NORTH TOWNS CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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NORTH TOWNS12-month CD rates can be found at 3.00%, 6-month CD rates at 4.06% and 3-month CD rates at 0.40%. Savings rates are at 0.05% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 18.00%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates which you can compare to NORTH TOWNS rates.

Compare NORTH TOWNS CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NORTH TOWNS savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

NORTH TOWNS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NORTH TOWNS? Share your experience about NORTH TOWNS by leaving a review below, or read customer reviews before you decide to use NORTH TOWNS.

Overall, NORTH TOWNS is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Adams State Bank
North Towns FCU
9145 Sheridan Dr
Clarence, NY 14031
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare NORTH TOWNS Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of the Lake
First Bank of the Lake
18-Month CD
4.30%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
48-Month CD
4.00%
$1,000
MapleMark Bank
MapleMark Bank
18-Month CD
3.90%
$25,000
Financial Partners CU
Financial Partners CU
18-Month CD
3.85%
$1,000
Parke Bank
Parke Bank
18-Month CD
3.75%
$500
Great Plains State Bank
Great Plains State Bank
24-Month CD
3.70%
$500
New Millennium Bank
New Millennium Bank
24-Month CD
3.50%
$500
Parke Bank
Parke Bank
60-Month CD
3.50%
$500
Palo Savings Bank
24-Month CD
3.14%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
12-Month CD
3.14%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
24-Month CD
3.14%
$1,000
First State Bank of Harvey
First State Bank of Harvey
24-Month CD
3.10%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
48-Month CD
3.00%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
60-Month CD
2.93%
$500
Ashton State Bank
Ashton State Bank
36-Month CD
2.82%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
36-Month CD
2.77%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
48-Month CD
2.73%
$500
Community Bank of Cameron
Community Bank of Cameron
60-Month CD
2.55%
$1,000
BayVanguard Bank
BayVanguard Bank
60-Month CD
2.53%
$1,000
Johnson State Bank
Johnson State Bank
60-Month CD
2.33%
$1,000
KeySavings Bank
KeySavings Bank
60-Month CD
2.27%
$1,000
Industry State Bank
Industry State Bank
60-Month CD
2.25%
$1,000
FNB of Raymond
FNB of Raymond
24-Month CD
2.02%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
2.00%
$100
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
36-Month CD
2.00%
$1,000
Regional Missouri Bank
Regional Missouri Bank
Kasasa Savings
2.00%
$5
Lyons Federal Bank
Lyons Federal Bank
12-Month CD
1.91%
$500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
48-Month CD
1.83%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
30-Month CD
1.76%
$1,000
Madison Valley Bank
Madison Valley Bank
12-Month CD
1.60%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
24-Month CD
1.50%
$1,000
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
North Brookfield SB
North Brookfield SB
18-Month CD
0.55%
$500
Chelsea Savings Bank
Chelsea Savings Bank
NOW Checking
0.50%
$1,000
Homeland Community Bank
Homeland Community Bank
Regular Savings
0.50%
$25
North Central Bank
North Central Bank
36-Month CD
0.40%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
24-Month CD
0.35%
$1,000
Ambler Savings Bank
Ambler Savings Bank
Simply Savings
0.30%
$50
The Grant County Bank
The Grant County Bank
12-Month CD
0.30%
$500
Norway Savings Bank
Norway Savings Bank
18-Month CD
0.30%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
Money Market Plus
0.25%
$2,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Money Market
0.20%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
12-Month CD
0.15%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
18-Month CD
0.15%
$1,000
Riverside Savings Bank
Riverside Savings Bank
Choice Money Market
0.10%
$0
Franklin Bank
Franklin Bank
Premier Checking
0.05%
$500
Heritage Bank N.A.
Heritage Bank N.A.
Universal Savings
0.05%
$50
Brenham National Bank
Brenham National Bank
Classic Money Market
0.01%
$25,000
Regions Bank
Regions Bank
12-Month CD
0.01%
$500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Interest Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare NORTH TOWNS Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.750%
5.799%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.750%
5.811%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.750%
5.885%
0.500
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.875%
6.057%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.875%
6.070%
0.625
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Greenville National Bank
Greenville National Bank
15-Year Fixed
6.000%
6.134%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
6.000%
6.163%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
10-Year Fixed
6.125%
6.296%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.875%
6.301%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.250%
6.307%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.125%
6.357%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
20-Year Fixed
6.250%
6.362%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.250%
6.363%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
6.250%
6.410%
0.000
Harleysville Bank
Harleysville Bank
30-Year Fixed
6.500%
6.513%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
30-Year Fixed
6.500%
6.538%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare NORTH TOWNS Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare NORTH TOWNS Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have NORTH TOWNS rate data right now, check back for updates, we are adding rates all the time.

