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La Loma Federal Credit Union

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La Loma Federal Credit Union Rates & Review May 2026

Q: Is a member application needed to join La Loma Federal Credit Union?

Yes, to access services at La Loma Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, La Loma Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

La Loma Federal Credit Union's Personal Loan Rates are at 3.49%. MonitorBankRates evaluates the financial stability of La Loma Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.69%. Rates were last updated on 05/15/2026.

La Loma Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at La Loma Federal Credit Union? Share your experience about La Loma Federal Credit Union by leaving a review below, or read customer reviews before you decide to use La Loma Federal Credit Union.

Exceptional Health Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.69%

Excellent Lower than avg

La Loma Federal Credit Union
Loma Linda Headquarters

26151 Mayberry St
Bryn Mawr, CA 92318

https://www.llfcu.org

La Loma Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
HELOC	-	-	6.75%
Details As Low As Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.69%

La Loma Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	3.49%
Details As Low As Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.69%

La Loma Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	8.90%
Details As Low As Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.69%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for La Loma Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather La Loma Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with La Loma Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name La Loma Federal Credit Union

Website https://www.llfcu.org

Address 26151 Mayberry St, Bryn Mawr, CA 92318

Phone 909-796-0206

Fax 909-266-0469

President Dell Jean Van Fossen

CEO Daniel Penrod

Full-Time Employees 23

Part-Time Employees 1

Branch Locations 3

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.69%

Return on Assets (ROA)

0.5970%

Return on Equity (ROE)

6.2734%

Non-Performing Loans Ratio (NPL)

0.10%

Total Assets

111,468,915

Total Amount of Shares and Deposits

105,773,085

Total Shares and Deposits < 1 Year

105,773,085

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

6,355,891

Total Uninsured Shares and Deposits > $250K (F+J)

6,355,891

Total Insured Shares and Deposits > $250K (item 17 less item K)

99,417,194

Total Interest Expense (Sum of items 6 8)

331,892

Share Certificates

219

Number of Accounts for Share Drafts

4,737

Number of Accounts for Regular Shares

9,210

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,452,663

Total Liabilities

107,217,970

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

La Loma Federal Credit Union earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for La Loma Federal Credit Union

Frequently Asked Questions About La Loma Federal Credit Union

How many branches does La Loma Federal Credit Union operate?

La Loma Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join La Loma Federal Credit Union?

Yes, to access services at La Loma Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, La Loma Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, La Loma Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does La Loma Federal Credit Union offer online and mobile banking?

Most modern institutions like La Loma Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.llfcu.org.