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NuVista Federal Credit Union Rates & Review September 2026

NuVista Federal Credit Union's 12 Month DREAM CD rates are at 5.12%, 6 Month CD rates are at 3.80%, 12 Month CD rates are at 3.60%, 6 Month CD rates are at 3.55%, 12 Month CD rates are at 3.34%. NuVista Federal Credit Union's savings rates are at 0.10%. NuVista Federal Credit Union's money market rates are at 0.30%. NuVista Federal Credit Union's Personal Loan Rates are as low as 10.49%. NuVista Federal Credit Union's Credit Card Rates are at 11.90%. MonitorBankRates evaluates the financial stability of NuVista Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/21/2026.

NuVista Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NuVista Federal Credit Union? Share your experience about NuVista Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NuVista Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
NuVista Federal Credit Union
Corporate Office
2711 Commercial Way
Montrose, CO 81401
https://www.nuvista.org
Member NCUA

NuVista Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month DREAM Certificate 5.00% 5.12% 12 months
Min Deposit $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate 3.74% 3.80% 6 months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate 3.54% 3.60% 12 months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate 3.49% 3.55% 6 Month Certificate
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate 3.29% 3.34% 12 Month Certificate
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month IRA Certificates 3.29% 3.34% 12 Month
Min Deposit $2,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate 3.00% 3.04% 60 months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth 60 Month Certificate 3.00% 3.04% 60 months
Min Deposit $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate 2.75% 2.78% 48 months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate 2.75% 2.78% 60 Month Certificate
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month IRA Certificates 2.75% 2.78% 60 Month
Min Deposit $2,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth 48 Month Certificate 2.75% 2.78% 48 months
Min Deposit $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate 2.50% 2.53% 24 months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate 2.50% 2.53% 36 months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate 2.50% 2.53% 48 Month Certificate
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month IRA Certificates 2.50% 2.53% 48 Month
Min Deposit $2,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth 36 Month Certificate 2.50% 2.53% 36 months
Min Deposit $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate 2.25% 2.27% 36 Month Certificate
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month IRA Certificates 2.25% 2.27% 36 Month
Min Deposit $2,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate 2.00% 2.02% 24 Month Certificate
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month IRA Certificates 2.00% 2.02% 24 Month
Min Deposit $2,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

NuVista Federal Credit Union Savings Rates

Product Rate APY View More
NuGeneration Savings 0.30% 0.30%
Min Deposit $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Savings 0.10% 0.10%
Min Deposit $25
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Secondary Savings 0.10% 0.10%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

NuVista Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.30% 0.30%
Details Balance: Up to $9,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

NuVista Federal Credit Union Checking Rates

Product Rate APY View More
HSA Checking 0.10% 0.10%
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

NuVista Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Cars Loan - - 5.54%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Cars (5 years old and newer) Loan - - 5.64%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vehicle Loan - - 6.54%
Details Rates as low as 6.54% APR. Rates shown are "As Low As" rates for qualified borrowers. Your actual rate will depend on your credit history, income, loan amount, and other factors.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Older Used Cars (6 to 9 years old) Loan - - 6.99%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
New Recreation Vehicles Loan - - 7.55%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Recreation Vehicles Loan - - 7.65%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Classic Used Cars (10 years or older) Loan - - 8.04%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

NuVista Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Street Motorcycles Loan - 7.40%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Street Motorcycles Loan - 7.84%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

NuVista Federal Credit Union Credit Card Rates

Product Rate APR View More
Consumer Secured VISA Credit Card - 11.90%
Details Build or rebuild your credit with a secured credit limit. Perfect for first-time borrowers or those who need to build their credit history. Secure your credit limit with a deposit. Build credit history. Same great benefits as consumer card. All VISA protections.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Consumer VISA Credit Card - 11.90%
Details Intro rate expires: N/A; Regular APR: N/A; No annual fee; Rewards points; 25-day grace period on new purchases
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum VISA Credit Card - 11.90%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Classic VISA Credit Card - 17.90%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

NuVista Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 10.49%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

NuVista Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Business High Yield 0.35% - 0.35%
Min Deposit $2,500
Details Balance: $2,500.00 - $9,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Shares 0.35% - 0.35%
Min Deposit $2,500
Details Balance: $2,500.00 - $9,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Holiday/Tax Account 0.10% - 0.10%
Min Deposit $25
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Shares 0.10% - 0.10%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Shares 0.10% - 0.10%
Min Deposit $25
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

NuVista Federal Credit Union’s Texas Ratio stayed near 0.07% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.07% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.00% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$178M0.00%5.0A+
December 31, 2025$169M0.64%5.0A+
September 30, 2025$167M0.66%5.0A+
June 30, 2025$162M0.00%5.0A+
March 31, 2025$162M0.03%5.0A+
December 31, 2024$155M0.01%5.0A+
September 30, 2024$154M0.01%5.0A+
June 30, 2024$146M0.03%5.0A+
March 31, 2024$144M0.00%5.0A+
December 31, 2023$142M0.04%5.0A+
September 30, 2023$142M0.00%5.0A+
June 30, 2023$139M0.07%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for NuVista Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NuVista Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NuVista Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NuVista Federal Credit Union
Address 2711 Commercial Way, Montrose, CO 81401
Phone 970-249-8813
Fax 970-249-8895
President Virgil Turner
CEO BJ Coram
Full-Time Employees 26
Part-Time Employees 6
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.2606%
Return on Equity (ROE)
1.9202%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
177,727,264
Total Amount of Shares and Deposits
152,568,005
Total Shares and Deposits < 1 Year
150,169,162
Total Shares and Deposits 1 3 Years
1,676,888
Total Shares and Deposits > 3 Years
721,954
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,971,111
Total Uninsured Shares and Deposits > $250K (F+J)
15,971,111
Total Insured Shares and Deposits > $250K (item 17 less item K)
136,596,894
Total Interest Expense (Sum of items 6 8)
559,313
Share Certificates
838
Number of Accounts for Share Drafts
5,341
IRA KEOGH Accounts
177
Number of Accounts for Regular Shares
7,769
All other shares
479
Money Market Shares
27
Net Income (unless the amount is already included in Undivided Earnings)
463,174
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,946,884
Total Liabilities
154,243,489
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

NuVista Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/nuvista-federal-credit-union-rates-review-16476">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for NuVista Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About NuVista Federal Credit Union

How many branches does NuVista Federal Credit Union operate?

NuVista Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NuVista Federal Credit Union?

Yes, to access services at NuVista Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NuVista Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NuVista Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does NuVista Federal Credit Union offer online and mobile banking?

Most modern institutions like NuVista Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nuvista.org.

Current NuVista Federal Credit Union Rates

  • 12-Month CD3.34%
  • 24-Month CD2.02%
  • 60-Month CD2.78%
  • Savings0.10%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.