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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Reliant Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Reliant Community Federal Credit Union's 12-Month Investor and IRA CD rates are at 3.60%. Reliant Community Federal Credit Union's Personal Loan Rates are at 4.84%. MonitorBankRates evaluates the financial stability of Reliant Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.26%. Rates were last updated on 04/05/2026. Reliant Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reliant Community Federal Credit Union? Share your experience about Reliant Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Reliant Community Federal Credit Union. Reliant Community Federal Credit Union
Sodus 10 Benton Pl
https://www.reliantcu.com Sodus, NY 14551 1157 
Reliant Community Federal Credit Union CD Rates
Reliant Community Federal Credit Union Home Equity & HELOC
Reliant Community Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Reliant Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Reliant Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Reliant Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Reliant Community Federal Credit Union
Website
https://www.reliantcu.com
Address
10 Benton Pl,
Sodus, NY 14551 1157
Phone
315-483-6936
Fax
315-483-9716
President
Jane Slack
CEO
Pamela Heald
Full-Time Employees
172
Part-Time Employees
5
Branch Locations
10
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.26%
Return on Assets (ROA)
0.6455%
Return on Equity (ROE)
6.6282%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
722,516,605
Total Amount of Shares and Deposits
637,436,080
Total Shares and Deposits < 1 Year
617,258,836
Total Shares and Deposits 1 3 Years
20,023,212
Total Shares and Deposits > 3 Years
154,032
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,196,720
Total Uninsured Shares and Deposits > $250K (F+J)
29,196,720
Total Insured Shares and Deposits > $250K (item 17 less item K)
608,239,360
Total Interest Expense (Sum of items 6 8)
4,933,957
Share Certificates
5,526
Number of Accounts for Share Drafts
30,037
IRA KEOGH Accounts
2,074
Number of Accounts for Regular Shares
55,986
All other shares
14,419
Money Market Shares
6,760
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
85,871,306
Total Liabilities
654,715,208
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Reliant Community Federal Credit UnionIs Reliant Community Federal Credit Union a safe place to deposit money?Yes, Reliant Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2601556140694%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Reliant Community Federal Credit Union operate?Reliant Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Reliant Community Federal Credit Union?Yes, to access services at Reliant Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Reliant Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Reliant Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Reliant Community Federal Credit Union offer online and mobile banking?Most modern institutions like Reliant Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.reliantcu.com. Current Reliant Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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