Monroe Telco Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Monroe Telco Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 4.20% and 3-month CD rates at 0.50%. Savings rates are at 0.25% and money market rates are at 1.75%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 16.95%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Monroe Telco Federal Credit Union rates.

Compare Monroe Telco Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Monroe Telco Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Monroe Telco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Monroe Telco Federal Credit Union? Share your experience about Monroe Telco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Monroe Telco Federal Credit Union.

Overall, Monroe Telco Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Monroe Telco Federal Credit Union
Monroe Telco FCU Main Office
4705 Cypress St
West Monroe, LA 71291 7511
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Monroe Telco Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Needham Bank
Needham Bank
12-Month CD
4.25%
$1,000
Bank5 Connect
Bank5 Connect
18-Month CD
4.15%
$500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
48-Month CD
4.06%
$2,000
Security Federal Bank
Security Federal Bank
9-Month CD
4.05%
$500
Kish Bank
Kish Bank
12-Month CD
3.90%
$2,000
AbbyBank
AbbyBank
12-Month CD
3.90%
$1,500
PSECU
PSECU
24-Month CD
3.75%
$500
Quaint Oak Bank
Quaint Oak Bank
48-Month CD
3.75%
$500
Randolph Brooks FCU
Randolph Brooks FCU
24-Month CD
3.75%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
60-Month CD
3.65%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
36-Month CD
3.60%
$1,000
NBT Financial Bank
NBT Financial Bank
12-Month CD (Jumbo)
3.55%
$250,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD (CDARS)
3.51%
$250,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
18-Month CD
3.40%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
60-Month CD
3.34%
$500
Iowa State Bank
Iowa State Bank
Kasasa Checking
3.30%
$0
Vinton County Bank
Vinton County Bank
24-Month CD
3.30%
$2,500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month CD
3.25%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
36-Month CD (Bump-Up)
3.20%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
60-Month CD
3.14%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
48-Month CD
3.10%
$1,000
Service Federal Credit Union
Service Federal Credit Union
60-Month CD
2.50%
$500
Unison Bank
Unison Bank
60-Month CD
2.50%
$2,500
Axiom Bank
Axiom Bank
48-Month CD
2.50%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
12-Month CD
2.47%
$500
State Bank of Cherry
48-Month CD
2.47%
$1,000
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
The FNB Community Bank
The FNB Community Bank
18-Month CD
2.27%
$1,000
Genoa Community Bank
Genoa Community Bank
12-Month CD
2.10%
$500
Frontier State Bank
Frontier State Bank
Money market
1.97%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
48-Month CD
1.96%
$500
Fairview State Banking Company
Fairview State Banking Company
12-Month CD
1.81%
$2,500
DB&T
DB&T
12-Month CD
1.61%
$1,000
Sandy Spring Bank
Sandy Spring Bank
Business Premier Money Market
1.25%
$10,000
Bank of Easton
Bank of Easton
Advantage Money Market
0.50%
$10,000
First FarmBank
First FarmBank
Green Money Market
0.50%
$100
Paramount Bank
Paramount Bank
Money Market
0.50%
$100
TGSB Table Grove State Bank
TGSB Table Grove State Bank
Passbook Savings
0.50%
$1
Frontier State Bank
Frontier State Bank
Regular Savings
0.40%
$100
Frontier State Bank
Frontier State Bank
Interest Checking
0.40%
$100
Bank of Pensacola
Bank of Pensacola
Savings
0.30%
$50
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
3-Month CD
0.30%
$500
Murray Bank
Murray Bank
Statement Savings
0.20%
$50
Phoenixville Federal B&T
Phoenix Money Market
0.15%
$2,500
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
Sound Community Bank
Sound Community Bank
Regular Savings
0.10%
$100
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Premier Money Market
0.05%
$50
First Federal S&L of Lorain
First Federal S&L of Lorain
NOW Checking
0.03%
$100
The Citizens Bank of Georgia
The Citizens Bank of Georgia
24-Month CD
0.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Monroe Telco Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.500%
5.600%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
5.500%
5.666%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.625%
5.802%
0.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.520%
5.856%
0.250
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.375%
5.919%
2.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
20 Year Fixed
5.875%
6.039%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Ulster Savings Bank
Ulster Savings Bank
20-Year Fixed
6.000%
6.184%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.075%
6.186%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
FNB of Scotia
FNB of Scotia
20-Year Fixed
6.000%
6.231%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
10-Year Fixed
6.125%
6.296%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
3/3 ARM
5.750%
6.309%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.125%
6.322%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Monroe Telco Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Monroe Telco Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Monroe Telco Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Monroe Telco Federal Credit Union Information

Credit Union Name: Monroe Telco Federal Credit Union
Full Time Employees: 12
Part Time Employees: 1
President: Louis "Bo" Leporati
CEO: Crystal White
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
4705 Cypress St
West Monroe, LA 71291 7511
Phone Number: 318-397-4243
Fax Number: 318-397-4271

Monroe Telco Federal Credit Union Financials

Total Assets:
50,342,465
Total Amount of Shares and Deposits:
43,764,768
Total Shares and Deposits < 1 Year:
42,519,323
Total Shares and Deposits 1 3 Years:
1,245,445
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,653,175
Total Uninsured Shares and Deposits > $250K (F+J):
1,653,175
Total Insured Shares and Deposits > $250K (item 17 less item K):
42,111,593
Total Interest Expense (Sum of items 6 8):
85,315
Share Certificates:
98
Number of Accounts for Share Drafts:
2,571
IRA KEOGH Accounts:
115
Number of Accounts for Regular Shares:
4,339
All other shares:
222
Net Income (unless the amount is already included in Undivided Earnings):
187,455
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,292,358
Total Liabilities:
44,234,918
Show More

Monroe Telco Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

As expected, the Federal Reserve announced today that they plan to keep the Fed funds rate at 0% to 1/4% for quite some time. Since the Fed is unable to lower rates any more they have been using other "tools" to stimulate the economy. Including purchasing large quantities of agency debt and mortgage backed securities to provide support to the mortgage and housing markets.
mortgage-rates-drop-again-30-year-mortgage-rates-averaging-476Mortgage rates continue to decline this week. 30 year mortgage rates are averaging 4.76 percent this week, down from the previous week’s average mortgage rate of 4.85 percent.  The current average 30 year mortgage rate hasn't been as low since eariler this year when the Fed was still purchasing mortgage-backed securities (MBS) to keep mortgage rates low.
Mortgage rates moved slightly higher as the markets await the important Federal Open Market Committee (FOMC) meeting next week. Fixed conforming mortgage rates have been on a tear this summer. 30 year conforming rates have risen over 125 basis points and 30 year jumbo rates have increased almost 100 basis points.

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Monroe Telco Federal Credit Union Reviews

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