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Peoples Energy Credit Union Rates and Review January 2026

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Peoples Energy Credit Union12-month CD rates can be found at 3.68%, 6-month CD rates at 3.00% and 3-month CD rates at 1.20%. Savings rates are at 0.75% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 15.04%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to Peoples Energy Credit Union rates.

Compare Peoples Energy Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Peoples Energy Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Peoples Energy Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Peoples Energy Credit Union? Share your experience about Peoples Energy Credit Union by leaving a review below, or read customer reviews before you decide to use Peoples Energy Credit Union.

Overall, Peoples Energy Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Peoples Energy Credit Union
Main
200 E Randolph St Fl 22
Chicago, IL 60601 6433
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
3.80%
$2,500
15-Month CD
3.80%
$1,000
24-Month CD
3.80%
$1,000
48-Month CD
3.50%
$1,000
24-Month CD (Online)
3.30%
$1,000
48-Month CD
3.30%
$1,000
18-Month CD
3.29%
$1,000
12-Month CD
3.25%
$1,000
18-Month CD
3.08%
$500
18-Month CD
3.03%
$500
60-Month CD
3.03%
$500
18-Month CD
3.02%
$1,000
60-Month CD (Step Up)
3.00%
$1,000
48-Month CD
2.78%
$1,000
36-Month CD
2.52%
$1,000
30-Month CD
2.50%
$1,000
60-Month CD
2.27%
$1,000
30-Month CD
2.25%
$500
12-Month CD
2.07%
$1,000
9-Month CD
2.00%
$1,000
18-Month CD
1.51%
$500
36-Month CD
1.30%
$10,000
Money Market
1.25%
$5,000
36-Month CD
1.00%
$500
3-Month CD
1.00%
$500
3-Month CD
1.00%
$500
18-Month CD
0.95%
$1,000
48-Month CD
0.75%
$500
36-Month CD
0.70%
$1,000
Money Market
0.65%
$1,000
12-Month CD
0.49%
$2,500
Savings
0.43%
$100
Regular Savings
0.40%
$100
36-Month CD
0.40%
$500
Platinum Checking
0.35%
$5,000
Money Market
0.35%
$2,500
Investors Choice Money Market
0.30%
$25,000
12-Month CD
0.25%
$1,000
Money Market
0.25%
$2,500
Personal Savings
0.25%
$100
Personal Savings
0.20%
$100
My Money Market
0.12%
$25
Next Generation Savings
0.10%
$100
NOW Checking
0.10%
$300
Money Market
0.10%
$0
Money Market
0.05%
$2,500
Statement Savings
0.05%
$100
Community Savings
0.05%
$100
Money Market
0.05%
$1,000
Statement Savings
0.01%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.799%
0.000
15-Year Fixed
5.500%
5.695%
0.000
20-Year Fixed
5.750%
5.870%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
15-Year Fixed
5.250%
5.347%
0.000
15 Year Fixed
5.375%
5.717%
0.706
5.625%
5.941%
0.000
5.750%
5.924%
0.000
6.000%
6.123%
0.000
30-Year Fixed
5.875%
5.978%
0.000
5.875%
6.190%
1.000
5.500%
6.086%
0.000
5.625%
5.790%
0.000
5.875%
6.010%
0.000
4.675%
4.867%
0.000
5-Year ARM Jumbo
5.250%
4.657%
0.000
6.000%
6.107%
0.000
20-Year Fixed
5.625%
5.836%
0.500
5.250%
5.633%
0.000
15 Year Fixed
5.120%
5.192%
0.000
20-Year Fixed
5.875%
6.057%
0.000
6.250%
6.355%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.115%
5.908%
0.946
5.375%
6.220%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.875%
6.170%
0.000
5.250%
5.382%
0.000
30-Year Fixed
6.000%
6.067%
0.000
6.000%
6.090%
0.000
15 Year Fixed
5.875%
6.356%
0.000
10-Year Fixed
5.750%
6.024%
0.000
6.000%
6.160%
0.000
5.875%
6.010%
0.000
30-Year Fixed
6.125%
6.167%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
15-Year Fixed
5.375%
5.650%
0.000
5.500%
5.565%
0.000
5.625%
5.647%
0.000
6.525%
6.595%
0.000
5.250%
5.562%
0.000
30-Year Fixed
6.000%
6.112%
0.000
5.250%
5.287%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.375%
5.416%
0.000
5.625%
5.714%
0.000
5.250%
5.506%
0.000
30-Year Fixed
5.875%
5.950%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Starter
17.990%
8.900%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Max Rewards Visa Credit Card
15.250%
VISA Platinum without Rewards
7.900%
VISA® Credit Cards
7.990%
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Platinum Credit Card
8.500%
As low as 8.50%
11.900%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Acadia Visa Credit Card
10.900%
No annual fee
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Secure Card
13.740%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Crimson Rewards Card
13.740%
Member First VISA
15.040%
No balance transfer fees or annual fees.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Credit Card
11.900%
No annual fee
18.000%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
VISA Traditional
14.240% - 18.000%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.240%
$0 - $2,000
36 - 36
10.250% - 10.650%
$3,000 - $25,000
A+ Preferred Line Of Credit
10.990%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Signature Loan
10.500%
$0
Line of Credit
13.700%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
9.990% - 16.240%
$0
61 - 66
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
8.990%
$0
36
Personal Loans
13.250%
$0
6184
New Signature Loans
8.990%
$0
10.890%
$0
60
Personal Loans Share Secured
5.990%
$0
48
10.490%
$0
Debt Consolidated
9.490%
$500
36
Personal Line of Credit
9.000%
$0
60
11.240% - 17.950%
$0
25 - 36
10.250% - 17.950%
$0
1 - 36
15.000%
$500 - $1,500
6 - 12
Personal Loan
11.000%
$0
1 - 12
Personal Loan Rates
5.740%
$0
1 - 36
13.740%
$0
60
Term Line of Credit 84 months
8.000%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Peoples Energy Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Peoples Energy Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Cecilia James
CEO: Patricia Murphy
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
200 E Randolph St Fl 22
Chicago, IL 60601 6433
Phone Number: 312-240-4970
Fax Number: 312-240-4513

Financials

Total Assets:
27,930,400
Total Amount of Shares and Deposits:
22,893,104
Total Shares and Deposits < 1 Year:
22,893,104
Total Interest Expense (Sum of items 6 8):
56,485
Number of Accounts for Share Drafts:
97
Number of Accounts for Regular Shares:
1,968
Net Income (unless the amount is already included in Undivided Earnings):
23,131
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
958,716
Total Liabilities:
22,898,629
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Peoples Energy Credit Union

Is a member application needed to join Peoples Energy Credit Union?

Yes, to access services at Peoples Energy Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Peoples Energy Credit Union provides a range of mortgage and home equity products.

Is Peoples Energy Credit Union a safe place to deposit money?

Yes, Peoples Energy Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Peoples Energy Credit Union offer online and mobile banking?

Most modern institutions like Peoples Energy Credit Union provide digital access including online balance checks and transfers.

Current Peoples Energy Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions