What are the current interest rates at Premier One Credit Union?

Current rates for Premier One Credit Union include: 12-Month CD: 3.30%, 18-Month CD: 3.40%, 24-Month CD: 3.50%, 60-Month CD: 3.40%, Savings: 0.05%, MMA: 0.50%

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Premier One Credit Union

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Premier One Credit Union Rates & Review September 2026

Q: How many branches does Premier One Credit Union operate?

Premier One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Premier One Credit Union?

Yes, to access services at Premier One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier One Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Premier One Credit Union's Traditional 24-month IRA CD rates are at 3.75%, Traditional 60-month IRA CD rates are at 3.75%, Traditional 18-month IRA CD rates are at 3.65%, Traditional 12-month IRA CD rates are at 3.60%, Traditional 48-month IRA CD rates are at 3.60%. Premier One Credit Union's savings rates are at 0.05%. Premier One Credit Union's money market rates are at 0.50%. Premier One Credit Union's First Time Home Buyers - First Mortgage on Primary Residence rates are at 5.38%, First Mortgage on Primary Residence rates are at 5.50%, First Time Home Buyers - First Mortgage on Primary Residence rates are at 5.50%, First Mortgage on Primary Residence rates are at 5.62%, First Time Home Buyers - First Mortgage on Primary Residence rates are at 5.62%. Premier One Credit Union's Personal Loan Rates are as low as 8.25%. Premier One Credit Union's Credit Card Rates are at 12.90%. MonitorBankRates evaluates the financial stability of Premier One Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.64%. Rates last updated and verified on 09/22/2026.

Premier One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier One Credit Union? Share your experience about Premier One Credit Union by leaving a review below, or read customer reviews before you decide to use Premier One Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.64%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Premier One Credit Union
ALMADEN

5353 ALMADEN EXPY Ste 80
SAN JOSE, CA 95118-3633

https://premieronecu.org

Premier One Credit Union CD Rates

Product	Rate	APY	Term
Traditional 24-month IRA Share Certificate	3.69%	3.75%	24 months
Min Deposit $1,000 Min Balance $1,000 Details IRA Traditional & Roth Share Certificates Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional 60-month IRA Share Certificate	3.69%	3.75%	60 months
Min Deposit $1,000 Min Balance $1,000 Details IRA Traditional & Roth Share Certificates Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional 18-month IRA Share Certificate	3.59%	3.65%	18 months
Min Deposit $1,000 Min Balance $1,000 Details IRA Traditional & Roth Share Certificates Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional 12-month IRA Share Certificate	3.54%	3.60%	12 months
Min Deposit $1,000 Min Balance $1,000 Details IRA Traditional & Roth Share Certificates Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional 48-month IRA Share Certificate	3.54%	3.60%	48 months
Min Deposit $1,000 Min Balance $1,000 Details IRA Traditional & Roth Share Certificates Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
24-month Share Certificate	3.44%	3.50%	24 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional 36-month IRA Share Certificate	3.44%	3.50%	36 months
Min Deposit $1,000 Min Balance $1,000 Details IRA Traditional & Roth Share Certificates Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
18-month Share Certificate	3.35%	3.40%	18 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
60-month Share Certificate	3.35%	3.40%	60 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
12-month Share Certificate	3.25%	3.30%	12 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
48-month Share Certificate	3.25%	3.30%	48 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
36-month Share Certificate	3.20%	3.25%	36 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional 6-month IRA Share Certificate	2.23%	2.25%	6 months
Min Deposit $1,000 Min Balance $1,000 Details IRA Traditional & Roth Share Certificates Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
6-month Share Certificate	1.74%	1.75%	6 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional 3-month IRA Share Certificate	0.60%	0.60%	3 months
Min Deposit $1,000 Min Balance $1,000 Details IRA Traditional & Roth Share Certificates Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
3-month Share Certificate	0.10%	0.10%	3 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Savings Rates

Product	Rate	APY
KidsOne Club	2.96%	3.00%
Min Deposit $5 Min Balance $0 Details $0.01 - $2,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Premier Property Savings	2.96%	3.00%
Min Deposit $0 Min Balance $0 Details $.01 - $30,000.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
School Employee Summer Savings	2.72%	2.75%
Min Deposit $0 Min Balance $0 Details (Balance paid out on June 1) $0.01 - $24,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Health Savings Account	2.47%	2.50%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $8,750; Contact Us Online Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Select Savings	1.00%	1.00%
Min Deposit $0 Min Balance $0 Details Maturity Date Jun 1 or Nov 11 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Health Savings Account	0.50%	0.50%
Min Deposit $0 Min Balance $8,750 Details Balance: $8,750.01+; Contact Us Online Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
KidsOne Club	0.10%	0.10%
Min Deposit $5 Min Balance $2,500 Details $2,500.01+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Business Savings	0.05%	0.05%
Min Deposit $25 Min Balance $50 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Regular Share Account	0.05%	0.05%
Min Deposit $5 Min Balance $50 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
School Employee Summer Savings	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details (Balance paid out on June 1) $24,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Trust Savings	0.05%	0.05%
Min Deposit $5 Min Balance $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Money Market Rates

Product	Rate	APY
Premier Money Market Plus	2.47%	2.50%
Min Deposit $5 Min Balance $250,000 Details New Money**; Balance: $250,000.00+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Premier Money Market Plus	2.13%	2.15%
Min Deposit $5 Min Balance $100,000 Details New Money**; Balance: $100,000.00 - $249,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Premier Money Market	1.79%	1.80%
Min Deposit $1,500 Min Balance $250,000 Details Balance: $250,000.00 + Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Premier Money Market	1.59%	1.60%
Min Deposit $1,500 Min Balance $50,000 Details Balance: $50,000.00 - $249,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Premier Money Market	1.00%	1.00%
Min Deposit $1,500 Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Premier Money Market	0.50%	0.50%
Min Deposit $1,500 Min Balance $1,500 Details Balance: $1,500.00 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Checking Rates

Product	Rate	APY	View More
Spend Checking Account	-	2.75%
Min Deposit $25 Min Balance $0 Details Other ATM Fee Reimbursement: Up to $20 per month Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
First Time Home Buyers - First Mortgage on Primary Residence	-	-	5.38%	5/1 years
Details Adjustable Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	5.50%	10 years
Details Fixed Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Home Buyers - First Mortgage on Primary Residence	-	-	5.50%	5/1 years
Details Adjustable Rate, $1,249,126 - $1.5 mil; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Home Buyers - First Mortgage on Primary Residence	-	-	5.50%	7/1 years
Details Adjustable Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	5.63%	3/1
Details Adjustable Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	5.63%	5/1
Details Adjustable Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Home Buyers - First Mortgage on Primary Residence	-	-	5.63%	10/1 years
Details Adjustable Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	5.75%	15 years
Details Fixed Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	5.75%	5/1
Details Adjustable Rate, $1,249,126 - $1.5 mil; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	5.75%	7/1
Details Adjustable Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Home Buyers - First Mortgage on Primary Residence	-	-	5.75%	10/1 years
Details Adjustable Rate, $832,751 - $1,249,125; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	5.88%	10 years
Details Fixed Rate, $832,751 - $1,249,125; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	5.88%	10/1
Details Adjustable Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Home Buyers - First Mortgage on Primary Residence	-	-	5.88%	30 years
Details Fixed Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.00%	15 years
Details Fixed Rate, $832,751 - $1,249,125; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.00%	20 years
Details Fixed Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.00%	10/1
Details Adjustable Rate, $832,751 - $1,249,125; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Home Buyers - First Mortgage on Primary Residence	-	-	6.00%	30 years
Details Fixed Rate, $832,751 - $1,249,125; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.13%	10 years
Details Fixed Rate, $1,249,126 - $1.5 mil; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.13%	15 years
Details Fixed Rate, $1,249,126 - $1.5 mil; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.13%	20 years
Details Fixed Rate, $832,751 - $1,249,125; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.13%	30 years
Details Fixed Rate, $100,000 - $832,750; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.25%	30 years
Details Fixed Rate, $832,751 - $1,249,125; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage on Primary Residence	-	-	6.38%	20 years
Details Fixed Rate, $1,249,126 - $1.5 mil; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit	-	-	6.75%	5 years
Details Term: 5 yr draw/10 yr repay; As low as Prime-0.25%, Floor rate 4.50%; Loan-to-value-restrictions apply; California owner-occupied property and Investment Property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Line of Credit	-	-	6.75%	10 years
Details Term: 10 yr draw/20 yr repay; As low as Prime-0.25%, Floor rate 4.50%; Loan-to-value-restrictions apply; California owner-occupied property and Investment Property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Loan	-	-	6.75%	5 years
Details 2nd Deed of Trust; No points; California owner-occupied property and Investment property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Loan	-	-	7.00%	7 years
Details 2nd Deed of Trust; No points; California owner-occupied property and Investment property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Loan	-	-	7.38%	10 years
Details 2nd Deed of Trust; No points; California owner-occupied property and Investment property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Loan	-	-	7.38%	15 years
Details 2nd Deed of Trust; No points; California owner-occupied property and Investment property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Loan	-	-	7.63%	20 years
Details 2nd Deed of Trust; No points; California owner-occupied property and Investment property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Loan	-	-	7.75%	25 years
Details 2nd Deed of Trust; No points; California owner-occupied property and Investment property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
ADU Home Equity Line of Credit	-	-	8.00%	2 years
Details Term: 2-year draw period with interest-only payment / 20-year repay with fully amortized payments; Owner Occupied; As low as Prime+1%, Floor rate 5.50%; Loan-to-value restrictions apply; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Line of Credit	-	-	8.25%	10 years
Details Term: 10 yr draw /15 yr repay with fully amortized payments during the entire term of HELOC; As low as Prime +1.25%, Floor rate 4.50%; Purchase transactions are prohibited; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Home Equity Loan	-	-	9.25%	30 years
Details 2nd Deed of Trust; No points; California owner-occupied property allowed Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicles Loan	-	-	5.15%	1 - 36 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New Vehicles Loan	-	-	5.25%	37 - 48 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	5.25%	1 - 36 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New Vehicles Loan	-	-	5.35%	49 - 60 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - New Auto	-	-	5.40%	1 - 36 months
Details Minimum Loan Amount: $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - New Auto	-	-	5.50%	37 - 48 months
Details Minimum Loan Amount: $5,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - Used Auto	-	-	5.50%	1- 36 months
Details Minimum Loan Amount: $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New Vehicles Loan	-	-	5.50%	61 - 66 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	5.50%	37 - 48 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	5.50%	49 - 60 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - New Auto	-	-	5.60%	49 - 60 months
Details Minimum Loan Amount: $7,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - Used Auto	-	-	5.75%	37 - 48 months
