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Quorum Federal Credit Union Rates & Review April 2026

Quorum Federal Credit Union's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Quorum Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.51%. Rates were last updated on 04/18/2026.

Quorum Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quorum Federal Credit Union? Share your experience about Quorum Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Quorum Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.51%
Excellent Higher than avg
Quorum Federal Credit Union
Quorum FCU
2500 Westchester Ave
Purchase, NY 10577 2587
https://quorumfcu.org
Member NCUA

Quorum Federal Credit Union Savings Rates

Product Rate APY View More
HighMarq Savings 3.69% 3.75%
Min Balance $10,000
Details The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
HighQ Savings 3.25% 3.30%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
IRA Savings | Tier 4 1.19% 1.20%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
IRA Savings | Tier 5 1.19% 1.20%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
IRA Savings | Tier 3 0.70% 0.70%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
IRA Savings | Tier 1 0.45% 0.45%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
IRA Savings | Tier 2 0.45% 0.45%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Additional Savings 0.01% 0.01%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Basic Savings 0.01% 0.01%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Holiday Club 0.01% 0.01%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%

Quorum Federal Credit Union Checking Rates

Product Rate APY View More
QBoost Checking - 4.00%
Details Qualifications Required: debit card; direct deposit; Qualifying balance up to $5,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
QFlex Checking 1.24% 1.25%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
QFlex Checking 0.01% 0.01%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%

Quorum Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Undergraduate Private Education Line-of-Credit - - 9.50% to 300 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Undergraduate Private Education Line of Credit - - 11.50%
Details Regular APR: 11.50% - 12.50%; Discounted rate (0.25%) with autopay during repayment
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%

Quorum Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
First Lien HELOC - - 6.63% Revolving
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Renovation HELOC - - 6.63% Revolving
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Second Lien HELOC - - 6.63% Revolving
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Bridge Loan HELOC (1st lien) - - 8.88% Revolving
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Second Lien Investment HELOC - - 9.88% Revolving
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%

Quorum Federal Credit Union Credit Card Rates

Product Rate APR View More
RateWise Mastercard® - 11.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
Cash Back World Mastercard® - 12.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%
World Mastercard® - 12.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.51%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Quorum Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Quorum Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Quorum Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Quorum Federal Credit Union
Address 2500 Westchester Ave, Purchase, NY 10577 2587
Phone 914-641-3700
Fax 914-641-3730
President Jim Ingold
CEO Jeff Pachter
Full-Time Employees 155
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.51%
Return on Assets (ROA)
0.7737%
Return on Equity (ROE)
7.8190%
Non-Performing Loans Ratio (NPL)
1.83%
Total Assets
1,224,134,020
Total Amount of Shares and Deposits
1,052,139,167
Total Shares and Deposits < 1 Year
916,211,272
Total Shares and Deposits 1 3 Years
120,641,034
Total Shares and Deposits > 3 Years
15,286,860
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
188,441,915
Total Uninsured Shares and Deposits > $250K (F+J)
190,661,127
Total Insured Shares and Deposits > $250K (item 17 less item K)
861,478,040
Total Interest Expense (Sum of items 6 8)
26,961,516
Share Certificates
6,550
Number of Accounts for Share Drafts
12,850
IRA KEOGH Accounts
1,668
Number of Accounts for Regular Shares
74,693
All other shares
248
Non Member Deposits
182
Money Market Shares
3,429
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
89,552,643
Total Liabilities
1,124,125,704
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Quorum Federal Credit Union

Is Quorum Federal Credit Union a safe place to deposit money?

Yes, Quorum Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 13.512593580578%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Quorum Federal Credit Union operate?

Quorum Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Quorum Federal Credit Union?

Yes, to access services at Quorum Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Quorum Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quorum Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Quorum Federal Credit Union offer online and mobile banking?

Most modern institutions like Quorum Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://quorumfcu.org.

Current Quorum Federal Credit Union Rates

  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.