Rivertrust Federal Credit Union Rates and Review January 2026
Compare Rivertrust Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Rivertrust Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityRivertrust Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Rivertrust Federal Credit Union? Share your experience about Rivertrust Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Rivertrust Federal Credit Union. Overall, Rivertrust Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rivertrust Federal Credit Union Rivertrust 409 Riverwind Dr Pearl, MS 39208 5917  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Crimson Card
13.240%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic VISA® Platinum
10.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
16.240%
$0
60
Signature Loans
11.240%
$0 - $10,000
60 - 60
Unsecured (Signature) Loan
11.000%
$0 - $500
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Rivertrust Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Rivertrust Federal Credit Union
Website: https://www.rivertrustfcu.com
Full Time Employees: 14Part Time Employees: 1 President: Everett Robinson CEO: Kevin Long Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
409 Riverwind Dr
Pearl, MS 39208 5917 Phone Number: 601-664-2085 Fax Number: 601-664-9717 FinancialsTotal Assets:
162,523,214
Total Amount of Shares and Deposits:
136,441,426
Total Shares and Deposits < 1 Year:
112,823,649
Total Shares and Deposits 1 3 Years:
18,089,056
Total Shares and Deposits > 3 Years:
5,528,721
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,930,188
Total Uninsured Shares and Deposits > $250K (F+J):
2,930,188
Total Insured Shares and Deposits > $250K (item 17 less item K):
133,511,238
Total Interest Expense (Sum of items 6 8):
1,823,035
Share Certificates:
678
Number of Accounts for Share Drafts:
3,466
IRA KEOGH Accounts:
731
Number of Accounts for Regular Shares:
7,743
All other shares:
24
Money Market Shares:
229
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,705,285
Total Liabilities:
136,814,414
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Rivertrust Federal Credit UnionIs a member application needed to join Rivertrust Federal Credit Union?Yes, to access services at Rivertrust Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Rivertrust Federal Credit Union provides a range of mortgage and home equity products. Is Rivertrust Federal Credit Union a safe place to deposit money?Yes, Rivertrust Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Rivertrust Federal Credit Union offer online and mobile banking?Most modern institutions like Rivertrust Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.00%, 6-month CD rates at 0.25% and 3-month CD rates at 2.50%. Savings rates are at 0.30% and money market rates are at 0.23%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 16.24%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
