Montcalm Public Employees Credit Union Rates and Review January 2026
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Compare Montcalm Public Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Montcalm Public Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMontcalm Public Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Montcalm Public Employees Credit Union? Share your experience about Montcalm Public Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Montcalm Public Employees Credit Union. Overall, Montcalm Public Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Montcalm Public Employees Credit Union Montcalm Public Employees Credit Union 1157 E Main St Edmore, MI 48829 7302  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPlatinum Visa
15.350%
Visa Classic
11.900%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Unsecured Signature Loan
9.250%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Montcalm Public Employees Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Montcalm Public Employees Credit Union
Website: https://mpecreditunion.com
Full Time Employees: 5Part Time Employees: 0 President: William Moore CEO: Lisa Longnecker Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1157 E Main St
Edmore, MI 48829 7302 Phone Number: 989-427-5663 Fax Number: 989-427-3773 FinancialsTotal Assets:
25,093,290
Total Amount of Shares and Deposits:
20,837,872
Total Shares and Deposits < 1 Year:
20,790,395
Total Shares and Deposits 1 3 Years:
47,477
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,105,513
Total Uninsured Shares and Deposits > $250K (F+J):
2,105,513
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,732,359
Total Interest Expense (Sum of items 6 8):
181,856
Share Certificates:
179
Number of Accounts for Share Drafts:
738
IRA KEOGH Accounts:
28
Number of Accounts for Regular Shares:
1,821
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,097,755
Total Liabilities:
20,855,254
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Montcalm Public Employees Credit UnionIs a member application needed to join Montcalm Public Employees Credit Union?Yes, to access services at Montcalm Public Employees Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Montcalm Public Employees Credit Union provides a range of mortgage and home equity products. Is Montcalm Public Employees Credit Union a safe place to deposit money?Yes, Montcalm Public Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Montcalm Public Employees Credit Union offer online and mobile banking?Most modern institutions like Montcalm Public Employees Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.25%, 6-month CD rates at 3.00% and 3-month CD rates at 3.00%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 19.24%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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