NASA Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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NASA Federal Credit Union's 9 month CD rates are at 3.95%, 49 month CD rates are at 3.90%, 15 month CD rates are at 3.85%, 60 month CD rates are at 3.83%, 48 month CD rates are at 3.75%. NASA Federal Credit Union's money market rates are at 1.60%.
NASA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at NASA Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . NASA Federal Credit Union Texas RatioNASA Federal Credit Union's Texas Ratio is at 4.88%, which is considered excellent. The Texas Ratio for NASA Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that NASA Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
NASA Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, NASA Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
NASA Federal Credit Union
Colllington Branch 500 Prince Georges Blvd
Upper Marlboro, MD 20774 
NASA Federal Credit Union CD Rates
NASA Federal Credit Union Money Market Rates
NASA Federal Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for NASA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather NASA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NASA Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: NASA Federal Credit Union
Website: https://www.nasafcu.com
Full Time Employees: 370Part Time Employees: 16 President: Lewis Andrews CEO: Douglas Allman Branch Locations: 14 ATM Locations: 14 Corporate Office Address:
500 Prince Georges Blvd
Upper Marlboro, MD 20774 Phone Number: 301-249-1800 Fax Number: 301-390-4538 FinancialsTotal Assets:
5,671,862,789
Total Amount of Shares and Deposits:
4,564,490,653
Total Shares and Deposits < 1 Year:
3,515,315,745
Total Shares and Deposits 1 3 Years:
817,662,681
Total Shares and Deposits > 3 Years:
231,512,226
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
939,718,144
Total Uninsured Shares and Deposits > $250K (F+J):
939,718,144
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,624,772,509
Total Interest Expense (Sum of items 6 8):
117,282,017
Share Certificates:
42,352
Number of Accounts for Share Drafts:
57,029
IRA KEOGH Accounts:
9,635
Number of Accounts for Regular Shares:
289,110
All other shares:
3,580
Non Member Deposits:
223
Money Market Shares:
3,557
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,038,755,191
Total Liabilities:
5,108,047,628
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About NASA Federal Credit UnionIs a member application needed to join NASA Federal Credit Union?Yes, to access services at NASA Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, NASA Federal Credit Union provides a range of mortgage and home equity products. Is NASA Federal Credit Union a safe place to deposit money?Yes, NASA Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does NASA Federal Credit Union offer online and mobile banking?Most modern institutions like NASA Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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