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Louisiana Baptist Federal Credit Union Rates and Review January 2026

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Louisiana Baptist Federal Credit Union12-month CD rates can be found at 0.20%, 6-month CD rates at 3.75% and 3-month CD rates at 0.50%. Savings rates are at 0.07% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.99%. Credit Card rates are at 15.00%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to Louisiana Baptist Federal Credit Union rates.

Compare Louisiana Baptist Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Louisiana Baptist Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Louisiana Baptist Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Louisiana Baptist Federal Credit Union? Share your experience about Louisiana Baptist Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Louisiana Baptist Federal Credit Union.

Overall, Louisiana Baptist Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Louisiana Baptist Federal Credit Union
Louisiana Baptist FCU
1250 macarthur dr
alexandria, LA 71303 3124
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.80%
$1,000
Prime Checking
3.80%
$0
36-Month CD
3.60%
$1,000
9-Month CD
3.57%
$500
6-Month CD
3.56%
$1,000
36-Month CD
3.55%
$1,000
18-Month CD
3.50%
$500
12-Month CD
3.50%
$500
48-Month CD
3.35%
$1,000
18-Month CD
3.30%
$500
24-Month CD
3.28%
$1,000
24-Month CD
3.10%
$500
36-Month CD (IntraFi)
3.09%
$10,000
18-Month CD
3.00%
$1,000
60-Month CD
3.00%
$500
60-Month CD
2.88%
$500
60-Month CD
2.77%
$1,000
36-Month CD
2.65%
$500
36-Month CD
2.64%
$2,500
60-Month CD
2.50%
$1,000
48-Month CD
2.47%
$1,000
24-Month CD
2.15%
$500
12-Month CD
2.12%
$1,000
3-Month CD
2.00%
$500
36-Month CD
1.69%
$500
12-Month CD
1.26%
$1,000
Super Passbook Savings
1.00%
$100
60-Month CD
0.85%
$500
12-Month CD
0.75%
$500
Savings
0.75%
$1
60-Month CD
0.70%
$1,000
48-Month CD
0.65%
$500
60-Month CD
0.60%
$1,000
6-Month CD
0.60%
$500
Premier Money Market
0.50%
$2,500
Pinnacle Money Market
0.45%
$50
24-Month CD
0.40%
$500
30-Month CD
0.40%
$1,000
48-Month CD
0.40%
$500
48-Month CD
0.30%
$1,000
18-Month CD
0.30%
$500
Kasasa Checking
0.25%
$1
NOW Checking
0.25%
$2,500
Money Market
0.20%
$2,500
Passbook Savings
0.15%
$100
Statement Savings
0.12%
$10
6-Month CD
0.10%
$1,000
Savings
0.05%
$100
Home Town Savings
0.05%
$200
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.500%
5.684%
0.000
5.625%
5.643%
0.000
5.875%
5.958%
0.000
3-Year ARM
5.125%
5.911%
0.000
15-Year Fixed
5.750%
6.044%
0.000
5.625%
5.941%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.125%
5.637%
0.250
15-Year Fixed
5.375%
5.490%
0.125
15-Year Fixed
5.375%
5.525%
0.000
30 Year Fixed
6.500%
6.597%
0.000
4.675%
4.867%
0.000
4.675%
4.867%
0.000
5.375%
5.475%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
5.625%
6.036%
0.000
30-Year Fixed
5.875%
5.945%
0.000
5.875%
5.980%
0.000
30-Year Fixed
6.000%
6.112%
0.000
15-Year Fixed
5.250%
5.452%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
30-Year Fixed
6.375%
6.451%
0.000
6.250%
6.199%
0.000
6.375%
6.460%
0.000
5.500%
5.803%
0.000
5.125%
5.547%
0.000
5.875%
5.958%
0.000
30-Year Fixed
6.250%
6.450%
0.000
5.500%
6.004%
0.750
5.500%
5.556%
0.000
6.000%
6.183%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5.500%
5.705%
0.000
30-Year Fixed
6.125%
6.167%
0.000
15-Year Fixed
5.375%
5.584%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.750%
5.876%
0.000
30-Year Fixed
6.000%
6.046%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.250%
5.867%
0.000
5.625%
5.691%
0.000
5.875%
6.170%
0.000
30-Year Fixed
5.875%
5.999%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.375%
6.097%
0.000
5.625%
5.714%
0.000
30-Year Fixed
5.625%
5.671%
0.000
30-Year Fixed
6.250%
6.263%
0.000
15 Year Fixed
5.550%
5.643%
0.000
20-Year Fixed
6.625%
6.626%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Signature® Cash Back
17.750%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Classroom Supply Visa
8.500%
Security Service Power Rewards MasterCard
18.000%
Visa Platinum Rewards
14.900%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
16.200%
Academic VISA® Platinum
10.900%
Academic VISA® Gold
15.400%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Access FCU Visa Classic
13.500%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Security Service Power MasterCard
12.740% - 18.000%
Max Rewards Visa Credit Card
15.250%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
VISA® Credit Cards
7.990%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
9.990%
Credit Line $500-$7,000
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
VISA Platinum with Rewards
8.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.500%
$0 - $5,000
24 - 36
10.700%
$0 - $10,000
60 - 60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
8.890%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Term Line of Credit 84 months
8.000%
$0
13.240%
$0
48
8.990% - 17.990%
$0
7.000%
$500 - $15,000
60
12.250% - 17.000%
$0 - $20,000
Line of Credit Variable
16.740%
$0
10.250% - 17.950%
$0
1 - 36
12.500%
$0
60 - 60
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
11.990%
$0
11.900%
$0 - $15,000
24 - 60
14.700%
$8,000
60 - 60
9.200% - 17.950%
$0 - $100
12 - 24
9.990% - 18.000%
$0 - $50,000
12.490%
$0
18.000%
$0 - $500
5
Unsecured Signature Loan
10.250%
$0
37 - 60
10.890%
$0
60
15.000%
$500 - $1,500
6 - 12
14.200%
$5,000 - $8,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Louisiana Baptist Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Louisiana Baptist Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: Ferran Bertrand
CEO: Paul Funderburk
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1250 macarthur dr
alexandria, LA 71303 3124
Phone Number: 318-449-4357
Fax Number: 318-449-4256

Financials

Total Assets:
5,941,790
Total Amount of Shares and Deposits:
5,045,252
Total Shares and Deposits < 1 Year:
3,873,386
Total Shares and Deposits 1 3 Years:
1,171,865
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,045,252
Total Interest Expense (Sum of items 6 8):
39,343
Share Certificates:
45
Number of Accounts for Share Drafts:
192
IRA KEOGH Accounts:
17
Number of Accounts for Regular Shares:
867
Net Income (unless the amount is already included in Undivided Earnings):
40,350
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,655,414
Total Liabilities:
5,099,132
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Louisiana Baptist Federal Credit Union

Is a member application needed to join Louisiana Baptist Federal Credit Union?

Yes, to access services at Louisiana Baptist Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Louisiana Baptist Federal Credit Union provides a range of mortgage and home equity products.

Is Louisiana Baptist Federal Credit Union a safe place to deposit money?

Yes, Louisiana Baptist Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Louisiana Baptist Federal Credit Union offer online and mobile banking?

Most modern institutions like Louisiana Baptist Federal Credit Union provide digital access including online balance checks and transfers.

Current Louisiana Baptist Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions