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OLATHE Rates and Review January 2026

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OLATHE12-month CD rates can be found at 0.10%, 6-month CD rates at 3.80% and 3-month CD rates at 0.75%. Savings rates are at 0.20% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 19.74%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to OLATHE rates.

Compare OLATHE CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of OLATHE savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

OLATHE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at OLATHE? Share your experience about OLATHE by leaving a review below, or read customer reviews before you decide to use OLATHE.

Overall, OLATHE is an acceptable credit union worth considering, with an overall rating of 2 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

City Bank & Trust Co. Natchitoches, LA
Olathe Federal Credit Union
314 Main St
Olathe, CO 81425
Member NCUA
MonitorBankRates' Rating
2/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Midwest Rewards Checking
4.07%
$100
60-Month CD
3.55%
$1,000
36-Month CD
3.51%
$5,000
12-Month CD (Jumbo)
3.50%
$100,000
12-Month CD
3.50%
$500
High Yield Checking
3.50%
$0
48-Month CD
3.50%
$500
Yield Shield Savings
3.48%
$25,000
18-Month CD
3.30%
$500
12-Month CD
3.25%
$1,000
60-Month CD
3.25%
$500
60-Month CD
3.05%
$500
48-Month CD
3.03%
$500
High-Yield Online Savings
3.00%
$1
48-Month CD
3.00%
$500
36-Month CD (IRA)
2.96%
$500
18-Month CD
2.92%
$500
24-Month CD
2.90%
$500
36-Month CD
2.78%
$500
12-Month CD
2.77%
$500
12-Month CD
2.68%
$1,000
60-Month CD
2.63%
$1,000
36-Month CD
2.50%
$1,000
36-Month CD
2.50%
$1,000
36-Month CD
2.02%
$500
Preferred interest Checking
2.02%
$100
48-Month CD
2.00%
$500
24-Month CD
2.00%
$1,000
3-Month CD
2.00%
$500
American Select Savings
1.75%
$100
Max Savings
1.75%
$100
30-Month CD
1.45%
$500
18-Month CD
1.25%
$500
Checking Plus
1.25%
$1,000
3-Month CD
1.05%
$500
Passbook Savings
1.00%
$200
12-Month CD
0.95%
$1,000
18-Month CD
0.65%
$1,000
60-Month CD
0.60%
$500
18-Month CD
0.45%
$300
18-Month CD
0.35%
$1,000
3-Month CD
0.25%
$0
Money Market
0.20%
$10,000
18-Month CD
0.20%
$500
18-Month CD
0.15%
$1,000
Classic Access Savings
0.15%
$1,000
Money Market Savings
0.07%
$1,000
36-Month CD
0.05%
$500
6-Month CD
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.758%
0.000
6.000%
6.310%
0.000
30-Year Fixed
5.625%
5.685%
0.000
5.375%
6.220%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
5.750%
5.880%
0.000
30-Year Fixed
5.875%
5.941%
0.000
5.500%
5.659%
0.000
5.500%
5.640%
0.000
5.375%
5.721%
0.000
6.000%
6.061%
0.000
20-Year Fixed
5.900%
6.129%
0.000
30-Year Fixed
6.000%
6.133%
0.000
6.125%
6.199%
0.000
3-Year ARM
5.125%
5.911%
0.000
6.000%
6.148%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
20-Year Fixed
5.875%
6.140%
0.000
5.875%
6.070%
0.000
30-Year Fixed
6.000%
6.090%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.000%
5.168%
0.000
5.125%
5.547%
0.000
10-Year Fixed
5.500%
5.630%
0.000
15-Year Fixed
5.875%
6.120%
0.000
4.675%
4.867%
0.000
5.875%
5.907%
0.000
20-Year Fixed
5.875%
5.968%
0.000
30-Year Fixed
7.250%
7.402%
0.000
15-Year Fixed
5.750%
5.845%
0.000
5.500%
5.591%
0.000
5.125%
5.237%
0.000
5.490%
5.539%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.750%
6.161%
0.000
15-Year Fixed
5.500%
5.617%
0.000
30-Year Fixed
5.875%
5.965%
0.000
4.875%
5.778%
0.000
30 Year Fixed
5.750%
5.869%
0.000
5.875%
6.118%
0.000
10-Year Fixed
6.250%
6.250%
0.000
5.875%
6.184%
0.000
5.625%
5.751%
0.000
20-Year Fixed
6.125%
6.201%
0.000
30-Year Fixed
6.000%
6.058%
0.000
4.875%
5.010%
0.000
6.000%
6.126%
0.000
3.990%
4.357%
0.750
10-Year Fixed
5.375%
5.638%
0.000
5.625%
5.790%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA® Classic
12.960%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
13.900%
Prime Platinum Visa Credit Card
11.500%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
18.000%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Savings Secured Visa®
18.000%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Platinum Visa
15.350%
World Cash Back Credit Card Mastercard
18.000%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
9.990%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
8.990% - 17.990%
Maximum limit of $30,000
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Security Service Power Rewards MasterCard
18.000%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Personal Loan
11.760%
$0
Bill Consolidation Loan
8.990%
$0
60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Personal Line of Credit
13.040%
$0
10.990%
$500
36
9.990% - 18.000%
$0 - $50,000
11.990%
$0
Personal/Signature
10.990%
$0
24 - 36
Personal Loan
8.950%
$0
14.990%
$0
25 - 36
12.250% - 17.000%
$0 - $20,000
10.000%
$0
12 - 12
Personal Loans
11.000%
$0
37 - 60
9.200% - 17.950%
$0 - $2,500
36 - 36
15.000%
$500 - $1,500
6 - 12
Personal Loans
13.450%
$0
60
7.990%
$0 - $30,000
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Education (tuition bill required)
8.250%
$0
60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
10.000%
$0
1 - 36
Personal Signature Loan
11.000%
$0
96
13.700%
$2,500 - $5,000
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have OLATHE rate data right now.

Credit Union Profile & Overview

Credit Union Name: OLATHE
Website:
Full Time Employees: 1
Part Time Employees: 0
President: Jesus Torres
CEO: Nancy Reaksecker
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
314 Main St
Olathe, CO 81425
Phone Number: 970-323-5448
Fax Number: 970-323-5512

Financials

Total Assets:
1,538,807
Total Amount of Shares and Deposits:
1,447,720
Total Shares and Deposits < 1 Year:
1,447,720
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,447,720
Total Interest Expense (Sum of items 6 8):
39,483
Share Certificates:
34
Number of Accounts for Share Drafts:
265
Net Income (unless the amount is already included in Undivided Earnings):
8,317
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
315,643
Total Liabilities:
1,447,720
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About OLATHE

Is a member application needed to join OLATHE?

Yes, to access services at OLATHE, a member application is required.

Is there a first-time homebuyer program?

Currently, OLATHE provides a range of mortgage and home equity products.

Is OLATHE a safe place to deposit money?

Yes, OLATHE is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does OLATHE offer online and mobile banking?

Most modern institutions like OLATHE provide digital access including online balance checks and transfers.

Current OLATHE Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions