Rivertrust Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rivertrust Federal Credit Union's 60 Month CD rates are at 4.06%, 60 Month IRA CD rates are at 4.06%, 30 Month CD rates are at 3.80%, 30 Month IRA CD rates are at 3.80%, 24 Month CD rates are at 3.55%. Rivertrust Federal Credit Union's savings rates are at 0.05%. Rivertrust Federal Credit Union's money market rates are at 0.25%. Rivertrust Federal Credit Union's Personal Loan Rates are at 5.25%.
Rivertrust Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Rivertrust Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Rivertrust Federal Credit Union Texas RatioRivertrust Federal Credit Union's Texas Ratio is at 1.43%, which is considered excellent. The Texas Ratio for Rivertrust Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Rivertrust Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Rivertrust Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Rivertrust Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Rivertrust Federal Credit Union
Rivertrust 409 Riverwind Dr
Pearl, MS 39208 5917 
Rivertrust Federal Credit Union CD Rates
Rivertrust Federal Credit Union Savings Rates
Rivertrust Federal Credit Union Money Market Rates
Rivertrust Federal Credit Union Checking Rates
Rivertrust Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Rivertrust Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Rivertrust Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rivertrust Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Rivertrust Federal Credit Union
Website: https://www.rivertrustfcu.com
Full Time Employees: 14Part Time Employees: 1 President: Everett Robinson CEO: Kevin Long Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
409 Riverwind Dr
Pearl, MS 39208 5917 Phone Number: 601-664-2085 Fax Number: 601-664-9717 FinancialsTotal Assets:
162,523,214
Total Amount of Shares and Deposits:
136,441,426
Total Shares and Deposits < 1 Year:
112,823,649
Total Shares and Deposits 1 3 Years:
18,089,056
Total Shares and Deposits > 3 Years:
5,528,721
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,930,188
Total Uninsured Shares and Deposits > $250K (F+J):
2,930,188
Total Insured Shares and Deposits > $250K (item 17 less item K):
133,511,238
Total Interest Expense (Sum of items 6 8):
1,823,035
Share Certificates:
678
Number of Accounts for Share Drafts:
3,466
IRA KEOGH Accounts:
731
Number of Accounts for Regular Shares:
7,743
All other shares:
24
Money Market Shares:
229
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,705,285
Total Liabilities:
136,814,414
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Rivertrust Federal Credit UnionIs a member application needed to join Rivertrust Federal Credit Union?Yes, to access services at Rivertrust Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Rivertrust Federal Credit Union provides a range of mortgage and home equity products. Is Rivertrust Federal Credit Union a safe place to deposit money?Yes, Rivertrust Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Rivertrust Federal Credit Union offer online and mobile banking?Most modern institutions like Rivertrust Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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