Midwest Members Credit Union Rates and Review January 2026
Compare Midwest Members Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Midwest Members Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMidwest Members Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Midwest Members Credit Union? Share your experience about Midwest Members Credit Union by leaving a review below, or read customer reviews before you decide to use Midwest Members Credit Union. Overall, Midwest Members Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Midwest Members Credit Union Wood River Office 101 Wesley Dr Wood River, IL 62095  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonBECU Cash Back Visa
16.240% - 27.240%
Acadia Visa Credit Card
10.900%
No annual fee
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Preferred Personal Loan
10.000%
$0
60
Payroll Savings Loan
17.900%
$0 - $500
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Midwest Members Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Midwest Members Credit Union
Website: https://www.midmembers.org
Full Time Employees: 48Part Time Employees: 2 President: Gerard Jacquin CEO: Louis Bicanic Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
101 Wesley Dr
Wood River, IL 62095 Phone Number: 618-254-0605 Fax Number: 618-254-9219 FinancialsTotal Assets:
211,300,928
Total Amount of Shares and Deposits:
183,435,097
Total Shares and Deposits < 1 Year:
180,721,228
Total Shares and Deposits 1 3 Years:
2,503,687
Total Shares and Deposits > 3 Years:
210,182
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,458,592
Total Uninsured Shares and Deposits > $250K (F+J):
3,458,592
Total Insured Shares and Deposits > $250K (item 17 less item K):
179,976,505
Total Interest Expense (Sum of items 6 8):
1,440,872
Share Certificates:
1,075
Number of Accounts for Share Drafts:
10,974
IRA KEOGH Accounts:
115
Number of Accounts for Regular Shares:
19,086
All other shares:
2,075
Money Market Shares:
539
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
32,700,571
Total Liabilities:
184,979,884
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Midwest Members Credit UnionIs a member application needed to join Midwest Members Credit Union?Yes, to access services at Midwest Members Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Midwest Members Credit Union provides a range of mortgage and home equity products. Is Midwest Members Credit Union a safe place to deposit money?Yes, Midwest Members Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Midwest Members Credit Union offer online and mobile banking?Most modern institutions like Midwest Members Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.75%, 6-month CD rates at 3.75% and 3-month CD rates at 3.14%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 0.00%. Credit Card rates are at 8.90%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates which you can compare to 
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