Proponent Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Proponent Federal Credit Union

Compare Proponent Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Proponent Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Proponent Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Proponent Federal Credit Union? Share your experience about Proponent Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Proponent Federal Credit Union.

Overall, Proponent Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Proponent Federal Credit Union
Branch 10
536 Washington Ave
Nutley, NJ 07110
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Proponent Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lyndon State Bank
Lyndon State Bank
6-Month CD
5.32%
$2,500
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
6-Month CD eCD
5.30%
$500
Vision Bank
Vision Bank
7-Month CD (special)
4.97%
$1,000
F&M Union Bank
13-Month CD (special)
4.96%
$1,000
Chasewood Bank
Chasewood Bank
12-Month CD
4.91%
$1,000
Marion Center Bank
Marion Center Bank
11-Month CD (special)
4.75%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD jumbo certificate
4.60%
$25,000
MapleMark Bank
MapleMark Bank
18-Month CD
4.50%
$25,000
Mutual Security Credit Union
Mutual Security Credit Union
Money Market Special
4.25%
$2,500
Collinsville Bank
Collinsville Bank
6-Month CD
4.25%
$500
Generations Bank
Generations Bank
18-Month CD
4.00%
$500
Discover Bank
Discover Bank
60-Month CD
3.75%
$2,500
Marion County State Bank
Marion County State Bank
60-Month CD
3.50%
$1,000
Murphy Bank
Murphy Bank
6-Month CD
3.50%
$1,000
Clarion County Community Bank
Clarion County Community Bank
12-Month CD
3.25%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
6-Month CD
3.00%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
24-Month CD
2.80%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
36-Month CD
2.78%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
24-Month CD
2.77%
$500
Zions Bank
Zions Bank
18-Month CD
2.53%
$1,000
First Federal S&L of Greene Co
First Federal S&L of Greene Co
60-Month CD
2.52%
$500
Bruning Bank
Bruning Bank
48-Month CD
2.02%
$500
State Bank of Industry
State Bank of Industry
12-Month CD
1.76%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
60-Month CD
1.75%
$1,000
Time Bank
Time Bank
3-Month CD
1.50%
$5,000
Southwest National Bank
Southwest National Bank
36-Month CD
1.45%
$500
Continental Bank
Continental Bank
60-Month CD
1.40%
$25,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
36-Month CD
1.40%
$500
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.25%
$25,000
FNB of Grayson
FNB of Grayson
12-Month CD
1.25%
$500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
24-Month CD
1.20%
$1,000
cfsbank
cfsbank
36-Month CD
1.00%
$1,000
Torrington Savings Bank
Torrington Savings Bank
Journey Savings
1.00%
$50,000
Eclipse Bank
Eclipse Bank
60-Month CD
0.60%
$1,000
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
Pillar Bank
Pillar Bank
60-Month CD
0.45%
$500
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Citizens Prime Checking Tier 1
0.42%
$10,000
CIT Bank
CIT Bank
36-Month CD
0.40%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
Savings Account
0.40%
$50
Partners Bank of New England
60-Month CD
0.40%
$500
Bath State Bank
Bath State Bank
24-Month CD
0.31%
$500
FNB Of Nokomis
FNB Of Nokomis
Money Market
0.30%
$1
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
12-Month CD
0.30%
$500
FNB of Elmer
FNB of Elmer
18-Month CD
0.30%
$500
United Bank of Philadelphia
United Bank of Philadelphia
60-Month CD
0.30%
$500
Capital Bank TX
Capital Bank TX
NOW Checking
0.15%
$100
Midwest Heritage Bank
Midwest Heritage Bank
Health Savings
0.15%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
Warsaw Federal S&L
Select Money Market
0.05%
$0
Bank of America
Bank of America
24-Month CD
0.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Proponent Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.875%
6.079%
1.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
6.000%
6.084%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10 Year Fixed
6.125%
6.164%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
6.125%
6.297%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
6.250%
6.343%
0.500
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
6.190%
6.366%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.375%
6.477%
0.500
Teachers Federal Credit Union
Teachers Federal Credit Union
10-Year Fixed
6.375%
6.480%
0.500
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30 year Fixed
6.375%
6.535%
0.000
First Community Credit Union
First Community Credit Union
15 Year Fixed
6.500%
6.536%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
15-Year Fixed
6.500%
6.599%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
6.500%
6.673%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.625%
6.702%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed
6.500%
6.710%
1.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.500%
6.754%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.625%
6.766%
0.000
Missouri Credit Union
Missouri Credit Union
30 Year Fixed
6.750%
6.802%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
20 Year Fixed
6.625%
6.818%
0.000
Houston Highway Credit Union
Houston Highway Credit Union
15 Year Fixed
6.375%
6.861%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.775%
6.870%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM
6.875%
6.885%
0.000
Unity Bank
Unity Bank
30-Year Fixed
6.875%
6.908%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed Jumbo
6.750%
6.914%
1.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
30 Year Fixed
6.875%
6.941%
0.000
Collinsville Bank
Collinsville Bank
30-Year Fixed
6.875%
6.963%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Proponent Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Proponent Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
ACFCU
ACFCU
Line of Credit
13.700%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Proponent Federal Credit Union Information

Credit Union Name: Proponent Federal Credit Union
Full Time Employees: 66
Part Time Employees: 0
President: Sharon Delaney
CEO: Debra VanDorn
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
536 Washington Ave
Nutley, NJ 07110
Phone Number: 973-338-1133
Fax Number:

Proponent Federal Credit Union Financials

Total Assets:
503,819,862
Total Amount of Shares and Deposits:
413,443,563
Total Shares and Deposits < 1 Year:
396,636,205
Total Shares and Deposits 1 3 Years:
14,173,915
Total Shares and Deposits > 3 Years:
2,633,443
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
24,390,553
Total Uninsured Shares and Deposits > $250K (F+J):
24,390,553
Total Insured Shares and Deposits > $250K (item 17 less item K):
389,053,010
Total Interest Expense (Sum of items 6 8):
2,354,877
Share Certificates:
3,352
Number of Accounts for Share Drafts:
11,614
IRA KEOGH Accounts:
1,080
Number of Accounts for Regular Shares:
24,786
Money Market Shares:
2,159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,102,507
Total Liabilities:
443,150,766
Show More

Proponent Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

Mortgage rates plummeted the past day because of the Turkish currency crisis. How can a currency crisis in another country cause U.S. mortgage rates to move lower you ask? The answer to that question is U.S. Treasuries.
money-market-account-savings-accounts-rates-june-22-2009Money market account and savings account rates decreased fractionally this past week. The average savings account rate hasn't changed much this year, after the dramatic decline from the higher savings account rates we had last year when one could find a savings rate between three percent and four percent.
zions bank money market accountZions Bank of Salt Lake City, Utah is offering a money market account that currently yields 3.41%. The minimum deposit is $2,500. Zions First National Bank is a subsidiary of Zions Bancorporationwhich operates through over 500 offices and 600 ATMs in 10 Western states, including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington. The bank has been in business since 1873 in one form or another.

Bank or Credit Union Offers and Deals

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Proponent Federal Credit Union Reviews

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