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MNCPPC Federal Credit Union Rates and Review January 2026

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MNCPPC Federal Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 4.20% and 3-month CD rates at 1.76%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.25%. Credit Card rates are at 14.74%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates which you can compare to MNCPPC Federal Credit Union rates.

Compare MNCPPC Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MNCPPC Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

MNCPPC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MNCPPC Federal Credit Union? Share your experience about MNCPPC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MNCPPC Federal Credit Union.

Overall, MNCPPC Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

MNCPPC Federal Credit Union
Main Office
5211 Campus Way Suite A
College Park, MD 20740
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$1,000
60-Month CD
3.83%
$500
18-Month CD
3.68%
$500
12-Month CD
3.60%
$500
84-Month CD
3.55%
$100
48-Month CD
3.55%
$10,000
24-Month CD
3.53%
$1,500
30-Month CD
3.53%
$500
Premium Money Market
3.50%
$1,000
24-Month CD
3.35%
$1,000
18-Month CD
3.25%
$500
24-Month CD
3.25%
$500
6-Month CD
3.10%
$1,000
48-Month CD
3.04%
$500
24-Month CD
3.02%
$1,000
12-Month CD
3.00%
$1,000
48-Month CD
2.78%
$1,000
30-Month CD
2.75%
$1,000
60-Month CD
2.57%
$1,000
18-Month CD
2.52%
$200
36-Month CD
2.43%
$1,000
24-Month CD
2.25%
$1,000
18-Month CD
2.00%
$1,000
48-Month CD
1.55%
$500
36-Month CD
1.55%
$500
18-Month CD
1.16%
$1,000
Regular Savings
1.00%
$100
12-Month CD
1.00%
$1,000
48-Month CD
1.00%
$1,000
3-Month CD
0.81%
$500
60-Month CD
0.70%
$2,500
12-Month CD
0.65%
$1,000
3-Month CD
0.55%
$2,500
60-Month CD
0.50%
$500
Regular Savings
0.50%
$100
24-Month CD
0.45%
$500
36-Month CD
0.30%
$250
Republic Savings
0.25%
$100
12-Month CD
0.25%
$1,000
UMB Savings
0.20%
$100
48-Month CD
0.15%
$1
12-Month CD
0.12%
$1,000
24-Month CD
0.10%
$1,000
Passbook Savings
0.10%
$10
Statement Savings
0.05%
$5
Elite Money Market
0.05%
$2,500
Interest Checking
0.03%
$100
Statement Savings
0.01%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
5.900%
6.072%
0.000
6.500%
6.595%
0.000
15-Year Fixed
5.390%
5.666%
0.000
30-Year Fixed
5.875%
6.002%
0.000
30-Year Fixed
5.875%
5.965%
0.000
30-Year Fixed
6.250%
6.306%
0.000
5.500%
5.603%
0.000
15-Year Fixed
5.625%
5.747%
0.250
4.875%
5.010%
0.000
6.000%
6.250%
0.000
5.875%
5.900%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
6.500%
6.218%
0.000
30-Year Fixed
5.875%
5.999%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
6.000%
6.085%
0.000
6.500%
6.748%
0.000
6.000%
6.090%
0.000
5.125%
5.331%
1.000
5.125%
5.389%
0.000
15-Year Fixed
5.500%
5.610%
0.000
5.750%
6.161%
0.000
20-Year Fixed
5.875%
6.057%
0.000
30 Year Fixed
6.250%
6.441%
0.000
30-Year Fixed
5.875%
5.973%
0.000
15-Year Fixed
5.625%
5.695%
0.000
20-Year Fixed
5.750%
5.915%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
5.625%
5.643%
0.000
5.500%
5.680%
1.125
7/1 ARM Jumbo
5.500%
5.503%
0.000
5.375%
5.565%
1.000
30 Year Fixed
6.000%
6.130%
0.000
5.375%
5.639%
0.250
5.750%
5.827%
0.000
5.625%
5.721%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
15 Year Fixed
5.375%
5.608%
0.000
30-Year Fixed
6.125%
0.000%
6.198
15-Year Fixed
5.750%
5.769%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.875%
6.023%
0.000
5.500%
5.556%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
30-Year Fixed
6.750%
6.750%
0.000
5.500%
5.646%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.875%
6.029%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum with Rewards
9.900%
18.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Academic VISA® Gold
15.400%
Visa Platinum Preferred Starter
17.990%
Visa Crimson Rewards Card
13.740%
14.000%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Max Rewards Visa Credit Card
15.250%
7.900%
Academic VISA® Classic
15.400%
Business Select Credit Card Mastercard
18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
World Cash Back Credit Card Mastercard
18.000%
13.900%
VISA Platinum without Rewards
7.900%
VISA Signature Rewards
16.740% - 18.000%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum Preferred
14.240% - 17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.490%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
8.990% - 18.000%
$0 - $30,000
72
Unsecured (Signature) Loan
11.000%
$0 - $500
11.240%
$0 - $10,000
60 - 60
Personal Signature Loan
11.000%
$0
96
Personal Loan
11.000%
$0
1 - 12
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Personal Loans Share Secured
5.990%
$0
48
Personal Loan Rates
5.740%
$0
1 - 36
Term Line of Credit 84 months
8.000%
$0
Personal Line of Credit
16.240%
$0
60
Unsecured Signature Loan
10.250%
$0
37 - 60
10.500%
$0
Personal Loans
10.000%
$0
1 - 36
11.740% - 17.990%
$0
10.890%
$0
60
Personal Line of Credit
11.500%
$0
Signature Loan
10.500%
$0
9.990% - 18.000%
$0 - $50,000
10.990%
$500
36
Education (tuition bill required)
8.250%
$0
60
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
13.240%
$0 - $2,000
36 - 36
13.240%
$0
48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have MNCPPC Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: MNCPPC Federal Credit Union
Full Time Employees: 4
Part Time Employees: 0
President: Chuck Montrie
CEO: Julie Hill
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
5211 Campus Way Suite A
College Park, MD 20740
Phone Number: 301-277-8633
Fax Number: 301-277-8634

Financials

Total Assets:
16,483,149
Total Amount of Shares and Deposits:
14,316,802
Total Shares and Deposits < 1 Year:
14,293,865
Total Shares and Deposits 1 3 Years:
11,940
Total Shares and Deposits > 3 Years:
10,997
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
401,118
Total Uninsured Shares and Deposits > $250K (F+J):
401,118
Total Insured Shares and Deposits > $250K (item 17 less item K):
13,915,684
Total Interest Expense (Sum of items 6 8):
91,849
Share Certificates:
183
Number of Accounts for Share Drafts:
1,016
IRA KEOGH Accounts:
18
Number of Accounts for Regular Shares:
1,973
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,717,193
Total Liabilities:
14,377,081
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About MNCPPC Federal Credit Union

Is a member application needed to join MNCPPC Federal Credit Union?

Yes, to access services at MNCPPC Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, MNCPPC Federal Credit Union provides a range of mortgage and home equity products.

Is MNCPPC Federal Credit Union a safe place to deposit money?

Yes, MNCPPC Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does MNCPPC Federal Credit Union offer online and mobile banking?

Most modern institutions like MNCPPC Federal Credit Union provide digital access including online balance checks and transfers.

Current MNCPPC Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions