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Peninsula General Hospital & Medical Center Employees FCU Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Peninsula General Hospital & Medical Center Employees FCU rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 3.01%, 6-month share certificate rates at 2.85% and 3-month share certificate rates at 2.71%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Peninsula General Hospital & Medical Center Employees FCU, and you can see how they compare in the Peninsula General Hospital & Medical Center Employees FCU rate tables below. MonitorBankRates evaluates the financial stability of Peninsula General Hospital & Medical Center Employees FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 09/23/2026.

Peninsula General Hospital & Medical Center Employees FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peninsula General Hospital & Medical Center Employees FCU? Share your experience about Peninsula General Hospital & Medical Center Employees FCU by leaving a review below, or read customer reviews before you decide to use Peninsula General Hospital & Medical Center Employees FCU.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Peninsula General Hospital & Medical Center Employees FCU
Pen Gen Hosp FCU
100 E Carroll St
Salisbury, MD 21801
Member NCUA

Current Rate Availability

We're not currently displaying rates for Peninsula General Hospital & Medical Center Employees FCU, but our database is updated constantly, so check back soon for the latest offers.

Are you with Peninsula General Hospital & Medical Center Employees FCU? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Financial Health History

Peninsula General Hospital & Medical Center Employees FCU’s Texas Ratio stayed near 0.01% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.01% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.00% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$4M0.00%5.0A+
December 31, 2025$3M0.18%5.0A+
September 30, 2025$4M0.07%5.0A+
June 30, 2025$4M0.30%5.0A+
March 31, 2025$4M0.00%5.0A+
December 31, 2024$4M0.45%5.0A+
September 30, 2024$4M0.00%5.0A+
June 30, 2024$4M0.00%5.0A+
March 31, 2024$4M0.00%5.0A+
December 31, 2023$4M0.41%5.0A+
September 30, 2023$4M0.02%5.0A+
June 30, 2023$4M0.01%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Peninsula General Hospital & Medical Center Employees FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Peninsula General Hospital & Medical Center Employees FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peninsula General Hospital & Medical Center Employees FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Peninsula General Hospital & Medical Center Employees FCU
Website N/A
Address 100 E Carroll St, Salisbury, MD 21801
Phone 410-543-7230
Fax 410-543-4746
President Michelle Humphress
CEO Jamie Dennis
Full-Time Employees 0
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.1458%
Return on Equity (ROE)
0.4924%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
3,556,111
Total Amount of Shares and Deposits
2,495,804
Total Shares and Deposits < 1 Year
2,495,804
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,495,804
Total Interest Expense (Sum of items 6 8)
1,749
Number of Accounts for Regular Shares
1,125
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
814,130
Total Liabilities
2,503,173
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Peninsula General Hospital & Medical Center Employees FCU earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/peninsula-gen-hospandmed-centr-empls-federal-credit-union-rates-review-23125">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Peninsula General Hospital & Medical Center Employees FCU yet. Feel free to create one below.
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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Peninsula General Hospital & Medical Center Employees FCU

How many branches does Peninsula General Hospital & Medical Center Employees FCU operate?

Peninsula General Hospital & Medical Center Employees FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Peninsula General Hospital & Medical Center Employees FCU?

Yes, to access services at Peninsula General Hospital & Medical Center Employees FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Peninsula General Hospital & Medical Center Employees FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peninsula General Hospital & Medical Center Employees FCU provides members with tools to manage their accounts and build a solid financial history.

Does Peninsula General Hospital & Medical Center Employees FCU offer online and mobile banking?

Most modern institutions like Peninsula General Hospital & Medical Center Employees FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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