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PennTech Employees Federal Credit Union Rates and Review January 2026

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PennTech Employees Federal Credit Union12-month CD rates can be found at 2.78%, 6-month CD rates at 1.41% and 3-month CD rates at 0.25%. Savings rates are at 0.01% and money market rates are at 2.50%. Mortgage rates on 30-year fixed loans are around 5.96%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to PennTech Employees Federal Credit Union rates.

Compare PennTech Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of PennTech Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

PennTech Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at PennTech Employees Federal Credit Union? Share your experience about PennTech Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use PennTech Employees Federal Credit Union.

Overall, PennTech Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

PennTech Employees Federal Credit Union
Main Office
409 Center St Ste C
Johnsonburg, PA 15845 1307
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.96%
$500
Savings
3.95%
$1
6-Month CD
3.90%
$500
24-Month CD
3.75%
$500
36-Month CD
3.75%
$500
12-Month CD
3.67%
$1,000
36-Month CD
3.56%
$2,000
36-Month CD
3.50%
$1,000
18-Month CD
3.50%
$1,000
48-Month CD
3.25%
$1,000
30-Month CD
3.22%
$1,000
30-Month CD
3.20%
$500
36-Month CD
3.19%
$200
36-Month CD
3.00%
$500
3-Month CD
2.75%
$500
36-Month CD
2.75%
$500
18-Month CD
2.63%
$1,000
12-Month CD
2.50%
$200
18-Month CD
2.50%
$500
48-Month CD
2.38%
$500
36-Month CD
2.20%
$500
12-Month CD
2.12%
$500
24-Month CD
2.07%
$1,000
48-Month CD
2.00%
$1,000
30-Month CD
1.40%
$500
48-Month CD
1.30%
$1,000
Money Market
1.00%
$25,000
36-Month CD
1.00%
$500
18-Month CD
1.00%
$1,000
48-Month CD
0.75%
$500
60-Month CD
0.55%
$50
48-Month CD
0.50%
$500
Money Market Advantage
0.50%
$40,000
Savings
0.50%
$0
Interest Checking
0.40%
$100
48-Month CD
0.40%
$1,000
30-Month CD
0.40%
$1,000
Money Market Checking
0.35%
$100,000
Premier Money Market
0.30%
$5,000
Personal Money Market
0.25%
$1,000
6-Month CD
0.20%
$2,500
12-Month CD
0.10%
$500
9-Month CD
0.10%
$500
Money Market
0.05%
$2,500
Interest Checking
0.05%
$1,000
NOW Checking
0.03%
$100
Regular Savings
0.02%
$200
Money Market
0.02%
$1,000
Money Market
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.625%
5.986%
0.000
5.000%
5.068%
0.000
30-Year Fixed
5.625%
5.685%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.300%
5.433%
0.000
5.875%
6.118%
0.000
15-Year Fixed
5.875%
6.120%
0.000
6.000%
5.892%
0.000
30-Year Fixed
6.250%
6.450%
0.000
5.500%
5.799%
0.000
5.625%
5.700%
0.000
5.875%
6.190%
1.000
5.875%
6.110%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
5.625%
5.899%
0.000
5.000%
5.055%
0.000
6.375%
6.556%
0.000
30-Year Fixed
5.500%
5.727%
2.000
30-Year Fixed
6.375%
6.504%
0.000
6.000%
6.035%
0.375
15 Year Fixed
5.500%
5.677%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.375%
5.460%
0.500
15-Year Fixed
5.125%
5.284%
0.000
5.500%
5.581%
0.000
15-Year Fixed
5.500%
5.601%
0.000
4.675%
4.867%
0.000
10-Year Fixed
6.250%
6.250%
0.000
4.875%
5.172%
1.125
6.000%
6.174%
0.000
6.000%
6.000%
0.000
6.000%
6.226%
0.000
30-Year Fixed
6.000%
6.097%
0.500
30-Year Fixed
5.750%
5.788%
0.000
4.675%
4.867%
0.000
30-Year Fixed
6.000%
6.218%
0.000
5.125%
5.173%
0.000
5.500%
5.640%
0.000
5.875%
6.055%
0.000
5.875%
6.055%
0.000
5.500%
5.533%
0.000
5.875%
6.055%
0.000
5.125%
5.361%
1.000
6.750%
6.880%
0.000
15-Year Fixed
5.500%
5.552%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
5.625%
5.850%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Max Rewards Visa Credit Card
15.250%
8.900% - 13.900%
Based upon credit worthiness.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Student Rewards Card
17.990%
Rewards Student Classic
16.500%
Credit Limit - $500
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Platinum Visa
15.350%
Savings Secured Visa®
18.000%
13.240%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Academic VISA® Classic
15.400%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
13.900%
14.000%
Access FCU Visa Classic
13.500%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Platinum Credit Card
8.500%
As low as 8.50%
16.100%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
8.900%
Visa Platinum Clarity
15.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.450%
$0
Term Line of Credit 84 months
8.000%
$0
11.240% - 17.950%
$0
25 - 36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
12.990%
$0
13 - 60
Personal Loans
11.000%
$0
37 - 60
10.000%
$0
12 - 12
11.990%
$0
1 - 12
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Debt Consolidated
9.490%
$500
36
Debt Consolidation
13.990%
$0
1 - 72
13.240%
$0 - $2,000
36 - 36
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Line of Credit
11.500%
$0
13.700%
$2,500 - $5,000
36 - 36
Next Step Loan
10.500%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
10.890%
$0
60
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
9.500%
$0
11.740% - 17.990%
$0
12.490%
$0
Personal Loans
10.000%
$0
1 - 36
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
11.240% - 17.950%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have PennTech Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: PennTech Employees Federal Credit Union
Full Time Employees: 4
Part Time Employees: 0
President: Robert Paladino
CEO: Julie Ribovic
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
409 Center St Ste C
Johnsonburg, PA 15845 1307
Phone Number: 814-965-4311
Fax Number: 814-965-4623

Financials

Total Assets:
12,339,685
Total Amount of Shares and Deposits:
10,847,419
Total Shares and Deposits < 1 Year:
10,847,418
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,106
Total Uninsured Shares and Deposits > $250K (F+J):
5,106
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,842,313
Total Interest Expense (Sum of items 6 8):
138,990
Share Certificates:
186
Number of Accounts for Share Drafts:
162
Number of Accounts for Regular Shares:
1,380
Net Income (unless the amount is already included in Undivided Earnings):
12,178
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
754,892
Total Liabilities:
10,932,056
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About PennTech Employees Federal Credit Union

Is a member application needed to join PennTech Employees Federal Credit Union?

Yes, to access services at PennTech Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, PennTech Employees Federal Credit Union provides a range of mortgage and home equity products.

Is PennTech Employees Federal Credit Union a safe place to deposit money?

Yes, PennTech Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does PennTech Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like PennTech Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current PennTech Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions