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Lubrizol Employees Credit Union Rates and Review January 2026

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Lubrizol Employees Credit Union12-month CD rates can be found at 3.15%, 6-month CD rates at 2.52% and 3-month CD rates at 2.50%. Savings rates are at 0.04% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.33%. Credit Card rates are at 18.00%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to Lubrizol Employees Credit Union rates.

Compare Lubrizol Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Lubrizol Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Lubrizol Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Lubrizol Employees Credit Union? Share your experience about Lubrizol Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Lubrizol Employees Credit Union.

Overall, Lubrizol Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Lubrizol Employees Credit Union
Lubrizol Employees CU
205 Center St
Deer Park, TX 77536 2735
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$1,000
60-Month CD
3.85%
$1,000
18-Month CD (Jumbo)
3.71%
$100,000
84-Month CD
3.70%
$500
24-Month CD
3.65%
$500
36-Month CD
3.55%
$1,000
24-Month CD
3.44%
$500
7-Month CD
3.40%
$500
60-Month CD
3.24%
$500
24-Month CD
3.18%
$50
Kasasa Checking
3.06%
$0
24-Month CD
3.02%
$2,500
24-Month CD
3.00%
$1,000
60-Month CD
3.00%
$10,000
18-Month CD
2.85%
$500
24-Month CD (with checking)
2.84%
$1,000
60-Month CD
2.77%
$1,000
36-Month CD
2.65%
$500
15-Month CD
2.15%
$1,000
60-Month CD
2.12%
$500
18-Month CD
2.05%
$0
Money Market
1.77%
$25,000
36-Month CD
1.75%
$1,000
48-Month CD
1.51%
$500
60-Month CD
1.50%
$2,000
12-Month CD
1.44%
$1,000
36-Month CD
1.20%
$500
12-Month CD
1.10%
$500
NOW Checking
1.10%
$1,000
Savings
1.00%
$0
12-Month CD
0.85%
$500
Advantage Money Market
0.75%
$1,000
Money Market Plus
0.55%
$25,000
60-Month CD
0.55%
$1,000
Investment Savings
0.50%
$10,000
36-Month CD
0.40%
$500
Passbook Savings
0.35%
$0
Money Market
0.25%
$100
Money Market
0.20%
$2,500
12-Month CD
0.15%
$1,000
12-Month CD
0.10%
$500
Statement Savings
0.05%
$500
Platinum Checking
0.05%
$1,000
Share Savings
0.05%
$1
NOW Checking
0.03%
$600
Citi Savings
0.03%
$0
Savings
0.01%
$50
36-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
10-Year Fixed
5.375%
5.638%
0.000
5.500%
5.581%
0.000
5.625%
5.647%
0.000
5.750%
5.923%
0.000
30-Year Fixed
6.500%
6.512%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.125%
5.637%
0.250
5.750%
5.970%
0.250
5.500%
5.603%
0.000
6.000%
6.090%
0.000
30-Year Fixed
6.125%
6.307%
0.000
6.125%
6.266%
0.000
5.300%
5.433%
0.000
6.999%
7.235%
0.000
15-Year Fixed
5.625%
5.695%
0.000
15-Year Fixed
5.125%
5.389%
1.000
30-Year Fixed
5.500%
5.606%
0.750
30-Year Fixed
6.250%
6.450%
0.000
20 Year Fixed
6.500%
6.628%
0.000
30-Year Fixed
6.000%
6.048%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.875%
6.023%
0.000
5.375%
5.911%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.625%
5.787%
0.000
5.500%
5.533%
0.000
5.625%
5.751%
0.000
5.375%
5.475%
0.000
5.875%
5.907%
0.000
6.125%
6.346%
0.000
5.875%
6.006%
0.000
5.875%
5.958%
0.000
4.675%
4.867%
0.000
5.500%
5.500%
0.000
5.200%
5.453%
0.000
5.500%
5.803%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
30-Year Fixed
6.000%
6.173%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
4.740%
7.533%
0.000
6.000%
6.035%
0.375
6.125%
6.135%
0.000
4.740%
7.533%
0.000
6.250%
6.281%
0.000
15-Year Fixed
5.680%
5.964%
0.000
30-Year Fixed
6.000%
6.043%
0.000
20 Year Fixed
5.500%
5.579%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Business Rewards Card
15.240%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Academic VISA® Classic
15.400%
13.240%
Acadia Visa Credit Card
10.900%
No annual fee
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Access FCU Visa Classic
13.500%
Security Service Power MasterCard
12.740% - 18.000%
Member First VISA
15.040%
No balance transfer fees or annual fees.
VISA® Gold
11.960%
11.900%
16.240% - 27.240%
World Cash Back Credit Card Mastercard
18.000%
8.900%
Academic VISA® Platinum
10.900%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
10.150%
16.490% - 17.990%
VISA Signature Rewards
16.740% - 18.000%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.240%
$0
48
11.740% - 17.990%
$0
Access Line Of Credit
16.240%
$0
A+ Personal Loan
8.990%
$0
84
10.500%
$0 - $5,000
24 - 36
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Signature Loan
11.000%
$0
96
10.250% - 17.950%
$0
1 - 36
Personal Signature Loans
14.000%
$0
60
9.900%
$0
Signature Loans
12.990%
$0
48
17.900%
$0 - $500
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
10.000%
$0
12 - 12
Consolidation Loans
13.060%
$0
1 - 36
11.900%
$0 - $15,000
24 - 60
Personal Line of Credit Variable
13.150%
$0
11.990%
$0
1 - 12
Line of Credit
13.700%
$0
Signature Loan
10.500%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
9.490%
$0
48 - 48
13.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Lubrizol Employees Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Lubrizol Employees Credit Union
Full Time Employees: 8
Part Time Employees: 0
President: Richard Miller
CEO: Rose Flores
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
205 Center St
Deer Park, TX 77536 2735
Phone Number: 281-479-6651
Fax Number: 281-479-3087

Financials

Total Assets:
49,065,099
Total Amount of Shares and Deposits:
39,315,108
Total Shares and Deposits < 1 Year:
39,315,107
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,369,350
Total Uninsured Shares and Deposits > $250K (F+J):
4,369,350
Total Insured Shares and Deposits > $250K (item 17 less item K):
34,945,758
Total Interest Expense (Sum of items 6 8):
192,014
Number of Accounts for Share Drafts:
2,112
IRA KEOGH Accounts:
114
Number of Accounts for Regular Shares:
3,970
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,356,306
Total Liabilities:
39,679,628
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Lubrizol Employees Credit Union

Is a member application needed to join Lubrizol Employees Credit Union?

Yes, to access services at Lubrizol Employees Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Lubrizol Employees Credit Union provides a range of mortgage and home equity products.

Is Lubrizol Employees Credit Union a safe place to deposit money?

Yes, Lubrizol Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Lubrizol Employees Credit Union offer online and mobile banking?

Most modern institutions like Lubrizol Employees Credit Union provide digital access including online balance checks and transfers.

Current Lubrizol Employees Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions