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Rogue Credit Union Rates & Review September 2026

Rogue Credit Union's 36 Month CD rates are at 3.60%, 48 Month CD rates are at 3.60%, 60 Month CD rates are at 3.60%, 12 Month CD rates are at 3.50%, 24 Month CD rates are at 3.50%. Rogue Credit Union's savings rates are at 0.05%. Rogue Credit Union's money market rates are at 0.50%. Rogue Credit Union's Personal Loan Rates are as low as 13.00%. MonitorBankRates evaluates the financial stability of Rogue Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.01%. Rates last updated and verified on 09/22/2026.

Rogue Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rogue Credit Union? Share your experience about Rogue Credit Union by leaving a review below, or read customer reviews before you decide to use Rogue Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.01%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Rogue Credit Union
South Medford Branch and AdministrationCenter
1370 Center Dr
Medford, OR 97501-7941
https://www.roguecu.org
Member NCUA

Rogue Credit Union CD Rates

Product Rate APY Term View More
36 Month Certificate 3.54% 3.60% 36 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
48 Month Certificate 3.54% 3.60% 48 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
60 Month Certificate 3.54% 3.60% 60 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
12 Month Certificate 3.45% 3.50% 12 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
24 Month Certificate 3.45% 3.50% 24 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
30 Month Bump Rate Certificate 3.45% 3.50% 30 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
6 Month Certificate 3.45% 3.50% 6 Month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%

Rogue Credit Union Savings Rates

Product Rate APY View More
or More Certificate Add On - Small Savers - 3.60%
Min Deposit $500
Min Balance $500
Details $500; APY may vary based on location.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Regular Savings 0.05% 0.05%
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%

Rogue Credit Union Money Market Rates

Product Rate APY View More
MyMoney Market 2.98% 3.00%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
MyMoney Market - 1.50%
Min Balance $0
Details Published APY range: 1.50 - 3.00%. ATM Card: FREE; Online Banking: YES; Local Support: YES; Write Checks: YES
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Money Market 100k 1.00% 1.00%
Min Balance $100,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Money Market 150k 1.00% 1.00%
Min Balance $150,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Money Market 50k 0.90% 0.90%
Min Balance $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Money Market 25k 0.75% 0.75%
Min Balance $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Money Market 10k 0.60% 0.60%
Min Balance $10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Nonprofit Business Money Market 0.60% 0.60%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Money Market 0.50% 0.50%
Min Balance $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%

Rogue Credit Union Checking Rates

Product Rate APY View More
MyRewards Checking 2.96% 3.00%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Super Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%

Rogue Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Newer (2023 and Newer) Auto Loans - - 4.49% 36 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Newer (2023 and Newer) Auto Loans - - 4.49% 48 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Newer (2023 and Newer) Auto Loans - - 4.49% 60 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) Auto Loans - - 4.74% 36 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) Auto Loans - - 4.74% 48 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Newer (2023 and Newer) Auto Loans - - 4.99% 72 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) Auto Loans - - 4.99% 60 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) Auto Loans - - 5.24% 72 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Newer (2023 and Newer) Auto Loans - - 5.49% 84 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) Auto Loans - - 5.74% 84 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Newer (2023 and Newer) Auto Loans - - 5.99% 96 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%

Rogue Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat Loans - 5.74% 84 Month
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Newer (2023 and Newer) RV and Trailer Loans - 84 Month - 5.74% 84 Month
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Boat Loans - 6.24% 120 Month
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Newer (2023 and Newer) RV and Trailer Loans - 120 Month - 6.24% 120 Month
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) Boat Loans - 6.24% 84 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) RV and Trailer Loans - 84 Month - 6.24% 84 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Boat Loans - 6.74% 180 Month
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Newer (2023 and Newer) RV and Trailer Loans - 180 Month - 6.74% 180 Month
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) Boat Loans - 6.74% 120 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) RV and Trailer Loans - 120 Month - 6.74% 120 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) Boat Loans - 7.24% 180 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Older (2022 and Older) RV and Trailer Loans - 180 Month - 7.24% 180 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Motorcycle and ATV Loans - 7.49% 36 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Motorcycle and ATV Loans - 8.49% 36 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Motorcycle and ATV Loans - 8.99% 48 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Motorcycle and ATV Loans - 9.99% 60 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Motorcycle and ATV Loans - 9.99% 48 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Motorcycle and ATV Loans - 10.99% 72 Month
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Motorcycle and ATV Loans - 10.99% 60 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Motorcycle and ATV Loans - 11.99% 72 Month
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%

