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Natural Resources Conservation Service Federal Credit Union Rates and Review January 2026

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Natural Resources Conservation Service Federal Credit Union12-month CD rates can be found at 1.51%, 6-month CD rates at 4.00% and 3-month CD rates at 3.75%. Savings rates are at 0.40% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.76%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to Natural Resources Conservation Service Federal Credit Union rates.

Compare Natural Resources Conservation Service Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Natural Resources Conservation Service Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Natural Resources Conservation Service Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Natural Resources Conservation Service Federal Credit Union? Share your experience about Natural Resources Conservation Service Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Natural Resources Conservation Service Federal Credit Union.

Overall, Natural Resources Conservation Service Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Natural Resources Conservation Service Federal Credit Union
Office
501 W Felix St Bldg 24
Fort Worth, TX 76115 3404
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Primary Savings
5.00%
$0
9-Month CD
3.82%
$5,000
60-Month CD
3.80%
$500
6-Month CD
3.80%
$1,000
24-Month CD
3.80%
$1,000
24-Month CD
3.75%
$25,000
Statement Savings
3.75%
$500
6-Month CD (IntraFi®)
3.68%
$10,000
24-Month CD
3.60%
$0
18-Month CD
3.50%
$1,000
24-Month CD
3.50%
$500
60-Month CD
3.50%
$5,000
6-Month CD
3.49%
$1,000
48-Month CD
3.35%
$500
12-Month CD
3.30%
$1,000
12-Month CD
3.30%
$500
3-Month CD
3.30%
$3,000
24-Month CD
3.29%
$500
48-Month CD
2.93%
$500
36-Month CD
2.77%
$1,000
48-Month CD
2.75%
$1,000
48-Month CD
2.55%
$1,000
48-Month CD
2.52%
$500
48-Month CD
2.52%
$500
48-Month CD
2.50%
$1,000
18-Month CD
2.47%
$500
60-Month CD
2.25%
$1,500
24-Month CD
2.02%
$100
24-Month CD
2.00%
$1,000
30-Month CD
2.00%
$1,000
24-Month CD
2.00%
$500
Diamond Checking
2.00%
$25
36-Month CD
1.51%
$500
Savings
1.00%
$100
3-Month CD
0.95%
$1,000
Diamond Checking
0.50%
$100
48-Month CD
0.50%
$1,000
36-Month CD
0.40%
$1,000
24-Month CD
0.25%
$1,000
24-Month CD
0.25%
$2,500
Business Money Market
0.25%
$100
Primary Share Savings
0.25%
$200
18-Month CD
0.15%
$1,000
Community Now Checking
0.10%
$200
Savings
0.10%
$100
Money Market
0.10%
$5,000
Regular Savings
0.03%
$5
Savings Account
0.02%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
6.023%
0.000
5.200%
5.453%
0.000
6.000%
6.310%
0.000
30-Year Fixed
5.500%
5.727%
2.000
30-Year Fixed
6.000%
6.115%
0.000
10 Year Fixed
5.500%
5.938%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.375%
5.488%
0.250
5.650%
5.986%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.750%
6.309%
0.000
5.375%
5.935%
0.000
20 Year Fixed
7.125%
7.527%
0.000
5.375%
5.416%
0.000
30-Year Fixed
6.000%
6.115%
0.000
6.525%
6.595%
0.000
6.000%
5.892%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
15-Year Fixed
5.500%
5.718%
0.000
30 Year Fixed
6.000%
6.130%
0.000
20-Year Fixed
6.800%
6.993%
0.000
30-Year Fixed
6.000%
6.048%
0.000
4.240%
7.689%
0.000
5.500%
6.004%
0.750
4.875%
5.172%
1.125
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.625%
5.787%
0.000
5.625%
6.461%
0.000
5.250%
5.562%
0.000
15 Year Fixed
5.000%
5.131%
0.250
20-Year Fixed
6.000%
6.097%
0.000
30-Year Fixed
6.000%
6.046%
0.000
6.125%
6.266%
0.000
5.250%
6.041%
0.000
15-Year Fixed
5.625%
5.750%
0.000
5.500%
5.597%
0.000
6.000%
6.059%
0.000
5.625%
5.850%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
6.000%
6.107%
0.000
15-Year Fixed
5.375%
5.650%
0.000
4.250%
4.514%
0.750
4.625%
4.690%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
20-Year Fixed
5.750%
5.915%
0.000
5.115%
5.908%
0.946
15-Year Fixed
5.125%
5.284%
0.000
5.750%
5.767%
0.000
5.500%
5.737%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
10.150%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
16.490% - 17.990%
Security Service Power MasterCard
12.740% - 18.000%
18.000%
Security Service Power Rewards MasterCard
18.000%
VISA Credit Card
11.900%
No annual fee
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
18.000%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Academic VISA® Gold
15.400%
Access FCU Visa Classic
13.500%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
8.900% - 13.900%
Based upon credit worthiness.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
13.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Line of Credit Variable
16.740%
$0
11.240% - 17.950%
$0
25 - 36
Unsecured Signature Loan
9.250%
$0
1 - 24
10.250% - 10.650%
$3,000 - $25,000
Personal Line of Credit
12.950% - 18.000%
$0
Personal Loans
11.000%
$0
37 - 60
Education (tuition bill required)
8.250%
$0
60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Gold Star Loan
14.200%
$0
48
11.900%
$0 - $15,000
24 - 60
12.990%
$0
1 - 24
Next Step Loan
10.500%
$0
Personal Loans
13.450%
$0
60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Signature Loan
11.000%
$0
96
13.740%
$5,000
60 - 60
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
11.990%
$0
10.890%
$0
60
17.900%
$0 - $500
Credit Builder Loan
9.000%
$0
12.990%
$0
13 - 60
8.890%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Bill Consolidation Loan
8.990%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Natural Resources Conservation Service Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Natural Resources Conservation Service Federal Credit Union
Full Time Employees: 1
Part Time Employees: 0
President: Cherie LaFleur
CEO: Paul Withey
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
501 W Felix St Bldg 24
Fort Worth, TX 76115 3404
Phone Number: 817-921-9302
Fax Number: 817-927-8423

Financials

Total Assets:
6,014,473
Total Amount of Shares and Deposits:
4,646,607
Total Shares and Deposits < 1 Year:
4,408,736
Total Shares and Deposits 1 3 Years:
237,871
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,646,607
Total Interest Expense (Sum of items 6 8):
10,403
Share Certificates:
40
Number of Accounts for Share Drafts:
241
Number of Accounts for Regular Shares:
719
Money Market Shares:
24
Net Income (unless the amount is already included in Undivided Earnings):
-25,656
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,217,039
Total Liabilities:
4,787,125
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Natural Resources Conservation Service Federal Credit Union

Is a member application needed to join Natural Resources Conservation Service Federal Credit Union?

Yes, to access services at Natural Resources Conservation Service Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Natural Resources Conservation Service Federal Credit Union provides a range of mortgage and home equity products.

Is Natural Resources Conservation Service Federal Credit Union a safe place to deposit money?

Yes, Natural Resources Conservation Service Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Natural Resources Conservation Service Federal Credit Union offer online and mobile banking?

Most modern institutions like Natural Resources Conservation Service Federal Credit Union provide digital access including online balance checks and transfers.

Current Natural Resources Conservation Service Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions