PINPOINT Rates and Review January 2026
Compare PINPOINT CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of PINPOINT savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPINPOINT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at PINPOINT? Share your experience about PINPOINT by leaving a review below, or read customer reviews before you decide to use PINPOINT. Overall, PINPOINT is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Business Rewards Card
15.240%
VISA Signature Rewards
16.740% - 18.000%
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Lines of Credit
11.900% - 19.400%
$0
Personal Loans
13.740%
$5,000
60 - 60
Personal Loans
10.000%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have PINPOINT rate data right now. Credit Union Profile & OverviewCredit Union Name: PINPOINT
Website: https://www.pinpointfcu.org
Full Time Employees: 5Part Time Employees: 3 President: Jason Budman CEO: Brenda Raker Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
37 FERRY LN
MILTON, PA 17847 2601 Phone Number: 570-742-3903 Fax Number: 570-742-0389 FinancialsTotal Assets:
31,783,303
Total Amount of Shares and Deposits:
29,389,572
Total Shares and Deposits < 1 Year:
28,060,954
Total Shares and Deposits 1 3 Years:
1,328,618
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,217,164
Total Uninsured Shares and Deposits > $250K (F+J):
3,217,164
Total Insured Shares and Deposits > $250K (item 17 less item K):
26,172,408
Total Interest Expense (Sum of items 6 8):
275,881
Share Certificates:
104
Number of Accounts for Share Drafts:
1,692
Number of Accounts for Regular Shares:
2,984
All other shares:
865
Non Member Deposits:
6
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,109,137
Total Liabilities:
29,405,786
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About PINPOINTIs a member application needed to join PINPOINT?Yes, to access services at PINPOINT, a member application is required. Is there a first-time homebuyer program?Currently, PINPOINT provides a range of mortgage and home equity products. Is PINPOINT a safe place to deposit money?Yes, PINPOINT is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does PINPOINT offer online and mobile banking?Most modern institutions like PINPOINT provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.85%, 6-month CD rates at 3.75% and 3-month CD rates at 0.40%. Savings rates are at 0.10% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.02%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to 
