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Plymouth County Teachers Federal Credit Union Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 16, 2026

Plymouth County Teachers Federal Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Plymouth County Teachers Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.45%. Rates were last updated on 05/16/2026.

Plymouth County Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Plymouth County Teachers Federal Credit Union? Share your experience about Plymouth County Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Plymouth County Teachers Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.45%
Excellent Higher than avg
Plymouth County Teachers Federal Credit Union
Main Corporate Office
2203 Cranberry Hwy
West Wareham, MA 02576 1210
https://www.pctfcu.org
Member NCUA

Plymouth County Teachers Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vacation Loan - - 6.49%
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.45%

Plymouth County Teachers Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 3.99% 65
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.45%
Auto Loan - - 4.24%
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.45%
New Auto Loan - - 4.99% 75
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.45%
New Auto Loan - - 5.49% 84
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.45%

Plymouth County Teachers Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 9.90%
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.45%

Plymouth County Teachers Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 6.99%
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.45%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Plymouth County Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Plymouth County Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Plymouth County Teachers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Plymouth County Teachers Federal Credit Union
Website https://www.pctfcu.org
Address 2203 Cranberry Hwy, West Wareham, MA 02576 1210
Phone 508-291-0777
Fax 508-291-0491
President John Grondin
CEO Daniel Picard
Full-Time Employees 11
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.45%
Return on Assets (ROA)
0.0148%
Return on Equity (ROE)
0.1883%
Non-Performing Loans Ratio (NPL)
1.39%
Total Assets
64,525,301
Total Amount of Shares and Deposits
57,192,235
Total Shares and Deposits < 1 Year
53,775,579
Total Shares and Deposits 1 3 Years
2,836,077
Total Shares and Deposits > 3 Years
580,579
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,809,047
Total Uninsured Shares and Deposits > $250K (F+J)
1,809,047
Total Insured Shares and Deposits > $250K (item 17 less item K)
55,383,188
Total Interest Expense (Sum of items 6 8)
666,888
Share Certificates
532
Number of Accounts for Share Drafts
1,763
IRA KEOGH Accounts
134
Number of Accounts for Regular Shares
3,828
All other shares
30
Money Market Shares
261
Net Income (unless the amount is already included in Undivided Earnings)
9,528
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,725,773
Total Liabilities
59,488,914
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Plymouth County Teachers Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

There are no reviews for Plymouth County Teachers Federal Credit Union yet. Feel free to create one below.
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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Plymouth County Teachers Federal Credit Union

How many branches does Plymouth County Teachers Federal Credit Union operate?

Plymouth County Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Plymouth County Teachers Federal Credit Union?

Yes, to access services at Plymouth County Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Plymouth County Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Plymouth County Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Plymouth County Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Plymouth County Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pctfcu.org.

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