Philadelphia Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Philadelphia Federal Credit Union12-month CD rates can be found at 0.20%, 6-month CD rates at 2.50% and 3-month CD rates at 4.34%. Savings rates are at 0.10% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 6.93%. Credit Card rates are at 16.20%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates which you can compare to Philadelphia Federal Credit Union rates.

Compare Philadelphia Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Philadelphia Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Philadelphia Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Philadelphia Federal Credit Union? Share your experience about Philadelphia Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Philadelphia Federal Credit Union.

Overall, Philadelphia Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Philadelphia Federal Credit Union
PFCU Operations Center
12800 Townsend Rd
Philadelphia, PA 19154 1003
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Philadelphia Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Leader Bank
Leader Bank
Zeugma Reward Savings
5.00%
$10
Leader Bank
Leader Bank
6-Month CD
4.50%
$1,000
Atkins Savings B&T
Atkins Savings B&T
6-Month CD
4.30%
$1,000
Morgan Stanley
Morgan Stanley
3-Month CD
4.27%
$1,000
Pentucket Bank
Pentucket Bank
12-Month CD
4.00%
$500
Port Richmond Savings
Port Richmond Savings
60-Month CD
3.85%
$500
TAB Bank
TAB Bank
60-Month CD
3.81%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
3.56%
$1,000
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
12-Month CD
3.50%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
12-Month CD
3.49%
$500
Bank of Prairie du Sac
Bank of Prairie du Sac
24-Month CD
3.35%
$1,000
Ameriprise Financial
Ameriprise Financial
30-Month CD
3.30%
$0
Iowa State Bank
Iowa State Bank
Kasasa Checking
3.30%
$0
Senath State Bank
Senath State Bank
18-Month CD
3.29%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
48-Month CD
3.28%
$1,000
Generations Bank
Generations Bank
24-Month CD
3.25%
$500
F&M Bank & Trust
F&M Bank & Trust
24-Month CD
3.10%
$2,500
First Shore Federal S&L
First Shore Federal S&L
36-Month CD
3.00%
$500
Haven Savings Bank
Haven Savings Bank
Step-Up Money Market
3.00%
$25,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
24-Month CD
3.00%
$2,500
Blue Foundry Bank
Blue Foundry Bank
48-Month CD
3.00%
$1,000
Education Credit Union
Education Credit Union
24-Month CD
3.00%
$500
Bank First, NA
Bank First, NA
36-Month CD
2.78%
$1,000
cfsbank
cfsbank
60-Month CD
2.77%
$1,000
State Central Bank
State Central Bank
48-Month CD
2.77%
$10,000
Centreville Bank
Centreville Bank
48-Month CD
2.75%
$1,000
State Bank of Medora
State Bank of Medora
48-Month CD
2.63%
$500
Bank of Zachary
Bank of Zachary
36-Month CD
2.55%
$2,500
MCT Credit Union
MCT Credit Union
Kasasa Checking
2.51%
$5
Ascendia Bank
Ascendia Bank
24-Month CD
2.25%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
18-Month CD
2.07%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
60-Month CD
2.00%
$1,000
Capon Valley Bank
Capon Valley Bank
24-Month CD
1.76%
$500
FNB Of Nokomis
FNB Of Nokomis
30-Month CD
1.76%
$1,000
InFirst Bank
InFirst Bank
36-Month CD
1.75%
$500
First Mutual Bank, FSB
First Mutual Bank, FSB
36-Month CD
1.35%
$500
HomeBank
18-Month CD
1.31%
$2,500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
60-Month CD
1.00%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
RBAZ Republic Bank of Arizona
Money Market
0.50%
$1,000
CIBM Bank
CIBM Bank
12-Month CD
0.45%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
48-Month CD
0.40%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
Root River State Bank
Root River State Bank
Traditional Savings
0.35%
$50
The Bank of Elk River
The Bank of Elk River
Statement Savings
0.30%
$0
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
The Union Bank Company
The Union Bank Company
6-Month CD
0.05%
$500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Money Market
0.05%
$0
Partners Bank of New England
Money Market
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Philadelphia Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
M&T Bank
M&T Bank
5-Year ARM Jumbo
5.250%
4.753%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.625%
5.763%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.750%
5.799%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.750%
5.867%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.750%
6.028%
0.250
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.875%
6.057%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.875%
6.090%
0.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.097%
1.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.000%
6.174%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.750%
6.177%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.000%
6.198%
1.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.260%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.125%
6.260%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.125%
6.276%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
6.125%
6.278%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
6.000%
6.280%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.125%
6.283%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.250%
6.309%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.125%
6.369%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Philadelphia Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Philadelphia Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Philadelphia Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Philadelphia Federal Credit Union Information

Credit Union Name: Philadelphia Federal Credit Union
Full Time Employees: 268
Part Time Employees: 22
President: Bernard Lester
CEO: Patricia Craven
Branch Locations: 12
ATM Locations: 11
Corporate Office Address:
12800 Townsend Rd
Philadelphia, PA 19154 1003
Phone Number: 215-934-3500
Fax Number:

Philadelphia Federal Credit Union Financials

Total Assets:
1,670,837,644
Total Amount of Shares and Deposits:
1,487,079,890
Total Shares and Deposits < 1 Year:
1,420,650,239
Total Shares and Deposits 1 3 Years:
40,299,702
Total Shares and Deposits > 3 Years:
26,129,949
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
104,958,634
Total Uninsured Shares and Deposits > $250K (F+J):
104,958,634
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,382,121,256
Total Interest Expense (Sum of items 6 8):
5,903,441
Share Certificates:
9,540
Number of Accounts for Share Drafts:
100,939
IRA KEOGH Accounts:
6,484
Number of Accounts for Regular Shares:
144,459
All other shares:
24,364
Money Market Shares:
1,795
Net Income (unless the amount is already included in Undivided Earnings):
2,323,664
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
177,899,454
Total Liabilities:
1,496,016,184
Show More

Philadelphia Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The current national average 12 month bank CD rate under 1.00 percent at 0.93 percent. You can find bank CD rates higher than the national average rate . We have put together a list of the highest bank CD rates in Joliet, Illinois.

The Federal Reserve decided to keep the federal funds rate near zero percent for now. Despite the Fed holding pat, a couple of banks decided to increase CD rates. California First National Bank increased their 6 month and 1 year rates. The bank's 1 year rate is now the second best rate available in the database.

Northern Bank Direct CD rates were recently changed. Most of the changes were higher except for CD rates on 2 year certificates of deposit. The largest CD rate changes were on Northern Bank Direct's 3 year and 5 year certificates of deposit.

Bank or Credit Union Offers and Deals

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Current Mortgage Rates Running Higher this Week
Fed's Plan to Drive Mortgage Rates Lower is Working: 30 Year Mortgage Rates Down to 4.79%
Current Mortgage Rates: 30 Year Mortgage Rates at 4.02%
Fixed Home Mortgage Rates Make Record Lows MBA: 30 Year Mortgage Rates at 4.38%, 15 Year Mortgage Rates at 3.77%
Orlando Savings Account Rates
Weekly Mortgage Rates: Updated May 25, 2009

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Mortgage Rates: Current Mortgage Rates Increase, 15 Year Mortgage Rates at 3.36%
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Philadelphia Federal Credit Union Reviews

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