Rogue Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 13.00%
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Signature Rewards Loan 18.49%
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%

Rogue Credit Union Other Rates

Product Rate Points APY/APR Term View More
Business Loan - - 13.00%
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Classic Loan - - 15.75%
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Home Loans - - 5.89%
Details Rates as Low as 5.89% APR*. Actual APR will be based on the borrower's credit history, location and term of loan. Loan terms may vary based on the amount borrowed and collateral. Additional restrictions and qualifications apply. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of September 22, 2026.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Line of Credit - - 13.50%
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Platinum Loan - - 13.00%
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Student Silver Loan - - 13.00%
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Ownership 4.89% - 5.00%
Min Deposit $0
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Rogue Climbers 1.25% - 1.26%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Rogue Climbers 10K+ 0.50% - 0.50%
Min Balance $10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Rogue Rangers 1.25% - 1.26%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Rogue Rangers 10K+ 0.50% - 0.50%
Min Balance $10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%
Savings 0.05% - 0.05%
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.01%

Financial Health History

Rogue Credit Union’s Texas Ratio rose from 3.14% in Q2 2023 to 4.01% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.6% 3.0★ 5.4% 4.0★ 7.1% 5.0★ Healthy zone – entire history below the 15% limit 3.14% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 4.01% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$4.3B4.01%5.0A+
December 31, 2025$4.2B4.56%5.0A+
September 30, 2025$3.8B4.58%5.0A+
June 30, 2025$3.7B4.19%5.0A+
March 31, 2025$3.7B4.22%5.0A+
December 31, 2024$3.6B5.29%5.0A+
September 30, 2024$3.6B4.15%5.0A+
June 30, 2024$3.5B3.28%5.0A+
March 31, 2024$3.5B3.04%5.0A+
December 31, 2023$3.4B3.44%5.0A+
September 30, 2023$3.3B2.96%5.0A+
June 30, 2023$3.2B3.14%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Rogue Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rogue Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rogue Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rogue Credit Union
Address 1370 Center Dr, Medford, OR 97501-7941
Phone 541-858-7328
Fax 541-770-3709
President Philip Smith
CEO Matt Stephenson
Full-Time Employees 699
Part-Time Employees 64
Branch Locations 34
ATM Locations 35
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.01%
Return on Assets (ROA)
0.2708%
Return on Equity (ROE)
2.6341%
Non-Performing Loans Ratio (NPL)
0.76%
Total Assets
4,285,099,718
Total Amount of Shares and Deposits
3,632,997,616
Total Shares and Deposits < 1 Year
3,434,115,916
Total Shares and Deposits 1 3 Years
174,579,950
Total Shares and Deposits > 3 Years
24,301,748
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
281,448,451
Total Uninsured Shares and Deposits > $250K (F+J)
281,448,451
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,351,549,165
Total Interest Expense (Sum of items 6 8)
15,735,203
Share Certificates
23,158
Number of Accounts for Share Drafts
174,711
IRA KEOGH Accounts
5,451
Number of Accounts for Regular Shares
475,138
All other shares
5,467
Non Member Deposits
159
Money Market Shares
15,431
Net Income (unless the amount is already included in Undivided Earnings)
11,602,990
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
85,331,017
Total Liabilities
3,890,664,767
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Rogue Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Rogue Credit Union

How many branches does Rogue Credit Union operate?

Rogue Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rogue Credit Union?

Yes, to access services at Rogue Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rogue Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rogue Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rogue Credit Union offer online and mobile banking?

Most modern institutions like Rogue Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.roguecu.org.

Current Rogue Credit Union Rates

  • 12-Month CD3.50%
  • 24-Month CD3.50%
  • 60-Month CD3.60%
  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.