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Pawtucket Municipal Employees Federal Credit Union Rates and Review January 2026

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Pawtucket Municipal Employees Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 1.61% and 3-month CD rates at 0.60%. Savings rates are at 0.20% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 5.92%. Credit Card rates are at 18.24%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates which you can compare to Pawtucket Municipal Employees Federal Credit Union rates.

Compare Pawtucket Municipal Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Pawtucket Municipal Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Pawtucket Municipal Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Pawtucket Municipal Employees Federal Credit Union? Share your experience about Pawtucket Municipal Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pawtucket Municipal Employees Federal Credit Union.

Overall, Pawtucket Municipal Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Pawtucket Municipal Employees Federal Credit Union
Pawtucket Municipal Employees Federal Credit Union
137 Roosevelt Ave
Pawtucket, RI 02860
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Money Market
4.01%
$2,500
6-Month CD
4.00%
$250
12-Month CD
4.00%
$1,000
Indexed Money Market
3.75%
$50
24-Month CD
3.60%
$500
18-Month CD
3.51%
$1,000
12-Month CD
3.50%
$500
60-Month CD
3.45%
$1,000
36-Month CD
3.41%
$1,000
48-Month CD
3.15%
$1,000
48-Month CD
3.02%
$1,000
24-Month CD
3.00%
$500
48-Month CD
3.00%
$500
60-Month CD
2.96%
$500
48-Month CD
2.87%
$2,500
60-Month CD
2.80%
$500
24-Month CD
2.75%
$500
60-Month CD
2.45%
$1,000
12-Month CD
2.07%
$1,000
24-Month CD
2.00%
$0
12-Month CD
2.00%
$500
48-Month CD
2.00%
$500
Gold Money Market
1.50%
$5,000
24-Month CD
1.36%
$1,000
18-Month CD
1.28%
$500
Money Market
1.21%
$1,000
Premium Plus Money Market
1.21%
$95,000
48-Month CD
0.90%
$1,000
Money Market
0.75%
$2,500
60-Month CD
0.50%
$500
Money Market
0.50%
$1,000
30-Month CD
0.45%
$500
36-Month CD
0.45%
$500
Statement Savings
0.40%
$10
12-Month CD
0.40%
$1,000
Money Market
0.40%
$1
36-Month CD
0.35%
$1,000
36-Month CD
0.30%
$250
Demand Money Market
0.25%
$2,500
Regular Savings
0.25%
$100
24-Month CD
0.20%
$1,000
Regular Passbook Savings
0.13%
$100
Statement Savings
0.10%
$200
Money Market
0.10%
$2,500
Money Market
0.05%
$0
60-Month CD
0.05%
$1,000
12-Month CD
0.01%
$500
6-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.787%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
5.250%
5.562%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
20-Year Fixed
5.750%
5.887%
0.000
10-Year Fixed
5.375%
5.540%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
5.700%
5.780%
0.000
5.625%
5.714%
0.000
20-Year Fixed
5.625%
5.836%
0.500
30-Year Fixed Jumbo
6.250%
6.389%
0.000
15-Year Fixed
5.625%
5.750%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
5.375%
5.468%
0.000
4.240%
7.689%
0.000
30-Year Fixed
5.750%
5.788%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
6.000%
6.174%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
15-Year Fixed
5.375%
5.431%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
5.125%
5.637%
0.250
15-Year Fixed
5.500%
5.617%
0.000
15-Year Fixed
5.125%
5.228%
0.000
5.875%
6.420%
0.000
5.500%
5.545%
0.500
5.375%
5.804%
0.000
5.750%
5.880%
0.000
30-Year Fixed
5.625%
5.658%
0.000
5.500%
5.597%
0.000
5.625%
5.787%
0.000
5.500%
5.820%
0.000
5.625%
5.843%
0.000
5.625%
6.072%
0.000
15-Year Fixed
5.500%
5.695%
0.000
5.375%
5.652%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
30-Year Fixed
6.125%
6.219%
0.000
6.000%
6.035%
0.375
6.500%
6.218%
0.000
30 Year Fixed
5.875%
5.916%
0.000
30-Year Fixed
6.000%
6.120%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
15-Year Fixed
5.500%
5.579%
0.000
6.000%
6.250%
0.000
5.125%
5.237%
0.000
6.125%
6.162%
0.000
5.500%
5.640%
0.000
20-Year Fixed
5.900%
6.129%
0.000
5.875%
5.975%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Visa
15.350%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Platinum Secured Visa
8.750%
Rewards Student Classic
16.500%
Credit Limit - $500
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Access FCU Visa Gold
9.900%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Premier Rate Credit Card Mastercard
12.950% - 18.000%
16.100%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
16.240% - 27.240%
VISA Platinum with Rewards
8.900%
Academic VISA® Platinum
10.900%
Visa Classic Card
12.900%
No annual fee
Visa Platinum Preferred
14.240% - 17.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.740%
$5,000
60 - 60
10.490%
$0
Next Step Loan
10.500%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
14.990%
$0
25 - 36
10.490%
$0
Summer/Holiday Loans
9.500%
$0
13.240%
$0
48
12.990%
$0
12
Debt Consolidated
9.490%
$500
36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Personal Loan Rates
5.740%
$0
1 - 36
9.200% - 17.950%
$0 - $500
48 - 48
Personal Signature Loans
14.000%
$0
60
8.500%
$0 - $6,000
42
12.740%
$0
36
7.750% - 16.750%
$0
1 - 36
9.490%
$0
48 - 48
Line of Credit
13.700%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
8.990%
$0
36
10.250% - 10.650%
$3,000 - $25,000
Credit Builder Loan
9.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Pawtucket Municipal Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Pawtucket Municipal Employees Federal Credit Union
Website:
Full Time Employees: 2
Part Time Employees: 2
President: Michael Wilcox
CEO: Lisa Paiva
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
137 Roosevelt Ave
Pawtucket, RI 02860
Phone Number: 401-728-0500
Fax Number: 401-727-0243

Financials

Total Assets:
5,928,457
Total Amount of Shares and Deposits:
5,130,299
Total Shares and Deposits < 1 Year:
5,130,299
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
183,436
Total Uninsured Shares and Deposits > $250K (F+J):
183,436
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,946,863
Total Interest Expense (Sum of items 6 8):
17,775
Number of Accounts for Share Drafts:
106
Number of Accounts for Regular Shares:
1,268
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,089,707
Total Liabilities:
5,138,567
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Pawtucket Municipal Employees Federal Credit Union

Is a member application needed to join Pawtucket Municipal Employees Federal Credit Union?

Yes, to access services at Pawtucket Municipal Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Pawtucket Municipal Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Pawtucket Municipal Employees Federal Credit Union a safe place to deposit money?

Yes, Pawtucket Municipal Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Pawtucket Municipal Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Pawtucket Municipal Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Pawtucket Municipal Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions