Personal/Signature Loans
11.150%
$0
60 - 60
10.650%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Debt Consolidated
9.490%
$500
36
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
10.000%
$0
1 - 36
Student Loan Consolidation
5.490%
$0
11.900%
$0 - $15,000
24 - 60
Unsecured Signature Loan
10.250%
$0
25 - 36
10.990%
$500
36
8.990%
$0
36
11.990%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Consolidation Loans
14.850%
$0
37 - 60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
7.990%
$0 - $30,000
Personal Loans Share Secured
5.990%
$0
48
Technology Loan
9.750%
$0
36
Personal Signature Loan
11.000%
$0
96
9.200% - 17.950%
$0 - $500
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Local 355 MD Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Local 355 MD Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 0
President: Lloyd Elgert Jr
CEO: Patricia Boulter
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1030 S DUKELAND ST
BALTIMORE, MD 21223 3303
Phone Number: 410-566-5700
Fax Number: 410-566-1485

Financials

Total Assets:
5,602,517
Total Amount of Shares and Deposits:
4,468,788
Total Shares and Deposits < 1 Year:
4,468,789
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,468,788
Total Interest Expense (Sum of items 6 8):
9,983
Number of Accounts for Regular Shares:
1,718
Net Income (unless the amount is already included in Undivided Earnings):
35,623
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
993,968
Total Liabilities:
4,468,788
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Local 355 MD Federal Credit Union

Is a member application needed to join Local 355 MD Federal Credit Union?

Yes, to access services at Local 355 MD Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Local 355 MD Federal Credit Union provides a range of mortgage and home equity products.

Is Local 355 MD Federal Credit Union a safe place to deposit money?

Yes, Local 355 MD Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Local 355 MD Federal Credit Union offer online and mobile banking?

Most modern institutions like Local 355 MD Federal Credit Union provide digital access including online balance checks and transfers.

Current Local 355 MD Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions