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Reliant Community Federal Credit Union Rates and Review January 2026

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Reliant Community Federal Credit Union12-month CD rates can be found at 1.10%, 6-month CD rates at 0.12% and 3-month CD rates at 0.25%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 7.99%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates which you can compare to Reliant Community Federal Credit Union rates.

Compare Reliant Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Reliant Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Reliant Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Reliant Community Federal Credit Union? Share your experience about Reliant Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Reliant Community Federal Credit Union.

Overall, Reliant Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Reliant Community Federal Credit Union
Sodus
10 Benton Pl
Sodus, NY 14551 1157
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.90%
$2,500
Savings
3.75%
$100
12-Month CD
3.75%
$500
Advantage Savings
3.75%
$5,000
18-Month CD
3.65%
$1,000
60-Month CD
3.65%
$500
Simple Savings
3.55%
$10
6-Month CD
3.50%
$2,500
12-Month CD
3.40%
$1,000
60-Month CD
3.25%
$500
24-Month CD
3.15%
$1,000
12-Month CD
3.02%
$500
48-Month CD
3.00%
$500
48-Month CD
3.00%
$2,500
12-Month CD
3.00%
$500
36-Month CD
2.83%
$2,500
12-Month CD
2.70%
$2,500
24-Month CD
2.50%
$1,000
12-Month CD
2.25%
$5,000
30-Month CD
2.20%
$500
36-Month CD
2.12%
$1,000
Money Market
2.00%
$2,500
48-Month CD
1.87%
$1,000
First Money Market
1.76%
$2,500
18-Month CD
1.69%
$2,500
24-Month CD
1.50%
$500
24-Month CD
1.25%
$2,500
36-Month CD
1.10%
$1,000
Money Market
1.01%
$2,000
12-Month CD
0.95%
$500
6-Month CD
0.95%
$1,000
60-Month CD
0.65%
$500
48-Month CD
0.60%
$1,000
60-Month CD
0.60%
$1,000
60-Month CD
0.55%
$500
Kasasa Saver Savings
0.50%
$0
36-Month CD
0.50%
$1,000
60-Month CD
0.40%
$500
Money Market Savings
0.30%
$100
18-Month CD
0.30%
$500
3-Month CD
0.20%
$1,000
Interest Checking
0.15%
$1,000
24-Month CD
0.15%
$1,000
Statement Savings
0.10%
$25
Money Market
0.10%
$2,500
Money Market
0.07%
$500
Personal Savings
0.05%
$50
Easy Interest Checking
0.01%
$50
First Savers Savings
0.01%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.076%
0.000
30-Year Fixed
5.500%
5.606%
0.750
15 Year Fixed
5.500%
5.677%
0.000
5.250%
5.382%
0.000
5.500%
5.803%
0.000
5.625%
5.769%
0.000
5.750%
5.880%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.500%
5.972%
0.000
5.000%
5.128%
0.250
15-Year Fixed
5.375%
5.650%
0.000
20-Year Fixed
6.625%
6.626%
0.000
6.000%
6.257%
0.000
5.250%
6.232%
0.750
6.000%
6.090%
0.000
6.740%
6.723%
0.000
4.875%
5.275%
0.000
5.500%
5.640%
0.000
15-Year Fixed
5.375%
5.546%
0.000
30-Year Fixed
5.750%
5.788%
0.000
6.750%
6.697%
0.000
5.500%
6.059%
0.000
5.500%
5.739%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
30-Year Fixed
5.875%
5.965%
0.000
15-Year Fixed
5.250%
5.513%
0.500
5/6 ARM
5.375%
6.286%
0.947
30-Year Fixed
6.000%
6.067%
0.000
15-Year Fixed
5.500%
5.546%
0.000
15-Year Fixed
6.625%
6.627%
0.000
5.500%
5.567%
0.000
5.875%
5.958%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
5.875%
6.023%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
5.875%
6.010%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.375%
5.512%
0.000
15-Year Fixed
5.750%
5.977%
0.000
6.000%
6.006%
0.000
5.375%
5.375%
0.125
5.875%
6.023%
0.000
5.000%
5.168%
0.000
5.875%
6.023%
0.125
30-Year Fixed
6.125%
6.249%
0.000
5.875%
5.985%
1.000
5.250%
5.633%
0.000
5.750%
5.856%
0.000
5.250%
6.055%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA Platinum with Rewards
8.900%
13.900%
7.900%
VISA® Credit Cards
7.990%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Crimson Card
13.240%
Visa Platinum Preferred Starter
17.990%
9.990%
Credit Line $500-$7,000
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
10.150%
Business Select Credit Card Mastercard
18.000%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic VISA® Gold
15.400%
Savings Secured Visa®
18.000%
Security Service Power MasterCard
12.740% - 18.000%
Security Service Power Rewards MasterCard
18.000%
14.000%
16.200%
14.000%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Platinum with Rewards
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Unsecured (Signature) Loan
11.000%
$0 - $500
15.000%
$500 - $1,500
6 - 12
Gold Star Loan
14.200%
$0
48
Personal Loans
10.000%
$0
1 - 36
8.950%
$0
1 - 60
Term Line of Credit 84 months
8.000%
$0
Personal Loan
8.950%
$0
12.250% - 17.000%
$0 - $20,000
Personal/Signature Loans
11.150%
$0
60 - 60
Technology Loan
9.750%
$0
36
Personal Loans
13.450%
$0
60
Personal Loan
11.760%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
11.990%
$0
1 - 12
Bill Consolidation Loan
8.990%
$0
60
11.990%
$0
12.740%
$0
36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Consolidation Loans
13.060%
$0
1 - 36
Personal Line of Credit
11.500%
$0
Student Loan Consolidation
5.490%
$0
10.250% - 10.650%
$3,000 - $25,000
Personal Loans Share Secured
5.990%
$0
48
11.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Reliant Community Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Reliant Community Federal Credit Union
Full Time Employees: 172
Part Time Employees: 5
President: Jane Slack
CEO: Pamela Heald
Branch Locations: 10
ATM Locations: 12
Corporate Office Address:
10 Benton Pl
Sodus, NY 14551 1157
Phone Number: 315-483-6936
Fax Number: 315-483-9716

Financials

Total Assets:
722,516,605
Total Amount of Shares and Deposits:
637,436,080
Total Shares and Deposits < 1 Year:
617,258,836
Total Shares and Deposits 1 3 Years:
20,023,212
Total Shares and Deposits > 3 Years:
154,032
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
29,196,720
Total Uninsured Shares and Deposits > $250K (F+J):
29,196,720
Total Insured Shares and Deposits > $250K (item 17 less item K):
608,239,360
Total Interest Expense (Sum of items 6 8):
4,933,957
Share Certificates:
5,526
Number of Accounts for Share Drafts:
30,037
IRA KEOGH Accounts:
2,074
Number of Accounts for Regular Shares:
55,986
All other shares:
14,419
Money Market Shares:
6,760
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
85,871,306
Total Liabilities:
654,715,208
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Reliant Community Federal Credit Union

Is a member application needed to join Reliant Community Federal Credit Union?

Yes, to access services at Reliant Community Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Reliant Community Federal Credit Union provides a range of mortgage and home equity products.

Is Reliant Community Federal Credit Union a safe place to deposit money?

Yes, Reliant Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Reliant Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Reliant Community Federal Credit Union provide digital access including online balance checks and transfers.

Current Reliant Community Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions