Palmetto Citizens Federal Credit Union Rates and Review January 2026
Compare Palmetto Citizens Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Palmetto Citizens Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPalmetto Citizens Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Palmetto Citizens Federal Credit Union? Share your experience about Palmetto Citizens Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Palmetto Citizens Federal Credit Union. Overall, Palmetto Citizens Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Palmetto Citizens Federal Credit Union Palmetto Citizens FCU Administrative 1320 Washington St Columbia, SC 29201 3382  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Crimson Card
13.240%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
8.950%
$0
Education (tuition bill required)
8.250%
$0
60
Next Step Loan
10.500%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Palmetto Citizens Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Palmetto Citizens Federal Credit Union
Website: https://www.palmettocitizens.org
Full Time Employees: 283Part Time Employees: 18 President: Steve Hamm CEO: Robert Dozier Branch Locations: 16 ATM Locations: 43 Corporate Office Address:
1320 Washington St
Columbia, SC 29201 3382 Phone Number: 803-779-1232 Fax Number: 803-376-2674 FinancialsTotal Assets:
1,421,857,031
Total Amount of Shares and Deposits:
1,129,351,086
Total Shares and Deposits < 1 Year:
1,038,070,656
Total Shares and Deposits 1 3 Years:
83,907,295
Total Shares and Deposits > 3 Years:
7,373,135
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,129,351,086
Total Interest Expense (Sum of items 6 8):
13,180,907
Share Certificates:
9,424
Number of Accounts for Share Drafts:
81,658
IRA KEOGH Accounts:
2,098
Number of Accounts for Regular Shares:
102,484
All other shares:
8
Money Market Shares:
4,876
Net Income (unless the amount is already included in Undivided Earnings):
6,128,167
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
156,626,258
Total Liabilities:
1,236,077,074
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Palmetto Citizens Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Palmetto Citizens Federal Credit Union
Frequently Asked Questions About Palmetto Citizens Federal Credit UnionIs a member application needed to join Palmetto Citizens Federal Credit Union?Yes, to access services at Palmetto Citizens Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Palmetto Citizens Federal Credit Union provides a range of mortgage and home equity products. Is Palmetto Citizens Federal Credit Union a safe place to deposit money?Yes, Palmetto Citizens Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Palmetto Citizens Federal Credit Union offer online and mobile banking?Most modern institutions like Palmetto Citizens Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 0.50% and 3-month CD rates at 0.25%. Savings rates are at 0.05% and money market rates are at 0.44%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
