Public Service Federal Credit Union Rates and Review January 2026
Compare Public Service Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Public Service Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPublic Service Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Public Service Federal Credit Union? Share your experience about Public Service Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Public Service Federal Credit Union. Overall, Public Service Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Public Service Federal Credit Union Middlesex 619 Union Ave Middlesex, NJ 08846  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPrime Platinum Visa Credit Card
11.500%
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Signature® Rewards
17.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
16.240%
$0
60
Personal Loans
10.490%
$0
Personal Loans
12.990%
$0
13 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Public Service Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Public Service Federal Credit Union
Website: https://www.psfcunj.com
Full Time Employees: 6Part Time Employees: 1 President: Harrison Burd Jr CEO: Amanda Gannon Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
619 Union Ave
Middlesex, NJ 08846 Phone Number: 732-805-9000 Fax Number: 732-805-0539 FinancialsTotal Assets:
40,078,701
Total Amount of Shares and Deposits:
33,978,762
Total Shares and Deposits < 1 Year:
30,982,846
Total Shares and Deposits 1 3 Years:
2,272,955
Total Shares and Deposits > 3 Years:
722,962
Total Insured Shares and Deposits > $250K (item 17 less item K):
33,978,762
Total Interest Expense (Sum of items 6 8):
387,698
Share Certificates:
319
Number of Accounts for Share Drafts:
1,465
IRA KEOGH Accounts:
42
Number of Accounts for Regular Shares:
4,030
Money Market Shares:
63
Net Income (unless the amount is already included in Undivided Earnings):
113,293
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,435,415
Total Liabilities:
34,054,425
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Public Service Federal Credit UnionIs a member application needed to join Public Service Federal Credit Union?Yes, to access services at Public Service Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Public Service Federal Credit Union provides a range of mortgage and home equity products. Is Public Service Federal Credit Union a safe place to deposit money?Yes, Public Service Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Public Service Federal Credit Union offer online and mobile banking?Most modern institutions like Public Service Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.50%, 6-month CD rates at 3.58% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.04%. Credit Card rates are at 14.24%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates which you can compare to 
