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NRS Community Development Federal Credit Union Rates and Review January 2026

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NRS Community Development Federal Credit Union12-month CD rates can be found at 0.10%, 6-month CD rates at 3.17% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates which you can compare to NRS Community Development Federal Credit Union rates.

Compare NRS Community Development Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NRS Community Development Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

NRS Community Development Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NRS Community Development Federal Credit Union? Share your experience about NRS Community Development Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NRS Community Development Federal Credit Union.

Overall, NRS Community Development Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

NRS Community Development Federal Credit Union
MAIN OFFICE
7400 LONDON AVE
BIRMINGHAM, AL 35206
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$25,000
3-Month CD
3.85%
$1,000
12-Month CD
3.80%
$1,000
18-Month CD
3.79%
$500
12-Month CD
3.75%
$1,000
12-Month CD
3.56%
$2,500
24-Month CD
3.44%
$500
24-Month CD
3.35%
$2,000
36-Month CD
3.35%
$1,000
18-Month CD
3.03%
$500
24-Month CD
3.03%
$500
60-Month CD
3.00%
$1,000
48-Month CD
3.00%
$1,000
Kasasa Checking
3.00%
$25
24-Month CD
2.65%
$2,500
48-Month CD
2.60%
$1,000
24-Month CD
2.53%
$1,000
36-Month CD
2.50%
$1,000
48-Month CD
1.75%
$500
Preferred Savings
1.50%
$1,000
24-Month CD
1.31%
$500
24-Month CD
1.25%
$500
3-Month CD
1.00%
$5,000
18-Month CD
0.90%
$500
Money Market
0.86%
$2,500
Savings
0.75%
$100
36-Month CD
0.65%
$1,000
48-Month CD
0.60%
$1,000
78-Month CD
0.60%
$1,000
12-Month CD
0.55%
$500
12-Month CD (Jumbo)
0.50%
$100,000
Keystone Savings
0.50%
$0
24-Month CD
0.38%
$500
18-Month CD
0.35%
$500
Republic Savings
0.25%
$100
Valley Savings
0.25%
$200
Money Market
0.20%
$0
Savings
0.20%
$100
Savings
0.20%
$10
Regular Savings
0.15%
$200
Interest-Bearing Checking
0.10%
$100
Savings
0.10%
$200
Statement Savings
0.10%
$1,000
6-Month CD
0.10%
$1,000
Money Market
0.10%
$1,000
Statement Savings
0.10%
$1
Simply Savings
0.03%
$50
Regular Savings
0.01%
$5
Money Market
0.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.625%
5.769%
0.000
6.250%
7.325%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.375%
5.860%
0.000
6.500%
6.218%
0.000
15-Year Fixed
6.625%
6.627%
0.000
5.500%
5.799%
0.000
5.500%
5.680%
1.125
10-Year Fixed
5.625%
5.793%
0.000
30-Year Fixed
6.000%
6.067%
0.000
5.875%
5.933%
0.000
15-Year Fixed
5.750%
5.977%
0.000
15-Year Fixed
5.375%
5.490%
0.125
5.750%
6.078%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
30 Year Fixed
6.250%
6.441%
0.000
15-Year Fixed
5.350%
5.785%
0.000
30-Year Fixed
6.000%
6.046%
0.000
6.000%
6.059%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
30-Year Fixed
6.000%
6.043%
0.000
5.375%
5.568%
0.000
5.875%
5.958%
0.000
5.125%
5.173%
0.000
30 Year Fixed
6.125%
6.360%
0.963
5.300%
5.433%
0.000
15-Year Fixed
5.625%
5.750%
0.000
15 Year Fixed
5.120%
5.192%
0.000
15-Year Fixed
5.500%
5.601%
0.000
20-Year Fixed
6.800%
6.993%
0.000
5.200%
5.453%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
20-Year Fixed
5.875%
6.057%
0.000
30-Year Fixed
6.000%
6.218%
0.000
6.000%
5.892%
0.000
6.375%
6.556%
0.000
10-Year Fixed
6.250%
6.250%
0.000
15-Year Fixed
5.625%
5.986%
0.000
20-Year Fixed
5.625%
5.675%
0.000
5.375%
5.475%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
4.875%
4.985%
0.000
15-Year Fixed
5.875%
6.120%
0.000
5.500%
5.612%
0.750
6.250%
6.350%
0.000
4.750%
4.940%
0.250
5.500%
6.005%
0.000
5.625%
5.941%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Signature® Cash Back
17.750%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
World Cash Back Credit Card Mastercard
18.000%
VISA® Gold
11.960%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Platinum Secured Visa
8.750%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Signature® Rewards
17.750%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
VISA Signature Rewards
16.740% - 18.000%
9.990%
Visa Student Rewards Card
17.990%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Platinum Preferred Student
17.990%
VISA Traditional
14.240% - 18.000%
8.900% - 13.900%
Based upon credit worthiness.
Visa Crimson Rewards Card
13.740%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
10.150%
Business Select Credit Card Mastercard
18.000%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Classroom Supply Visa
8.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Unsecured Signature Loan
10.250%
$0
25 - 36
Personal Loan Rates
5.740%
$0
1 - 36
12.500%
$0
60 - 60
10.250% - 17.950%
$0
1 - 36
9.900%
$0
Personal Loan
11.760%
$0
Personal Lines of Credit
11.900% - 19.400%
$0
8.490%
$0
36 - 36
8.990%
$0
36
8.890%
$0
10.890%
$0
60
14.700%
$8,000
60 - 60
8.950%
$0
1 - 60
Personal Line of Credit
9.500%
$0
12.990%
$0
13 - 60
Credit Builder Loan
9.000%
$0
Personal Loans Share Secured
5.990%
$0
48
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
New Signature Loans
8.990%
$0
10.000%
$0
12 - 12
10.500%
$0 - $5,000
24 - 36
Personal Loans
13.450%
$0
60
Unsecured (Signature) Loan
11.000%
$0 - $500
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have NRS Community Development Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: NRS Community Development Federal Credit Union
Full Time Employees: 0
Part Time Employees: 1
President: RONSTEAD CLAUGHTON
CEO: Brooke Smedley
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
7400 LONDON AVE
BIRMINGHAM, AL 35206
Phone Number: 205-995-4414
Fax Number: 205-833-1966

Financials

Total Assets:
1,375,897
Total Amount of Shares and Deposits:
1,184,161
Total Shares and Deposits < 1 Year:
1,184,161
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
18,736
Total Uninsured Shares and Deposits > $250K (F+J):
18,736
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,165,425
Total Interest Expense (Sum of items 6 8):
2,842
Share Certificates:
14
Number of Accounts for Share Drafts:
177
Number of Accounts for Regular Shares:
864
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
718,580
Total Liabilities:
1,180,394
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About NRS Community Development Federal Credit Union

Is a member application needed to join NRS Community Development Federal Credit Union?

Yes, to access services at NRS Community Development Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, NRS Community Development Federal Credit Union provides a range of mortgage and home equity products.

Is NRS Community Development Federal Credit Union a safe place to deposit money?

Yes, NRS Community Development Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does NRS Community Development Federal Credit Union offer online and mobile banking?

Most modern institutions like NRS Community Development Federal Credit Union provide digital access including online balance checks and transfers.

Current NRS Community Development Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions