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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
ERIE COMMUNITY Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
ERIE COMMUNITY's 10 Month CDs rates are at 3.65%, 12 Month CDs rates are at 3.65%, 6 Month CDs rates are at 3.65%, 18 Month CDs rates are at 3.54%, 24 Month CDs rates are at 3.54%. ERIE COMMUNITY's savings rates are at 0.05%. ERIE COMMUNITY's money market rates are at 1.41%. ERIE COMMUNITY's Personal Loan Rates are as low as 11.25%. ERIE COMMUNITY's Credit Card Rates are at 11.99%. MonitorBankRates evaluates the financial stability of ERIE COMMUNITY with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.48%. Rates last updated and verified on 09/22/2026. ERIE COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ERIE COMMUNITY? Share your experience about ERIE COMMUNITY by leaving a review below, or read customer reviews before you decide to use ERIE COMMUNITY. 
ERIE COMMUNITY CD Rates
ERIE COMMUNITY Savings Rates
ERIE COMMUNITY Money Market Rates
ERIE COMMUNITY Home Equity & HELOC
ERIE COMMUNITY Auto Loan Rates
ERIE COMMUNITY RV, Boat and Powersport Loan Rates
ERIE COMMUNITY Credit Card Rates
ERIE COMMUNITY Personal Loan Rates
ERIE COMMUNITY Other Rates
Financial Health HistoryERIE COMMUNITY’s Texas Ratio rose from 6.05% in Q2 2023 to 8.48% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.6 to 5.0 and its Health Grade from A- to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for ERIE COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ERIE COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with ERIE COMMUNITY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
ERIE COMMUNITY
Website
http://www.eriecommunityfcu.org
Address
1109 E Strub Rd,
Sandusky, OH 44870
Phone
419-626-4283
Fax
419-626-8729
President
Frederick Coffey
CEO
John Reineke
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.48%
Return on Assets (ROA)
0.2541%
Return on Equity (ROE)
3.1962%
Non-Performing Loans Ratio (NPL)
1.26%
Total Assets
40,304,233
Total Amount of Shares and Deposits
36,902,564
Total Shares and Deposits < 1 Year
36,340,719
Total Shares and Deposits 1 3 Years
404,432
Total Shares and Deposits > 3 Years
157,413
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
748,112
Total Uninsured Shares and Deposits > $250K (F+J)
748,112
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,154,452
Total Interest Expense (Sum of items 6 8)
103,360
Share Certificates
370
Number of Accounts for Share Drafts
1,983
IRA KEOGH Accounts
24
Number of Accounts for Regular Shares
3,782
Money Market Shares
80
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,706,478
Total Liabilities
37,098,962
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for ERIE COMMUNITY yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for ERIE COMMUNITY
Frequently Asked Questions About ERIE COMMUNITYHow many branches does ERIE COMMUNITY operate?ERIE COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join ERIE COMMUNITY?Yes, to access services at ERIE COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, ERIE COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, ERIE COMMUNITY provides members with tools to manage their accounts and build a solid financial history. Does ERIE COMMUNITY offer online and mobile banking?Most modern institutions like ERIE COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.eriecommunityfcu.org. Current ERIE COMMUNITY Rates
Retrieved from our database of financial products. Rates subject to change.
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