|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Mutual Security Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 18, 2026
Mutual Security Credit Union's 8-Month CD rates are at 3.30%, 14 Month CD/IRA Special rates are at 3.10%. Mutual Security Credit Union's savings rates are at 4.24%. Mutual Security Credit Union's money market rates are at 2.25%. Mutual Security Credit Union's Personal Loan Rates are as low as 9.99%. Mutual Security Credit Union's Credit Card Rates are at 18.00%. MonitorBankRates evaluates the financial stability of Mutual Security Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.94%. Rates last updated and verified on 09/18/2026. Mutual Security Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mutual Security Credit Union? Share your experience about Mutual Security Credit Union by leaving a review below, or read customer reviews before you decide to use Mutual Security Credit Union. Mutual Security Credit Union
CORPORATE HEADQUARTERS 1000 Bridgeport Ave Ste 503
https://www.mscu.net SHELTON, CT 06484-4602 
Mutual Security Credit Union CD Rates
Mutual Security Credit Union Savings Rates
Mutual Security Credit Union Money Market Rates
Mutual Security Credit Union Home Equity & HELOC
Mutual Security Credit Union Auto Loan Rates
Mutual Security Credit Union Credit Card Rates
Mutual Security Credit Union Personal Loan Rates
Mutual Security Credit Union Other Rates
Financial Health HistoryMutual Security Credit Union’s Texas Ratio rose from 2.67% in Q2 2023 to 3.94% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mutual Security Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mutual Security Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mutual Security Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mutual Security Credit Union
Website
https://www.mscu.net
Address
1000 Bridgeport Ave Ste 503,
SHELTON, CT 06484-4602
Phone
203-402-7400
Fax
203-402-7410
President
BRUCE LIKLY
CEO
Henry Baum
Full-Time Employees
72
Part-Time Employees
2
Branch Locations
10
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.94%
Return on Assets (ROA)
0.0687%
Return on Equity (ROE)
0.7861%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
379,097,585
Total Amount of Shares and Deposits
335,056,535
Total Shares and Deposits < 1 Year
310,331,472
Total Shares and Deposits 1 3 Years
23,921,825
Total Shares and Deposits > 3 Years
803,239
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
25,253,792
Total Uninsured Shares and Deposits > $250K (F+J)
29,621,901
Total Insured Shares and Deposits > $250K (item 17 less item K)
305,434,634
Total Interest Expense (Sum of items 6 8)
1,267,803
Share Certificates
2,667
Number of Accounts for Share Drafts
9,044
IRA KEOGH Accounts
938
Number of Accounts for Regular Shares
32,142
All other shares
2,115
Non Member Deposits
1
Money Market Shares
1,543
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,703,934
Total Liabilities
345,940,411
Source: NCUA — Last Updated 03/31/2026
Customer ReviewsNick C.
March 12, 2026
I got a used car loan from them a few months ago, did the entire process online and got the loan in a couple days, it was fast.
Want to discuss Mutual Security Credit Union with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for Mutual Security Credit Union
Frequently Asked Questions About Mutual Security Credit UnionHow many branches does Mutual Security Credit Union operate?Mutual Security Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mutual Security Credit Union?Yes, to access services at Mutual Security Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mutual Security Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mutual Security Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mutual Security Credit Union offer online and mobile banking?Most modern institutions like Mutual Security Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mscu.net. Current Mutual Security Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Inland Valley Federal Credit Union
Tech Credit Union
Chaves County School Employees Credit Union
DCU Digital Federal Credit Union
San Juan Credit Union
CalCom Federal Credit Union
Trademark Federal Credit Union
Members Community Credit Union
Community First Credit Union
Everence Federal Credit Union
Tendto Credit Union
Syracuse Fire Department Employees Federal Credit Union
First Ohio Community Federal Credit Union
GPO Federal Credit Union
First Community Credit Union of Beloit Credit Union
Cedar Falls Community Credit Union
Platinum Federal Credit Union
Caddo Parish Teachers Federal Credit Union
The Florist Federal Credit Union
JERSEY CITY FIREMEN
Service 1st Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
