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ERIE COMMUNITY Rates & Review March 2026

ERIE COMMUNITY's savings rates are at 0.05%. ERIE COMMUNITY's money market rates are at 1.41%. ERIE COMMUNITY's Personal Loan Rates are at 5.25%. MonitorBankRates evaluates the financial stability of ERIE COMMUNITY with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.01%. Rates were last updated on 03/26/2026.

ERIE COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ERIE COMMUNITY? Share your experience about ERIE COMMUNITY by leaving a review below, or read customer reviews before you decide to use ERIE COMMUNITY.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.01%
Excellent Higher than avg
Legends Bank Linn, MO
Strub Rd Office
1109 E Strub Rd
Sandusky, OH 44870
http://www.eriecommunityfcu.org
Member NCUA

ERIE COMMUNITY Savings Rates

Product Rate APY View More
Savings Rate 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

ERIE COMMUNITY Money Market Rates

Product Rate APY View More
Money Markets 1.60% 1.61%
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Money Markets 1.50% 1.51%
Min Deposit $10,000
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Money Markets 1.40% 1.41%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

ERIE COMMUNITY Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Lines of Credit - - 7.25% 15 Years
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

ERIE COMMUNITY Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan (2025 - 2026) - - 5.25% 36 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024) - - 5.50% 36 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
New Auto Loan (2025 - 2026) - - 5.75% 48 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024) - - 5.75% 48 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
New Auto Loan (2025 - 2026) - - 6.00% 60 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024) - - 6.00% 60 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
New Auto Loan (2025 - 2026) - - 6.25% 72 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2017 - 2020) - - 6.25% 36 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024) - - 6.25% 72 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2011 - 2016) - - 6.50% 36 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2017 - 2020) - - 6.50% 48 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
New Auto Loan (2025 - 2026) - - 6.75% 84 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2011 - 2016) - - 7.00% 48 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Used Auto Loan (2017 - 2020) - - 7.00% 60 Months
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

ERIE COMMUNITY Credit Card Rates

Product Rate APR View More
Visa Platinum/Classic - 11.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for ERIE COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ERIE COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ERIE COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ERIE COMMUNITY
Address 1109 E Strub Rd, Sandusky, OH 44870
Phone 419-626-4283
Fax 419-626-8729
President Frederick Coffey
CEO John Reineke
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.01%
Return on Assets (ROA)
0.6008%
Return on Equity (ROE)
7.3205%
Non-Performing Loans Ratio (NPL)
1.17%
Total Assets
36,987,232
Total Amount of Shares and Deposits
33,749,352
Total Shares and Deposits < 1 Year
33,400,104
Total Shares and Deposits 1 3 Years
328,595
Total Shares and Deposits > 3 Years
20,653
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
145,100
Total Uninsured Shares and Deposits > $250K (F+J)
145,100
Total Insured Shares and Deposits > $250K (item 17 less item K)
33,604,252
Total Interest Expense (Sum of items 6 8)
326,138
Share Certificates
359
Number of Accounts for Share Drafts
1,990
IRA KEOGH Accounts
24
Number of Accounts for Regular Shares
3,825
Non Member Deposits
2
Money Market Shares
79
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,686,898
Total Liabilities
33,959,766
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About ERIE COMMUNITY

Is ERIE COMMUNITY a safe place to deposit money?

Yes, ERIE COMMUNITY is considered a safe financial institution. With a Texas Ratio of 8.0099687693544%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does ERIE COMMUNITY operate?

ERIE COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ERIE COMMUNITY?

Yes, to access services at ERIE COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ERIE COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ERIE COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does ERIE COMMUNITY offer online and mobile banking?

Most modern institutions like ERIE COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.eriecommunityfcu.org.

Current ERIE COMMUNITY Rates

  • Savings0.05%
  • MMA1.41%
Retrieved from our database of financial products. Rates subject to change.