Mercy Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Mercy Federal Credit Union12-month CD rates can be found at 2.00%, 6-month CD rates at 0.50% and 3-month CD rates at 0.20%. Savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.97%. Credit Card rates are at 9.90%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates which you can compare to Mercy Federal Credit Union rates.

Compare Mercy Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mercy Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Mercy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mercy Federal Credit Union? Share your experience about Mercy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mercy Federal Credit Union.

Overall, Mercy Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mercy Federal Credit Union
Mercy FCU
11806 McAuley Dr
Savannah, GA 31419 1710
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Mercy Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vibrant Credit Union
Vibrant Credit Union
Preferred Savings
4.50%
$5
The Golden 1 Credit Union
The Golden 1 Credit Union
16-Month CD
4.30%
$500
Merrick Bank
Merrick Bank
60-Month CD
4.10%
$25,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
12-Month CD
3.94%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
24-Month CD
3.85%
$50
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
12-Month CD
3.75%
$1,000
Shoreham Bank
Shoreham Bank
60-Month CD
3.50%
$1,000
F&M Union Bank
18-Month CD
3.33%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
48-Month CD
3.23%
$1,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
12-Month CD
3.20%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
12-Month CD
3.14%
$1,000
First State Bank of Harvey
First State Bank of Harvey
24-Month CD
3.10%
$1,000
Unison Bank
Unison Bank
18-Month CD
3.01%
$2,500
Generations Bank
Generations Bank
36-Month CD
3.00%
$500
Presidential Bank
Presidential Bank
60-Month CD
2.85%
$1,000
Citizens State Bank Moundridge, KS
12-Month CD
2.80%
$1,000
Bank First, NA
Bank First, NA
24-Month CD
2.78%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
36-Month CD
2.78%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
18-Month CD
2.77%
$1,000
The Bank of Landisburg
The Bank of Landisburg
36-Month CD
2.57%
$1,000
Union Federal S&L
18-Month CD
2.52%
$200
First Westroads Bank
First Westroads Bank
60-Month CD
2.50%
$100
Rosedale FSL
Rosedale FSL
24-Month CD
2.50%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Liberty Money Market
2.30%
$150,000
Bank of Elgin
Bank of Elgin
48-Month CD
2.22%
$500
First Bank Elk River
First Bank Elk River
24-Month CD
2.08%
$1
Bank of Hartington
Bank of Hartington
12-Month CD
2.07%
$1,000
Grand Timber Bank
Grand Timber Bank
12-Month CD
1.92%
$500
Westside State Bank
Westside State Bank
48-Month CD
1.60%
$500
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
12-Month CD
1.50%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
60-Month CD
1.30%
$1,000
SpiritBank
SpiritBank
60-Month CD
1.29%
$1,000
Union Bank, Inc.
Union Bank, Inc.
Plus Checking
1.25%
$5,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
24-Month CD
1.10%
$1,000
Tompkins Community Bank
Tompkins Community Bank
36-Month CD
1.00%
$1,000
Liberty Bank for Savings
Liberty Bank for Savings
18-Month CD
0.85%
$5,000
Pioneer Federal S&L
Pioneer Federal S&L
Savings
0.77%
$100
Clinton Savings Bank
Clinton Savings Bank
60-Month CD
0.60%
$10
First Federal Community Bank N.A.
First Federal Community Bank N.A.
24-Month CD
0.50%
$500
FirstBank of Nebraska
FirstBank of Nebraska
Savings
0.50%
$25
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD
0.50%
$1,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
36-Month CD
0.40%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
Money Market
0.35%
$1,500
MidCountry Bank
MidCountry Bank
Money Market
0.30%
$50
First Community Bank of Hillsboro
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
FirstOak Bank
FirstOak Bank
Money Market
0.25%
$100,000
TTNB Turbotville Bank
TTNB Turbotville Bank
3-Month CD
0.20%
$5,000
Simmesport State Bank
Simmesport State Bank
Business Interest Checking
0.15%
$2,000
Community Bank of Trenton
Community Bank of Trenton
Savings
0.10%
$100
Midland Federal S&L
Midland Federal S&L
Passbook Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mercy Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.500%
5.569%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.051%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.875%
6.083%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.148%
0.250
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.000%
6.168%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.000%
6.209%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.260%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.125%
6.268%
0.375
River Region Credit Union
River Region Credit Union
5/5 ARM
6.250%
6.319%
0.000
Abri Credit Union
Abri Credit Union
15-Year Fixed
6.125%
6.320%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
15 Year Fixed
6.125%
6.324%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
6.250%
6.346%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed (Jumbo)
6.375%
6.387%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.375%
6.394%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.250%
6.396%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.125%
6.398%
0.125
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.375%
6.423%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.375%
6.491%
1.000
People First Federal Credit Union
People First Federal Credit Union
30-Year Fixed
6.250%
6.493%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.500%
6.501%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Mercy Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Mercy Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Mercy Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Mercy Federal Credit Union Information

Credit Union Name: Mercy Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Deirdre Seagraves
CEO: Clinton Smith
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
11806 McAuley Dr
Savannah, GA 31419 1710
Phone Number: 912-819-2411
Fax Number: 912-819-3499

Mercy Federal Credit Union Financials

Total Assets:
11,924,814
Total Amount of Shares and Deposits:
9,944,622
Total Shares and Deposits < 1 Year:
9,944,621
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
433,111
Total Uninsured Shares and Deposits > $250K (F+J):
433,111
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,511,511
Total Interest Expense (Sum of items 6 8):
43,377
Share Certificates:
149
Number of Accounts for Share Drafts:
770
Number of Accounts for Regular Shares:
2,400
All other shares:
9
Non Member Deposits:
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
946,512
Total Liabilities:
10,047,332
Show More

Mercy Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
No
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

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Astoria Bank Money Market Account rates are now at 0.20 percent with a yield of 0.20 percent. View current Money Market Account rates at Astoria Bank below.
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Bank or Credit Union Offers and Deals

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Refinancing Now Possible as Homes Regain Equity and Mortgage Rates Remain Low
Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent
Weekly Mortgage Rates: June 15 2009
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Fultdirect.com Money Market Account Jumbo Rates now at 0.10%
Weekly Deposit Account Rate Report for December 17, 2014

Alternative Bank and Credit Union Offers to Explore

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Mercy Federal Credit Union Reviews

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