What are the current interest rates at Quaker Oats Credit Union?

Current rates for Quaker Oats Credit Union include: 12-Month CD: 0.60%, 18-Month CD: 0.75%, 24-Month CD: 0.85%

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Quaker Oats Credit Union

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Quaker Oats Credit Union Rates & Review May 2026

Q: How many branches does Quaker Oats Credit Union operate?

Quaker Oats Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Quaker Oats Credit Union?

Yes, to access services at Quaker Oats Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quaker Oats Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 10, 2026

Quaker Oats Credit Union's 36 month rates are at 0.95%, 24 month rates are at 0.85%, 18 month rates are at 0.75%, 12 month rates are at 0.60%, 6 month rates are at 0.50%. MonitorBankRates evaluates the financial stability of Quaker Oats Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 05/10/2026.

Quaker Oats Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quaker Oats Credit Union? Share your experience about Quaker Oats Credit Union by leaving a review below, or read customer reviews before you decide to use Quaker Oats Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Quaker Oats Credit Union
QUAKER OATS CREDIT UNION

3535 CENTER POINT RD NE
CEDAR RAPIDS, IA 52402

https://www.quakeroatscu.com

Quaker Oats Credit Union CD Rates

Product	Rate	APY	Term
36 month	-	0.95%	36 Months
Min Deposit $1,000 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
24 month	-	0.85%	24 Months
Min Deposit $1,000 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
18 month	-	0.75%	18 Months
Min Deposit $1,000 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
12 month	-	0.60%	12 Months
Min Deposit $1,000 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
6 month	-	0.50%	6 Months
Min Deposit $1,000 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Quaker Oats Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Quaker Oats Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Quaker Oats Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Quaker Oats Credit Union

Website https://www.quakeroatscu.com

Address 3535 CENTER POINT RD NE, CEDAR RAPIDS, IA 52402

Phone 319-395-7060

Fax 319-395-7135

President Ken Owens

CEO Heather Lemke

Full-Time Employees 3

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Return on Assets (ROA)

1.1784%

Return on Equity (ROE)

6.8893%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

12,489,900

Total Amount of Shares and Deposits

10,290,423

Total Shares and Deposits < 1 Year

10,265,664

Total Shares and Deposits 1 3 Years

24,759

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

17,729

Total Uninsured Shares and Deposits > $250K (F+J)

17,729

Total Insured Shares and Deposits > $250K (item 17 less item K)

10,272,694

Total Interest Expense (Sum of items 6 8)

26,701

Share Certificates

Number of Accounts for Share Drafts

869

Number of Accounts for Regular Shares

1,679

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

147,178

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,494,662

Total Liabilities

10,374,542

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Quaker Oats Credit Union

How many branches does Quaker Oats Credit Union operate?

Quaker Oats Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Quaker Oats Credit Union?

Yes, to access services at Quaker Oats Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Quaker Oats Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quaker Oats Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Quaker Oats Credit Union offer online and mobile banking?

Most modern institutions like Quaker Oats Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.quakeroatscu.com.