Details Minimum Loan Amount: $5,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - Used Auto	-	-	5.75%	49 - 60 months
Details Minimum Loan Amount: $7,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New Vehicles Loan	-	-	5.75%	67 - 72 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	5.75%	61 - 66 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - Used Auto	-	-	6.00%	61 - 66 months
Details Minimum Loan Amount: $7,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New Vehicles Loan	-	-	6.00%	73 - 84 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	6.00%	67 - 72 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	6.25%	73 - 84 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - New Auto	-	-	6.30%	61 - 66 months
Details Minimum Loan Amount: $7,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - New Auto	-	-	6.50%	67 - 72 months
Details Minimum Loan Amount: $15,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Time Buyer/Limited Credit - Used Auto	-	-	6.75%	67 - 72 months
Details Minimum Loan Amount: $15,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New Vehicles Loan	-	-	6.95%	*85 - 96 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New Vehicles Loan	-	-	7.20%	*108 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	7.20%	*85 - 96 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New Vehicles Loan	-	-	7.45%	*120 months
Details Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	7.45%	*108 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used Vehicles Loan	-	-	7.70%	*120 months
Details Current Year with >2,000 miles or previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New and Used Motorcycles Loan	-	6.74%	1 - 24 months
Details Minimum Loan Amount: $1,000; 10 Model Years or Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New and Used Motorcycles Loan	-	6.99%	25 - 36 months
Details Minimum Loan Amount: $5,000; 10 Model Years or Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New and Used Motorcycles Loan	-	7.24%	37 - 48 months
Details Minimum Loan Amount: $5,000; 10 Model Years or Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New and Used Motorcycles Loan	-	7.49%	49 - 60 months
Details Minimum Loan Amount: $7,500; 10 Model Years or Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New RVs, Boats, Watercrafts Loan	-	7.49%	1 - 48 months
Details Minimum Loan Amount: $5,000; Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New and Used Motorcycles Loan	-	7.74%	67 - 72 months
Details Minimum Loan Amount: $20,000; 10 Model Years or Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New RVs, Boats, Watercrafts Loan	-	7.75%	49 - 72 months
Details Minimum Loan Amount: $20,000; Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New RVs, Boats, Watercrafts Loan	-	7.99%	73 - 120 months
Details Minimum Loan Amount: $25,000; Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used RVs, Boats, Watercrafts Loan	-	7.99%	1 - 48 months
Details Minimum Loan Amount: $5,000; Current or Prior Year with >2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used RVs, Boats, Watercrafts Loan	-	7.99%	49 - 72 months
Details Minimum Loan Amount: $20,000; Current or Prior Year with >2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used RVs, Boats, Watercrafts Loan	-	8.50%	73 - 120 months
Details Minimum Loan Amount: $25,000; Current or Prior Year with >2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New RVs, Boats, Watercrafts Loan	-	8.75%	121 - 180 months
Details Minimum Loan Amount: $25,000; Current or Prior Year with <2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
New RVs, Boats, Watercrafts Loan	-	8.99%	181 - 240 months
Details Minimum Loan Amount: $50,000; Current or Prior Year with <2,000 miles and not previously registered; **240 Month Term for RVs Only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used RVs, Boats, Watercrafts Loan	-	9.00%	121 - 180 months
Details Minimum Loan Amount: $25,000; Current or Prior Year with >2,000 miles and not previously registered Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Used RVs, Boats, Watercrafts Loan	-	9.50%	181 - 240 months
Details Minimum Loan Amount: $50,000; Current or Prior Year with >2,000 miles and not previously registered; **240 Month Term for RVs Only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum	-	12.90%
Details Introductory APR for 9 billing cycles: 1.99%; APR for Purchases: as low as 12.90%; APR for Cash Advance: as low as 12.90%; Balance Transfer: as low as 12.90%; Grace Period for Purchases: 25 Days; Method of Computing the Balance for Purchases: Average Daily Balance (including New Purchases); Annual Fee: $0.00; Minimum Finance Charge: $0.00; Transaction Fee for Purchases: $0.00; Balance Transfer Fee: 3.50% or $20, whichever is greater; Late Payment Fee (more than 10 days late): $10; Over-the-Credit Limit Fee: $0.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Visa Gold	-	14.00%
Details Published APR range: 14.00% - 15.00%. Introductory APR for 9 billing cycles: 2.99%; APR* for Purchases as low as WSJ Prime Rate + 7% (Variable Rate); APR for Cash Advance: 14.00% - 15.00%; Balance Transfer: 14.00% - 15.00%; Grace Period for Purchases: 25 Days; Method of Computing the Balance for Purchases: Average Daily Balance (including New Purchases); Annual Fee: $0.00; Minimum Finance Charge: $0.00; Transaction Fee for Purchases: $0.00; Balance Transfer Fee: 3.50% or $20, whichever is greater; Late Payment Fee (more than 10 days late): $10; Over-the-Credit Limit Fee: $0.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Visa Classic	-	15.90%
Details Published APR range: 15.90% - 22.90%. Introductory APR for 9 billing cycles: 3.99%; APR for Purchases: as low as 15.90%; APR for Cash Advance: as low as 15.90%; Balance Transfer: as low as 15.90%; Grace Period for Purchases: 25 Days; Method of Computing the Balance for Purchases: Average Daily Balance (including New Purchases); Annual Fee: $0.00; Minimum Finance Charge: $0.00; Transaction Fee for Purchases: $0.00; Balance Transfer Fee: 3.50% or $20, whichever is greater; Late Payment Fee (more than 10 days late): $10; Over-the-Credit Limit Fee: $0.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Personal Loan Rates

