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APCI Federal Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

APCI Federal Credit Union's Regular & IRA (Traditional & Roth) 24 month rates are at 4.10%, Regular & IRA (Traditional & Roth) 18 month rates are at 4.05%, Regular & IRA (Traditional & Roth) 12 month rates are at 4.00%, Regular & IRA (Traditional & Roth) 6 month rates are at 3.80%, Regular & IRA (Traditional & Roth) 3 month rates are at 3.65%. MonitorBankRates evaluates the financial stability of APCI Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.08%. Rates last updated and verified on 08/28/2026.

APCI Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at APCI Federal Credit Union? Share your experience about APCI Federal Credit Union by leaving a review below, or read customer reviews before you decide to use APCI Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.08%
Excellent Lower than avg
APCI Federal Credit Union
APCI Federal Credit Union
6126 Hamilton Blvd Ste 102
Allentown, PA 18106
https://www.apcifcu.org
Member NCUA

APCI Federal Credit Union CD Rates

Product Rate APY Term View More
Regular & IRA (Traditional & Roth) 24 month 4.03% 4.10% 24 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 18 month 3.98% 4.05% 18 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 12 month 3.93% 4.00% 12 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 6 month 3.74% 3.80% 6 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 3 month 3.59% 3.65% 3 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 30 month 3.45% 3.50% 30 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 36 month 3.45% 3.50% 36 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 48 month 3.45% 3.50% 48 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 60 month 3.45% 3.50% 60 months
Min Deposit $500
Details A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%

APCI Federal Credit Union Checking Rates

Product Rate APY View More
Checking 0.01% 0.01%
Details * Rates is variable and subject to change after account is open. Fees may reduce earnings. ** APY = Annual Percentage Yield. APY assumes dividends remain in account.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for APCI Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather APCI Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with APCI Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name APCI Federal Credit Union
Website https://www.apcifcu.org
Address 6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Phone 800-821-5104
Fax 610-841-2586
President Gregory Weigard
CEO Gina Fili
Full-Time Employees 54
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.08%
Return on Assets (ROA)
0.2178%
Return on Equity (ROE)
2.4486%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
665,671,456
Total Amount of Shares and Deposits
603,936,352
Total Shares and Deposits < 1 Year
550,147,480
Total Shares and Deposits 1 3 Years
45,610,764
Total Shares and Deposits > 3 Years
8,178,108
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
67,057,106
Total Uninsured Shares and Deposits > $250K (F+J)
67,057,106
Total Insured Shares and Deposits > $250K (item 17 less item K)
536,879,246
Total Interest Expense (Sum of items 6 8)
8,743,216
Share Certificates
7,560
Number of Accounts for Share Drafts
11,099
IRA KEOGH Accounts
2,535
Number of Accounts for Regular Shares
23,719
Money Market Shares
2,147
Net Income (unless the amount is already included in Undivided Earnings)
1,450,145
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
95,750,811
Total Liabilities
608,445,838
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for APCI Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About APCI Federal Credit Union

How many branches does APCI Federal Credit Union operate?

APCI Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join APCI Federal Credit Union?

Yes, to access services at APCI Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, APCI Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, APCI Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does APCI Federal Credit Union offer online and mobile banking?

Most modern institutions like APCI Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apcifcu.org.

Current APCI Federal Credit Union Rates

  • 12-Month CD4.00%
  • 18-Month CD4.05%
  • 24-Month CD4.10%
  • 60-Month CD3.50%
Retrieved from our database of financial products. Rates subject to change.

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