Mississippi DHS Federal Credit Union Rates and Review January 2026
Compare Mississippi DHS Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mississippi DHS Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMississippi DHS Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mississippi DHS Federal Credit Union? Share your experience about Mississippi DHS Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mississippi DHS Federal Credit Union. Overall, Mississippi DHS Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Mississippi DHS Federal Credit Union MS DHS FCU 767 N PRESIDENT ST JACKSON, MS 39202  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
13.740%
$0
60
Personal Loan
11.760%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Mississippi DHS Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Mississippi DHS Federal Credit Union
Website: https://www.msdhsfcu.com
Full Time Employees: 4Part Time Employees: 0 President: BARRY DIXON CEO: ROSALIND BAILEY Branch Locations: 1 ATM Locations: 3 Corporate Office Address:
767 N PRESIDENT ST
JACKSON, MS 39202 Phone Number: 601-354-6544 Fax Number: 601-354-6553 FinancialsTotal Assets:
10,058,694
Total Amount of Shares and Deposits:
8,526,709
Total Shares and Deposits < 1 Year:
7,940,027
Total Shares and Deposits 1 3 Years:
383,809
Total Shares and Deposits > 3 Years:
202,873
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,526,709
Total Interest Expense (Sum of items 6 8):
46,834
Share Certificates:
52
Number of Accounts for Share Drafts:
868
Number of Accounts for Regular Shares:
2,235
All other shares:
493
Net Income (unless the amount is already included in Undivided Earnings):
4,355
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,155,419
Total Liabilities:
8,640,708
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Mississippi DHS Federal Credit UnionIs a member application needed to join Mississippi DHS Federal Credit Union?Yes, to access services at Mississippi DHS Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Mississippi DHS Federal Credit Union provides a range of mortgage and home equity products. Is Mississippi DHS Federal Credit Union a safe place to deposit money?Yes, Mississippi DHS Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Mississippi DHS Federal Credit Union offer online and mobile banking?Most modern institutions like Mississippi DHS Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.70%, 6-month CD rates at 3.49% and 3-month CD rates at 2.48%. Savings rates are at 1.11% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 5.75%. Credit Card rates are at 9.50%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to 
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