Money One Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Money One Federal Credit Union12-month CD rates can be found at 4.10%, 6-month CD rates at 2.75% and 3-month CD rates at 4.20%. Savings rates are at 0.10% and money market rates are at 1.46%. Mortgage rates on 30-year fixed loans are around 6.37%. Credit Card rates are at 9.90%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Money One Federal Credit Union rates.

Compare Money One Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Money One Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Money One Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Money One Federal Credit Union? Share your experience about Money One Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Money One Federal Credit Union.

Overall, Money One Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Money One Federal Credit Union
MONEY ONE FCU
9800 TECHNOLOGY WAY
LARGO, MD 20774
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Money One Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Prime Alliance Bank
Prime Alliance Bank
12-Month CD
4.30%
$500
Primis Bank
Primis Bank
Primis Premium Checking
4.05%
$1
Total Direct Bank
Total Direct Bank
24-Month CD
4.00%
$25,000
New Albin Savings Bank
New Albin Savings Bank
36-Month CD
3.80%
$1,000
Reliance State Bank
Reliance State Bank
12-Month CD
3.73%
$2,500
Hibernia Bank
Hibernia Bank
12-Month CD
3.65%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.65%
$10,000
NBT Financial Bank
NBT Financial Bank
12-Month CD (Jumbo)
3.55%
$250,000
First State Bank of Harvey
First State Bank of Harvey
12-Month CD
3.49%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
3.30%
$500
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
24-Month CD
3.29%
$100
Exchange Bank of Alabama
Exchange Bank of Alabama
60-Month CD
3.17%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
24-Month CD
3.04%
$1,000
Security Federal Bank
Security Federal Bank
36-Month CD
3.00%
$500
Solvay Bank
Solvay Bank
24-Month CD
3.00%
$500
Mercer County State Bank
36-Month CD (IRA)
2.96%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
24-Month CD
2.68%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
36-Month CD
2.25%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.01%
$500
Fairview State Banking Company
Fairview State Banking Company
12-Month CD
1.81%
$2,500
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
The Upstate National Bank
The Upstate National Bank
Money Market
1.35%
$5,000
Pathfinder Bank
Pathfinder Bank
48-Month CD
1.10%
$1,000
First National Bank in Amboy
First National Bank in Amboy
24-Month CD
1.05%
$1,000
Bank of Botetourt
Bank of Botetourt
48-Month CD
0.90%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
12-Month CD
0.85%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
60-Month CD
0.75%
$500
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Money Market
0.65%
$2,500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
24-Month CD
0.60%
$500
Eclipse Bank
Eclipse Bank
48-Month CD
0.60%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
60-Month CD (IRA)
0.50%
$100
AVB Bank
AVB Bank
Money Market
0.45%
$2,500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
Savings
0.45%
$100
Madison Valley Bank
Madison Valley Bank
Money Market
0.38%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
12-Month CD
0.25%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
24-Month CD
0.25%
$500
Volunteer State Bank
Volunteer State Bank
Premium Money Market
0.25%
$100
SSB Community Bank
SSB Community Bank
24-Month CD
0.20%
$1,000
The Middlefield Banking Company
The Middlefield Banking Company
3-Month CD
0.20%
$500
Bank of Botetourt
Bank of Botetourt
Money Market
0.15%
$2,500
Jovia Federal Credit Union
Jovia Federal Credit Union
General Savings
0.10%
$131
FNB of Hope
Money Market
0.10%
$0
Republic Bank of Chicago
Republic Bank of Chicago
Statement Savings
0.10%
$25
Grand Rapids SB
Grand Rapids SB
Money Market
0.08%
$2,500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Premier Money Market
0.05%
$50
First Northern Bank and Trust Company
First Northern Bank and Trust Company
NOW Checking
0.05%
$1,000
United Bank of Philadelphia
United Bank of Philadelphia
3-Month CD
0.03%
$500
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
State Bank of the Lakes
State Bank of the Lakes
Savings Account
0.02%
$0
Wells Fargo
Wells Fargo
Way2Save Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Money One Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.500%
5.581%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.625%
5.693%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.870%
1.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
5.625%
5.891%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.750%
5.970%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
5.875%
6.133%
1.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.187%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.250%
6.250%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.000%
6.291%
0.000
Manasquan Bank
Manasquan Bank
30-Year Fixed
6.250%
6.327%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
30-Year Fixed
6.250%
6.335%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
10/6 ARM
5.875%
6.337%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Money One Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Money One Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Money One Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Money One Federal Credit Union Information

Credit Union Name: Money One Federal Credit Union
Full Time Employees: 24
Part Time Employees: 0
President: Margaret Phillips
CEO: Beverly Zook
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
9800 TECHNOLOGY WAY
LARGO, MD 20774
Phone Number: 301-925-4600
Fax Number: 301-925-9077

Money One Federal Credit Union Financials

Total Assets:
120,134,559
Total Amount of Shares and Deposits:
94,108,283
Total Shares and Deposits < 1 Year:
83,886,819
Total Shares and Deposits 1 3 Years:
5,544,835
Total Shares and Deposits > 3 Years:
4,676,629
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,515,578
Total Uninsured Shares and Deposits > $250K (F+J):
11,550,578
Total Insured Shares and Deposits > $250K (item 17 less item K):
82,557,705
Total Interest Expense (Sum of items 6 8):
443,471
Share Certificates:
239
Number of Accounts for Share Drafts:
2,960
IRA KEOGH Accounts:
337
Number of Accounts for Regular Shares:
9,591
All other shares:
184
Non Member Deposits:
8
Money Market Shares:
144
Net Income (unless the amount is already included in Undivided Earnings):
863,360
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,674,796
Total Liabilities:
109,817,708
Show More

Money One Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

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Quorum Federal Credit Union Savings rates are now at 1.00 percent with a yield of 1.00 percent. View current Savings rates at Quorum Federal Credit Union below.
Nordstrom Bank 18 Month CD rates are now at 1.24 percent with a yield of 1.25 percent. View current 18 Month CD rates at Nordstrom Bank below.

Bank or Credit Union Offers and Deals

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Mortgage Refinance Rates: 30 Year Refinance Rates as Low as 3.13% 15 Year Refi Rates as Low as 2.38%
Mortgage Rates - 30-year Fixed Mortgage Rates at 5.14%
Salem Five 5 Year CD Rates now at 1.98%

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Money One Federal Credit Union Reviews

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