Product	APR	Term
Go Green Unsecured Loan	8.25%	1 - 60 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Go Green Unsecured Loan	8.75%	61 - 72 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Go Green Unsecured Loan	9.25%	73 - 84 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Personal Loan	10.50%	1 - 24 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Personal Loan	11.00%	25 - 36 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Personal Loan	11.50%	37 - 48 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Personal Loan	12.00%	49 - 60 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Bill Consolidation Loan	13.00%	1 to 24 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Bill Consolidation Loan	13.75%	25 to 36 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Bill Consolidation Loan	14.25%	37 to 48 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Bill Consolidation Loan	14.75%	49 to 60 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Premier One Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
First Mortgage - Vacation/Second Home	-	-	5.75%	10 years
Details Fixed Rate, $100,000 - $832,750; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.13%	10 years
Details Fixed Rate, $832,751 - $1,249,125; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.38%	10 years
Details Fixed Rate, $1,249,126 - $1.5 mil; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.00%	15 years
Details Fixed Rate, $100,000 - $832,750; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.25%	15 years
Details Fixed Rate, $832,751 - $1,249,125; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.38%	15 years
Details Fixed Rate, $1,249,126 - $1.5 mil; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.25%	20 years
Details Fixed Rate, $100,000 - $832,750; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.38%	20 years
Details Fixed Rate, $832,751 - $1,249,125; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.63%	20 years
Details Fixed Rate, $1,249,126 - $1.5 mil; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.38%	30 years
Details Fixed Rate, $100,000 - $832,750; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.50%	30 years
Details Fixed Rate, $832,751 - $1,249,125; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	5.88%	3/1
Details Adjustable Rate, $100,000 - $832,750; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.13%	3/1
Details Adjustable Rate, $832,751 - $1,249,125; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	5.88%	5/1
Details Adjustable Rate, $100,000 - $832,750; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.13%	5/1
Details Adjustable Rate, $832,751 - $1,249,125; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.00%	7/1
Details Adjustable Rate, $100,000 - $832,750; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.25%	7/1
Details Adjustable Rate, $832,751 - $1,249,125; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.13%	10/1
Details Adjustable Rate, $100,000 - $832,750; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
First Mortgage - Vacation/Second Home	-	-	6.50%	10/1
Details Adjustable Rate, $832,750 - $1,249,125; Up to 80% financing; California owner-occupied property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Investment Property Loan Cash out Refinance	-	-	7.00%	15 years
Details Fixed Rate, $100,000 up to $832,750; California property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Investment Property Loan Cash out Refinance	-	-	7.38%	15 years
Details Fixed Rate, $832,751 - $1,249,125; California property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Investment Property Loan Cash out Refinance	-	-	7.38%	30 years
Details Fixed Rate, $100,000 $832,750; California property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Investment Property Loan Cash out Refinance	-	-	8.00%	30 years
Details Fixed Rate, $832,751 - $1,249,125; California property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Investment Property Loans	-	-	6.50%	15 years
Details Fixed Rate, $100,000 up to $832,750; California property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Investment Property Loans	-	-	6.88%	15 years
Details Fixed Rate, $832,751 - $1,249,125; California property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Investment Property Loans	-	-	6.88%	30 years
Details Fixed Rate, $100,000 $832,750; California property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Investment Property Loans	-	-	7.50%	30 years
Details Fixed Rate, $832,751 - $1,249,125; California property only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
PremierCash Loan	-	-	18.75%	up to 12 months
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
School Employee Loan	-	-	9.00%	up to 24 months
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Student Relief Loan	-	-	7.74%	49 - 60 months
Details Unsecured Loan Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Student Relief Loan	-	-	8.75%	61 - 72 months
Details Unsecured Loan Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Student Relief Loan	-	-	9.75%	73 - 84 months
Details Unsecured Loan Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Student Relief Loan	-	-	10.75%	85 - 240 months
Details Unsecured Loan Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Additional Share Account	0.05%	-	0.05%
Min Deposit $5 Min Balance $50 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
PremierOne Spend Account	2.72%	-	2.75%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 - $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
PremierOne Spend Account	0.10%	-	0.10%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000.01 + Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
SavvyOne Teen	2.96%	-	3.00%
Min Deposit $5 Min Balance $0 Details $0.01 - $2,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
SavvyOne Teen	0.10%	-	0.10%
Min Deposit $5 Min Balance $2,500 Details $2,500.01+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional IRA Share Account	2.96%	-	3.00%
Min Deposit $0 Min Balance $0 Details Balance: $0.00 - $24,999; Traditional, Roth, and Educational IRA Share Accounts Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%
Traditional IRA Share Account	3.44%	-	3.50%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 +; Traditional, Roth, and Educational IRA Share Accounts Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.64%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Premier One Credit Union’s Texas Ratio fell from 3.01% in Q2 2023 to 1.64% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$656M	1.64%	5.0	A+
December 31, 2025	$650M	2.65%	5.0	A+
September 30, 2025	$639M	1.52%	5.0	A+
June 30, 2025	$632M	2.16%	5.0	A+
March 31, 2025	$630M	1.50%	5.0	A+
December 31, 2024	$611M	3.77%	5.0	A+
September 30, 2024	$634M	2.80%	5.0	A+
June 30, 2024	$627M	2.33%	5.0	A+
March 31, 2024	$632M	2.16%	5.0	A+
December 31, 2023	$620M	3.82%	5.0	A+
September 30, 2023	$608M	1.71%	5.0	A+
June 30, 2023	$607M	3.01%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Premier One Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Premier One Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier One Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Premier One Credit Union

