Proponent Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Proponent Federal Credit Union Deposit Rates

Proponent Federal Credit Union

Compare Proponent Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Proponent Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Proponent Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Proponent Federal Credit Union? Share your experience about Proponent Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Proponent Federal Credit Union.

Overall, Proponent Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Proponent Federal Credit Union
Branch 10
536 Washington Ave
Nutley, NJ 07110
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Proponent Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
7-Month CD
5.25%
$500
Raymond James
6-Month CD brokered
5.25%
$1,000
American Bank LA
American Bank LA
18-Month CD special jumbo
5.25%
$100,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
eRelationship Savings Account
4.81%
$25,000
Ohio State Bank
Ohio State Bank
18-Month CD
4.75%
$500
Skowhegan Savings Bank
Skowhegan Savings Bank
7-Month CD (special)
4.60%
$1,000
FNB of Bangor
FNB of Bangor
12-Month CD
4.58%
$1,000
Palo Savings Bank
12-Month CD (Jumbo)
4.37%
$100,000
RBAZ Republic Bank of Arizona
24-Month CD
4.25%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
4.15%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Personal Money Market
4.15%
$300,000
Langley Federal Credit Union
Langley Federal Credit Union
36-Month CD
4.05%
$500
Camp Grove State Bank
Camp Grove State Bank
36-Month CD
4.05%
$1,000
FNB of Waterloo
FNB of Waterloo
24-Month CD
3.91%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.55%
$1,000
Marion County State Bank
Marion County State Bank
60-Month CD
3.50%
$1,000
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
24-Month CD
3.50%
$2,500
Lake Central Bank
Lake Central Bank
24-Month CD
3.44%
$1,000
Grand Valley Bank
Grand Valley Bank
48-Month CD
3.35%
$500
River Bank
River Bank
48-Month CD
3.29%
$1,000
Headwaters State Bank
Headwaters State Bank
60-Month CD
3.02%
$1,000
Forbright
Forbright
36-Month CD
3.00%
$1,000
FSB of Randolph County
FSB of Randolph County
12-Month CD
3.00%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
36-Month CD
3.00%
$2,500
Falcon National Bank
Falcon National Bank
36-Month CD
2.75%
$500
American Bank
American Bank
60-Month CD
2.50%
$500
Camp Grove State Bank
Camp Grove State Bank
3-Month CD
2.00%
$1,000
Primebank
Primebank
12-Month CD
2.00%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Tiered Money Market
2.00%
$500,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
48-Month CD
1.51%
$500
Consumers Credit Union
Consumers Credit Union
36-Month CD
1.30%
$250
QNB Bank
QNB Bank
48-Month CD
1.10%
$500
Kennett Trust Bank
Kennett Trust Bank
Kasasa Saving
0.99%
$50
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
36-Month CD
0.75%
$0
Liberty Bank for Savings
Liberty Bank for Savings
48-Month CD
0.75%
$5,000
Norway Savings Bank
Norway Savings Bank
48-Month CD
0.70%
$500
The Middlefield Banking Company
The Middlefield Banking Company
30-Month CD
0.65%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
18-Month CD
0.55%
$500
Lisle Savings Bank
Lisle Savings Bank
12-Month CD
0.45%
$2,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
48-Month CD
0.45%
$500
Crest Savings Bank
Crest Savings Bank
60-Month CD
0.40%
$500
Abington Bank
Abington Bank
36-Month CD
0.40%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
48-Month CD
0.35%
$500
Newtown Savings Bank
Newtown Savings Bank
12-Month CD
0.25%
$500
The Bank of Steinauer
The Bank of Steinauer
Savings Account
0.25%
$50
Oxford Bank
Oxford Bank
36-Month CD
0.25%
$500
Pennsville National Bank
Pennsville National Bank
18-Month CD
0.15%
$500
Bath State Bank
Bath State Bank
Savings Account
0.10%
$0
First Minnetonka City Bank
First Minnetonka City Bank
Advantage Savings Account
0.05%
$50
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Membership Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Proponent Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Power Rate Fixed
5.875%
6.101%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.925%
6.145%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10 Year Fixed
6.125%
6.164%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
6.125%
6.182%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.250%
6.269%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
6.000%
6.289%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.250%
6.310%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
6.250%
6.315%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.125%
6.347%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
6.375%
6.448%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.500%
6.521%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.500%
6.529%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.571%
6.696%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.500%
6.766%
1.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.750%
6.834%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
10/1 ARM
6.500%
6.835%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.500%
6.835%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
30 Year Fixed
6.750%
6.896%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
20-Year Fixed Jumbo
6.875%
6.899%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
6.500%
6.900%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
6.500%
6.908%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
30-Year Fixed
6.875%
6.911%
0.000
Freedom Credit Union
Freedom Credit Union
30 Year Fixed
6.875%
6.918%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
30 Year Fixed
6.875%
6.985%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Proponent Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Proponent Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Proponent Federal Credit Union Information

