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Expedition Credit Union Rates & Review March 2026

Expedition Credit Union's 12 Month FlexRate CDs & IRA rates are at 3.50%, 24 Month FlexRate CDs & IRA rates are at 3.25%, 36 Month FlexRate CDs & IRA rates are at 3.00%, 48 Month FlexRate CDs & IRA rates are at 3.00%, 60 Month FlexRate CDs & IRA rates are at 3.00%. Expedition Credit Union's savings rates are at 0.05%. Expedition Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Expedition Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.32%. Rates were last updated on 03/26/2026.

Expedition Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Expedition Credit Union? Share your experience about Expedition Credit Union by leaving a review below, or read customer reviews before you decide to use Expedition Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.32%
Excellent Lower than avg
Expedition Credit Union
Mendota Heights
1270 Northland Dr Ste 350
Mendota Heights, MN 55120 1156
https://www.expeditioncu.com/
Member NCUA

Expedition Credit Union CD Rates

Product Rate APY Term View More
12 Month FlexRate Certificates & IRA - 3.50% 12
Min Balance $500
Details 1,2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
24 Month FlexRate Certificates & IRA - 3.25% 24
Min Balance $500
Details 1,2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
36 Month FlexRate Certificates & IRA - 3.00% 36
Min Balance $500
Details 1,2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
48 Month FlexRate Certificates & IRA - 3.00% 48
Min Balance $500
Details 1,2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
60 Month FlexRate Certificates & IRA - 3.00% 60
Min Balance $500
Details 1,2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Expedition Credit Union Savings Rates

Product Rate APY View More
Money Market Savings - 2.02%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Money Market Savings - 1.76%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Money Market Savings - 1.51%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Money Market Savings - 1.26%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Money Market Savings - 0.75%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Membership Share/Trust Savings - 0.10%
Min Balance $5
Details 1
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Savings Account - 0.10%
Min Balance $5
Details 2
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Youth Savings - 0.10%
Min Balance $5
Details 1
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
IRA/Health Savings - 0.05%
Min Balance $25
Details Minimum Balance to Earn Interest: $25.00 - $2,499.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Expedition Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings - 2.02%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Money Market Savings - 1.76%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Money Market Savings - 1.51%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Money Market Savings - 1.26%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Money Market Savings - 0.75%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Expedition Credit Union Checking Rates

Product Rate APY View More
High Yield Checking 3.00% 3.04%
Details Qualifying balance up to $19,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Cash Back Checking 2.00% 2.00%
Details Qualifications Required: 12 posted debit/credit card purchases within the month; eDocuments; Qualifying balance up to $500.00
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Student Cash Back Checking 2.00% 2.00%
Min Balance $5
Details Qualifications Required: online/mobile banking with eDocuments; Student Cash Back Checking Offer; Qualifying balance up to $500.00
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Basic Checking - 0.05%
Min Balance $1,000
Details 1
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Expedition Credit Union Mortgage Rates

Product Rate Points APR Term View More
Line of Credit (variable) - - 7.00% 15 year
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Checking Overdraft LOC (variable) - - 17.99% 60 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Expedition Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 0.25%
Details You can receive a .25% rate discount with automatic payments.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans - - 4.89% 36 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans 2021 and newer - - 4.89% 36 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans - - 5.14% 48 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans 2021 and newer - - 5.14% 48 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans - - 5.39% 60 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans 2021 and newer - - 5.39% 60 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans - - 5.64% 72 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans 2021 and newer - - 5.64% 72 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans - - 6.14% 84 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Auto Loans 2021 and newer - - 6.14% 84 months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
First-Time Auto Loan - - 6.99%
Details 10% or More Down Payment
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
First-Time Auto Loan - - 7.99%
Details Zero Down Payment
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Expedition Credit Union Credit Card Rates

Product Rate APR View More
Platinum Rewards Visa - 2.99%
Details Intro rate expires: 12 months; Regular APR: 13.49%; $100 Cash Back Bonus
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Platinum Visa - 2.99%
Details Intro rate expires: 12 months; Regular APR: 12.40%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Platinum Visa® - 12.40%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%
Platinum Rewards Visa® - 13.49%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Expedition Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit (variable) - 11.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Expedition Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Expedition Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Expedition Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Expedition Credit Union
Address 1270 Northland Dr Ste 350, Mendota Heights, MN 55120 1156
Phone 651-264-0669
Fax
President Mona Springis Doss
CEO Shawn Lannier
Full-Time Employees 30
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.32%
Return on Assets (ROA)
-0.0922%
Return on Equity (ROE)
-0.9168%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
221,247,954
Total Amount of Shares and Deposits
198,493,580
Total Shares and Deposits < 1 Year
191,469,341
Total Shares and Deposits 1 3 Years
4,342,390
Total Shares and Deposits > 3 Years
2,681,849
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,693,033
Total Uninsured Shares and Deposits > $250K (F+J)
10,693,033
Total Insured Shares and Deposits > $250K (item 17 less item K)
187,800,547
Total Interest Expense (Sum of items 6 8)
2,278,050
Share Certificates
1,766
Number of Accounts for Share Drafts
6,890
IRA KEOGH Accounts
300
Number of Accounts for Regular Shares
14,295
All other shares
1,691
Money Market Shares
795
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,115,554
Total Liabilities
200,235,640
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Expedition Credit Union

Is Expedition Credit Union a safe place to deposit money?

Yes, Expedition Credit Union is considered a safe financial institution. With a Texas Ratio of 2.3208787664303%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Expedition Credit Union operate?

Expedition Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Expedition Credit Union?

Yes, to access services at Expedition Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Expedition Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Expedition Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Expedition Credit Union offer online and mobile banking?

Most modern institutions like Expedition Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.expeditioncu.com/.

Current Expedition Credit Union Rates

  • 12-Month CD3.50%
  • 24-Month CD3.25%
  • 60-Month CD3.00%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.