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iAdvertiser Disclosure
Advertiser Disclosure
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 Meritrust Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 18, 2026
Meritrust Federal Credit Union's 1 Year CDs rates are at 3.50%, 18 Month CDs rates are at 3.50%, 2 Year CDs rates are at 3.50%, 3 Year CDs rates are at 3.50%, 5 Year CDs rates are at 3.50%. Meritrust Federal Credit Union's savings rates are at 0.00%. Meritrust Federal Credit Union's money market rates are at 0.00%. Meritrust Federal Credit Union's 15 Year Fixed rates are at 5.50%, 10 Year Fixed rates are at 5.50%, 30 Year Fixed rates are at 6.00%, 20 Year Fixed rates are at 6.00%. Meritrust Federal Credit Union's Personal Loan Rates are at 4.78%. MonitorBankRates evaluates the financial stability of Meritrust Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.67%. Rates were last updated on 05/18/2026. Meritrust Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meritrust Federal Credit Union? Share your experience about Meritrust Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Meritrust Federal Credit Union. Meritrust Federal Credit Union
Meritrust Center 151 N Main St
https://www.meritrustcu.org Wichita, KS 67202 
Meritrust Federal Credit Union CD Rates
Meritrust Federal Credit Union Savings Rates
Meritrust Federal Credit Union Money Market Rates
Meritrust Federal Credit Union Checking Rates
Meritrust Federal Credit Union Mortgage Rates
Meritrust Federal Credit Union Home Equity & HELOC
Meritrust Federal Credit Union Auto Loan Rates
Meritrust Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Meritrust Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Meritrust Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Meritrust Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Meritrust Federal Credit Union
Website
https://www.meritrustcu.org
Address
151 N Main St,
Wichita, KS 67202
Phone
316-683-1199
Fax
President
Steve Dunn
CEO
James Nastars
Full-Time Employees
363
Part-Time Employees
2
Branch Locations
14
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.67%
Return on Assets (ROA)
0.2034%
Return on Equity (ROE)
2.2107%
Non-Performing Loans Ratio (NPL)
0.55%
Total Assets
1,943,478,690
Total Amount of Shares and Deposits
1,563,051,477
Total Shares and Deposits < 1 Year
1,440,370,615
Total Shares and Deposits 1 3 Years
118,178,344
Total Shares and Deposits > 3 Years
4,502,518
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
101,356,878
Total Uninsured Shares and Deposits > $250K (F+J)
101,356,878
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,461,694,599
Total Interest Expense (Sum of items 6 8)
8,896,548
Share Certificates
10,744
Number of Accounts for Share Drafts
79,217
IRA KEOGH Accounts
3,512
Number of Accounts for Regular Shares
132,277
Non Member Deposits
10
Money Market Shares
8,375
Net Income (unless the amount is already included in Undivided Earnings)
3,952,387
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
200,144,380
Total Liabilities
1,777,070,850
Source: NCUA — Last Updated 03/31/2024
Customer Reviews
There are no reviews for Meritrust Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Meritrust Federal Credit Union
Frequently Asked Questions About Meritrust Federal Credit UnionHow many branches does Meritrust Federal Credit Union operate?Meritrust Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Meritrust Federal Credit Union?Yes, to access services at Meritrust Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Meritrust Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Meritrust Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Meritrust Federal Credit Union offer online and mobile banking?Most modern institutions like Meritrust Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meritrustcu.org. Current Meritrust Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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