NORTH TOWNS Information

Credit Union Name: NORTH TOWNS
Full Time Employees: 5
Part Time Employees: 2
President: Clarence (Joe) Daigler
CEO: Rebecca Smith
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
9145 Sheridan Dr
Clarence, NY 14031
Phone Number: 716-630-0888
Fax Number: 716-633-2407

NORTH TOWNS Financials

Total Assets:
42,026,139
Total Amount of Shares and Deposits:
38,216,980
Total Shares and Deposits < 1 Year:
34,098,503
Total Shares and Deposits 1 3 Years:
4,028,675
Total Shares and Deposits > 3 Years:
89,802
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
129,767
Total Uninsured Shares and Deposits > $250K (F+J):
2,369,358
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,847,622
Total Interest Expense (Sum of items 6 8):
150,489
Share Certificates:
375
Number of Accounts for Share Drafts:
1,293
IRA KEOGH Accounts:
64
Number of Accounts for Regular Shares:
3,207
Non Member Deposits:
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,717,953
Total Liabilities:
38,279,475
Show More

NORTH TOWNS Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

So far in 2014, interest rates have been relatively stable as the Federal Reserve continues to taper their asset purchases. U.S. Treasury rates and mortgage rates declined about 0.25 percent since the beginning of the year despite the Fed slowing their buys of long term bond and mortgage-backed securities.
Mortgage rates plummeted the past day because of the Turkish currency crisis. How can a currency crisis in another country cause U.S. mortgage rates to move lower you ask? The answer to that question is U.S. Treasuries.
Comenity Direct Savings Rates and ReviewComenity Direct savings rates have gone down, but the bank's savings rates are still very competitive when compared with other online rates available. Savings rates at Comenity Direct are currently at 1.88 percent with an APY of 1.90 percent. That savings rate from Comenity Direct places the bank 5th on our rate table. The current national average savings rate is at 0.88 percent, less than half of the rate from Comenity Direct. You can easily compare current online savings rates available with Comenity Direct savings rates. If you do want to open an account with Comenity Direct, you can do so here:

Bank or Credit Union Offers and Deals

EverBank Money Market Account 25K Rates now at 0.61%
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Mortgage Rates This Morning Feb 8: 15 Year Jumbo Mortgage Rates and Refinance Rates Averaging 4.85%
Tomo Mortgage Rates: 30-Year 4.875%, 15-Year 4.00%
Mortgage Rates 6-1: 30 Year Mortgage Rates Increase to 4.56%, 10 Year Bond Yields Now Under 3.00%
California First National Bank Money Market Account Rates now at 0.75%
Life Insurance - Getting the Best Life Insurance Rates and Life Insurance Quotes
Low Mortgage Rates Put a Floor on Home Prices
Framingham Municipal Federal CU CD Rates
Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits

Alternative Bank and Credit Union Offers to Explore

Rising Bank CD Rates
Home Savings Bank 1 Year Jumbo CD Rates now at 0.90%
Radius Bank Savings Rates Upped
Third Federal Savings and Loan Savings Jumbo Rates now at 0.20%
Mortgage Refinance Rates: 30 Year Refinance Mortgage Rates at 4.85%, 15 Year Refinance Mortgage Rates at 4.33%
Bank Of Internet Advantage Savings Account
Millennium Bank 6 Month CD Rate Special
Finding the Best Mortgage Rates
Current Mortgage Rates Down to 5.08% According to Freddie Mac
CNB Bank Direct 4.00% Savings Account

NORTH TOWNS Reviews

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