Website https://premieronecu.org

Address 5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118-3633

Phone 855-500-7128

Fax 408-224-2890

President CHRISTINA SALVATIER

CEO ANDREA BREWER

Full-Time Employees 88

Part-Time Employees 3

Branch Locations 6

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.64%

Return on Assets (ROA)

0.0847%

Return on Equity (ROE)

0.8777%

Non-Performing Loans Ratio (NPL)

0.23%

Total Assets

656,413,227

Total Amount of Shares and Deposits

558,081,710

Total Shares and Deposits < 1 Year

515,627,058

Total Shares and Deposits 1 3 Years

38,910,350

Total Shares and Deposits > 3 Years

3,544,302

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

59,550,011

Total Uninsured Shares and Deposits > $250K (F+J)

59,550,011

Total Insured Shares and Deposits > $250K (item 17 less item K)

498,531,699

Total Interest Expense (Sum of items 6 8)

2,235,372

Share Certificates

2,491

Number of Accounts for Share Drafts

18,823

IRA KEOGH Accounts

1,010

Number of Accounts for Regular Shares

31,444

All other shares

234

Money Market Shares

2,151

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

77,554,739

Total Liabilities

598,401,298

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Premier One Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Premier One Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Premier One Credit Union

Frequently Asked Questions About Premier One Credit Union

How many branches does Premier One Credit Union operate?

Premier One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Premier One Credit Union?

Yes, to access services at Premier One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Premier One Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier One Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Premier One Credit Union offer online and mobile banking?

Most modern institutions like Premier One Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://premieronecu.org.

Current Premier One Credit Union Rates

12-Month CD3.30%
18-Month CD3.40%
24-Month CD3.50%
60-Month CD3.40%
Savings0.05%
MMA0.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Premier One Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Premier One Credit Union Texas Ratio

Premier One Credit Union Health Trend

Premier One Credit Union CD Rates

Premier One Credit Union Savings Rates

Premier One Credit Union Money Market Rates

Premier One Credit Union Checking Rates

Premier One Credit Union Mortgage Rates

Premier One Credit Union Home Equity & HELOC

Premier One Credit Union Auto Loan Rates

Premier One Credit Union RV, Boat and Powersport Loan Rates

Premier One Credit Union Credit Card Rates

Premier One Credit Union Personal Loan Rates

Premier One Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Premier One Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Premier One Credit Union

How many branches does Premier One Credit Union operate?

Is a member application needed to join Premier One Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Premier One Credit Union offer online and mobile banking?

Current Premier One Credit Union Rates

Compare to Other Credit Unions