Credit Union Name: Proponent Federal Credit Union
Full Time Employees: 66
Part Time Employees: 0
President: Sharon Delaney
CEO: Debra VanDorn
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
536 Washington Ave
Nutley, NJ 07110
Phone Number: 973-338-1133
Fax Number:

Proponent Federal Credit Union Financials

Total Assets:
503,819,862
Total Amount of Shares and Deposits:
413,443,563
Total Shares and Deposits < 1 Year:
396,636,205
Total Shares and Deposits 1 3 Years:
14,173,915
Total Shares and Deposits > 3 Years:
2,633,443
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
24,390,553
Total Uninsured Shares and Deposits > $250K (F+J):
24,390,553
Total Insured Shares and Deposits > $250K (item 17 less item K):
389,053,010
Total Interest Expense (Sum of items 6 8):
2,354,877
Share Certificates:
3,352
Number of Accounts for Share Drafts:
11,614
IRA KEOGH Accounts:
1,080
Number of Accounts for Regular Shares:
24,786
Money Market Shares:
2,159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,102,507
Total Liabilities:
443,150,766
Show More

Proponent Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

Current savings account rates and money market rates are still near record lows as we head into the new year. 2013 ends another year of very low deposit rates. Interest rates have been low for over 5 years now, ever since the financial crisis and "Great Recession." The question we hear all the time is when we can expect deposit rates to move higher.
choosing-the-best-health-insuranceHealth care costs have been increasing by leaps and bounds over the past 20 years. Costs have been driven up because of the increased advances in medical care.
redneck-bank-mega-money-market-accountRedneck Bank, the Internet Banking Division of Bank of the Wichitas based in Snyder Oklahoma, is offering their Mega Money Market Account that currently has an annual percentage yield of 2.00 percent which is higher than most 12-month CD rates these days.

Bank or Credit Union Offers and Deals

Synchrony Bank Savings Rates on High Yield Savings Account
EverBank 9 Month CD Rates now at 0.90%
EverBank 2 Year CD Rates now at 1.21%
Live Oak Bank Savings Rates
TD Bank $250,000 Home Loan Offer and Current Mortgage Rates
Best 6 Month CD Interest Rates Chicago, Illinois
Mortgage Rates at Lowest Level Since Monday, 30 Year Mortgage Rates at 4.12%
Busey Bank CD Rates - Special Promo 5.25% APY 7-Month CD
Record Low Mortgage Rates Hold Steady Today
US Bank CD Rates: 7-Month at 4.40%, 11-Month 4.50%, 15-Month 4.60%, 19-Month 4.70%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Reverse Course and Head Lower Thanks to the Federal Reserve: 30 Year Mortgage Rates 4.38%
ETRADE Financial Online Savings Account with an Online Checking option
CD Rates Average February 4, 2011
Michigan First Credit Union Current CD rates
American Express Bank Savings Rates: Best Rate 1.00%
Recovering Housing Market and Economy Lead to an Increase in Mortgage Rates for Now
Mortgage Rates: Weekly Average Rates Mixed as Budget Talks Continue, 30 Year Mortgage rates at 4.59%
How to Consolidate Credit Card Debt and Eliminate Credit Card Debt
Average 30 Year Mortgage Rates Decline This Week
Flagstar Bank Savings Rates 1.15%

Proponent Federal Credit Union Reviews

There are no reviews for Proponent Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Proponent Federal Credit Union
Your Name:
Your Rating:

See how Proponent Federal Credit Union Compares to other credit unions