MOPAC Employees Federal Credit Union Rates and Review January 2026
Compare MOPAC Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MOPAC Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMOPAC Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MOPAC Employees Federal Credit Union? Share your experience about MOPAC Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MOPAC Employees Federal Credit Union. Overall, MOPAC Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. MOPAC Employees Federal Credit Union MOPAC EMPLOYEES FCU 200 S Queen St Palestine, TX 75801 3544  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonCLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Prime Platinum Visa Credit Card
11.500%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
10.000%
$0
12 - 12
Personal Loans
10.000%
$0
1 - 36
Personal Loans
11.990%
$0
1 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have MOPAC Employees Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: MOPAC Employees Federal Credit Union
Website: https://www.mopaccu.com
Full Time Employees: 6Part Time Employees: 1 President: Bryan Badgett CEO: Bernice Carrell Branch Locations: 1 ATM Locations: 3 Corporate Office Address:
200 S Queen St
Palestine, TX 75801 3544 Phone Number: 903-729-3226 Fax Number: 903-723-7336 FinancialsTotal Assets:
20,927,177
Total Amount of Shares and Deposits:
18,723,343
Total Shares and Deposits < 1 Year:
17,419,493
Total Shares and Deposits 1 3 Years:
1,183,510
Total Shares and Deposits > 3 Years:
120,340
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,723,343
Total Interest Expense (Sum of items 6 8):
107,891
Share Certificates:
54
Number of Accounts for Share Drafts:
980
IRA KEOGH Accounts:
14
Number of Accounts for Regular Shares:
2,374
Non Member Deposits:
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
999,375
Total Liabilities:
18,827,870
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About MOPAC Employees Federal Credit UnionIs a member application needed to join MOPAC Employees Federal Credit Union?Yes, to access services at MOPAC Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, MOPAC Employees Federal Credit Union provides a range of mortgage and home equity products. Is MOPAC Employees Federal Credit Union a safe place to deposit money?Yes, MOPAC Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does MOPAC Employees Federal Credit Union offer online and mobile banking?Most modern institutions like MOPAC Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.02%, 6-month CD rates at 3.14% and 3-month CD rates at 0.20%. Savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.05%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to 
