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Marshall Community Credit Union Rates & Review May 2026

Marshall Community Credit Union's 36 Month CD Special rates are at 1.80%, 48 Month CD Special rates are at 1.80%, 60 Month CD Special rates are at 1.80%, 12 Month CD Special rates are at 1.65%, 24 Month CD Special rates are at 1.65%. Marshall Community Credit Union's savings rates are at 0.05%. Marshall Community Credit Union's Personal Loan Rates are at 12.14%. MonitorBankRates evaluates the financial stability of Marshall Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.81%. Rates were last updated on 05/10/2026.

Marshall Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marshall Community Credit Union? Share your experience about Marshall Community Credit Union by leaving a review below, or read customer reviews before you decide to use Marshall Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.81%
Excellent Higher than avg
Marshall Community Credit Union
Marshall Community Credit Union
839 W Green St
Marshall, MI 49068
https://www.marshallcommunitycu.com
Member NCUA

Marshall Community Credit Union CD Rates

Product Rate APY Term View More
36 Month CD Special 1.79% 1.80% 36
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
48 Month CD Special 1.79% 1.80% 48
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
60 Month CD Special 1.79% 1.80% 60
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
12 Month CD Special 1.29% 1.65% 12
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
24 Month CD Special 1.29% 1.65% 24
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
6 Month CD Special 1.30% 1.65% 6
Min Deposit $1,000
Details No IRA
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Marshall Community Credit Union Savings Rates

Product Rate APY View More
WiseSaver 1.29% 1.30%
Min Balance $175,000
Details Average daily balances of $175,000+
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Tier SuperSaver 1.14% 1.15%
Min Balance $250,000
Details Average daily balances of $250,000+
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Tier SuperSaver 1.09% 1.10%
Min Balance $150,000
Details Average daily balances of $150,000 - $249,999.99
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Tier SuperSaver 1.00% 1.00%
Min Balance $75,000
Details Average daily balances of $75,000 - $149.999.99
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Tier SuperSaver 0.85% 0.85%
Min Balance $25,000
Details Average daily balances of $25,000 - $74,999.99
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Tier SuperSaver 0.70% 0.70%
Min Balance $1,000
Details Average daily balances of $1,000 - $24,999.99
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
WiseSaver 0.70% 0.70%
Min Balance $1,000
Details Average daily balances of $1,000 - $174,999.99
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Health Savings Account 0.10% 0.10%
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Club Accounts 0.05% 0.05%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Share Savings 0.05% 0.05%
Min Balance $5
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Marshall Community Credit Union Checking Rates

Product Rate APY View More
Business Relationship Checking 0.30% 0.30%
Min Balance $150,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Relationship Checking 0.25% 0.25%
Min Balance $75,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Relationship Checking 0.20% 0.20%
Min Balance $25,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Regular Checking 0.05% 0.05%
Details Dividends paid on average daily balances of $2,500 and over
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Marshall Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
Wise Choice Loan Advantage - - 17.75% 30 - 180
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Wise Choice Loan Valued - - 18.00% 30 - 180
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Marshall Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 6.75% 0 6.75%
Details LTV up to 80%; Calculation Method Prime
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity 7.75% 0 7.75%
Details LTV 81 - 90%; Calculation Method Prime + 1.00%
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity 9.25% 0 9.25%
Details LTV 91 - 100%; Calculation Method Prime + 2.50%
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Marshall Community Credit Union Credit Card Rates

Product Rate APR View More
Wise Rate Visa Credit Cards - 12.75%
Details Regular APR: 12.75% - 20.75% variable APR (Annual Percentage Rate) on all purchases, balance transfers, and cash advances
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Wise Rewards Visa - 13.75%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Marshall Community Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan Premier - 12.14%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Advantage - 12.24%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Loyal - 12.34%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Valued - 12.49%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Premier - 12.64%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Advantage - 12.74%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Loyal - 12.84%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Valued - 12.99%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Premier - 13.14%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Advantage - 13.24%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Loyal - 13.34%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Valued - 13.49%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Premier - 13.64%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Advantage - 13.74%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Loyal - 13.84%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Valued - 13.99%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Premier - 15.14%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Advantage - 15.24%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Loyal - 15.34%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Valued - 15.49%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Premier - 15.64%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Advantage - 15.74%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Loyal - 15.84%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Personal Loan Valued - 15.99%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Marshall Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marshall Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marshall Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marshall Community Credit Union
Address 839 W Green St, Marshall, MI 49068
Phone 269-781-9885
Fax 269-781-8099
President Mark Garavalia
CEO Corrie Rozell
Full-Time Employees 66
Part-Time Employees 2
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.81%
Return on Assets (ROA)
1.2279%
Return on Equity (ROE)
7.2420%
Non-Performing Loans Ratio (NPL)
1.69%
Total Assets
351,229,248
Total Amount of Shares and Deposits
290,876,057
Total Shares and Deposits < 1 Year
280,926,009
Total Shares and Deposits 1 3 Years
9,270,371
Total Shares and Deposits > 3 Years
679,676
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
37,506,126
Total Uninsured Shares and Deposits > $250K (F+J)
37,506,126
Total Insured Shares and Deposits > $250K (item 17 less item K)
253,369,931
Total Interest Expense (Sum of items 6 8)
3,560,247
Share Certificates
1,315
Number of Accounts for Share Drafts
14,179
IRA KEOGH Accounts
337
Number of Accounts for Regular Shares
23,966
All other shares
93
Money Market Shares
2,088
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,019,322
Total Liabilities
294,425,663
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Marshall Community Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Marshall Community Credit Union

How many branches does Marshall Community Credit Union operate?

Marshall Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marshall Community Credit Union?

Yes, to access services at Marshall Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marshall Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marshall Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marshall Community Credit Union offer online and mobile banking?

Most modern institutions like Marshall Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marshallcommunitycu.com.

Current Marshall Community Credit Union Rates

  • 12-Month CD1.65%
  • 24-Month CD1.65%
  • 60-Month CD1.80%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.