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New Rising Star Federal Credit Union Rates and Review January 2026

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New Rising Star Federal Credit Union12-month CD rates can be found at 2.17%, 6-month CD rates at 0.15% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 19.74%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to New Rising Star Federal Credit Union rates.

Compare New Rising Star Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of New Rising Star Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

New Rising Star Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at New Rising Star Federal Credit Union? Share your experience about New Rising Star Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New Rising Star Federal Credit Union.

Overall, New Rising Star Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

New Rising Star Federal Credit Union
New Rising Star Credit Union
10605 Mack Ave
Detroit, MI 48214
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Explorer Youth Savings
5.00%
$0
Kasasa Checking
4.00%
$500
12-Month CD
4.00%
$1,000
8-Month CD (Jumbo)
3.75%
$25,000
24-Month CD
3.50%
$500
12-Month CD
3.50%
$500
30-Month CD
3.44%
$1,000
36-Month CD
3.41%
$1,000
18-Month CD
3.40%
$1,000
48-Month CD
3.30%
$1,000
6-Month CD (CDARS)
3.30%
$250,000
36-Month CD (Step-Up)
3.29%
$10,000
24-Month CD
3.15%
$1,000
24-Month CD
3.14%
$200
24-Month CD
3.10%
$500
18-Month CD
3.05%
$0
18-Month CD
3.03%
$1,000
48-Month CD
3.03%
$2,500
24-Month CD
3.02%
$1,000
60-Month CD
2.81%
$500
48-Month CD
2.78%
$500
36-Month CD
2.55%
$1,000
6-Month CD
2.52%
$1,000
60-Month CD
2.28%
$1,000
12-Month CD
2.00%
$1,000
48-Month CD (College Savers)
1.85%
$50
24-Month CD
1.75%
$2,500
60-Month CD
1.65%
$500
Money Market
1.51%
$2,500
24-Month CD
1.21%
$1,000
48-Month CD
0.65%
$1,000
48-Month CD
0.65%
$500
48-Month CD
0.60%
$500
36-Month CD
0.55%
$500
Pinnacle Money Market
0.50%
$0
24-Month CD
0.50%
$500
Regular Savings
0.45%
$0
48-Month CD
0.40%
$1,000
Money Market
0.35%
$2,500
Money Market
0.30%
$25,000
Savings
0.20%
$50
Passbook Savings
0.10%
$10
Money Market Passbook
0.10%
$1,000
Statement Savings
0.10%
$100
Hometown Savings
0.10%
$0
Money Market
0.10%
$2,500
Regular Savings
0.10%
$1
3-Month CD
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.580%
0.000
5.850%
5.891%
0.000
30-Year Fixed
5.875%
5.923%
0.000
5.375%
5.911%
0.000
5.250%
5.287%
0.000
5.875%
6.055%
0.000
20-Year Fixed
5.750%
5.900%
0.000
6.250%
7.325%
0.000
20-Year Fixed
5.625%
5.675%
0.000
6.250%
6.281%
0.000
15-Year Fixed
6.000%
6.021%
0.000
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
15-Year Fixed
6.500%
6.500%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
15-Year Fixed
5.750%
5.870%
0.000
20-Year Fixed
6.125%
6.201%
0.000
30-Year Fixed
6.125%
6.226%
0.000
30-Year Fixed
6.375%
6.504%
0.000
30 Year Fixed
6.125%
6.360%
0.963
6.750%
6.697%
0.000
15 Year Fixed
5.750%
6.062%
0.000
5.500%
5.561%
0.000
20-Year Fixed
6.250%
6.418%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.250%
5.382%
0.000
5.875%
6.070%
0.000
20-Year Fixed
5.875%
5.968%
0.000
5.250%
6.580%
0.000
5.650%
5.986%
0.000
30 Year Fixed
5.875%
5.916%
0.000
6.125%
6.185%
0.000
6.000%
6.126%
0.000
6.250%
6.434%
0.000
15-Year Fixed
5.250%
5.326%
0.000
6.000%
6.174%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
5.625%
6.117%
0.000
5.000%
5.068%
0.000
6.000%
6.090%
0.000
10-Year Fixed
5.375%
5.638%
0.000
30-Year Fixed
5.875%
5.999%
0.000
15 Year Fixed
5.550%
5.643%
0.000
5/1 ARM
6.750%
6.859%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.990%
5.199%
0.000
15-Year Fixed
5.625%
5.986%
0.000
5.125%
5.389%
0.000
5.875%
6.010%
0.000
5.875%
6.055%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Classroom Supply Visa
8.500%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA® Credit Cards
7.990%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
VISA Traditional
14.240% - 18.000%
13.240%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Crimson Card
13.240%
Visa Signature® Rewards
17.750%
Visa Platinum Preferred Starter
17.990%
World Cash Back Credit Card Mastercard
18.000%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Academic VISA® Classic
15.400%
VISA® Classic
12.960%
Visa Student Rewards Card
17.990%
Visa Secure Card
13.740%
Visa Platinum Preferred Student
17.990%
VISA Platinum with Rewards
8.900%
Access FCU Visa Gold
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0
12
Summer/Holiday Loans
9.500%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
13.740%
$0
60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
12.490%
$0
Refinanced Signature Loans
18.000%
$0
10.700%
$0 - $10,000
60 - 60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
11.240%
$0 - $10,000
60 - 60
8.500%
$0 - $6,000
42
13.740%
$5,000
60 - 60
9.900%
$0
Unsecured/Personal Loans
8.990%
$0
13.490%
$0 - $5,000
48 - 48
10.890%
$0
60
10.000%
$0
1 - 36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
8.990%
$0
36
Credit Starter Loan
16.250%
$0
Personal Line of Credit Variable
13.150%
$0
13.450%
$0
Personal Loan
11.760%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have New Rising Star Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: New Rising Star Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 0
President: Christopher Holly
CEO: Veronica Johnson
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
10605 Mack Ave
Detroit, MI 48214
Phone Number: 313-823-5084
Fax Number: 313-823-5086

Financials

Total Assets:
113,356
Total Amount of Shares and Deposits:
102,349
Total Shares and Deposits < 1 Year:
102,349
Total Insured Shares and Deposits > $250K (item 17 less item K):
102,349
Number of Accounts for Regular Shares:
139
Net Income (unless the amount is already included in Undivided Earnings):
1,012
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
79,338
Total Liabilities:
103,059
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Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About New Rising Star Federal Credit Union

Is a member application needed to join New Rising Star Federal Credit Union?

Yes, to access services at New Rising Star Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, New Rising Star Federal Credit Union provides a range of mortgage and home equity products.

Is New Rising Star Federal Credit Union a safe place to deposit money?

Yes, New Rising Star Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does New Rising Star Federal Credit Union offer online and mobile banking?

Most modern institutions like New Rising Star Federal Credit Union provide digital access including online balance checks and transfers.

Current New Rising Star Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions