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Rogue Credit Union Rates & Review March 2026

Rogue Credit Union's 36 Month CDs or More rates are at 3.45%, 48 Month CDs or More rates are at 3.45%, 60 Month CDs or More rates are at 3.45%, 72 Month CDs or More rates are at 3.45%, 12 Month CDs or More rates are at 3.35%. Rogue Credit Union's savings rates are at 0.05%. Rogue Credit Union's money market rates are at 0.50%. Rogue Credit Union's Personal Loan Rates are at 12.75%. MonitorBankRates evaluates the financial stability of Rogue Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.00%. Rates were last updated on 03/28/2026.

Rogue Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rogue Credit Union? Share your experience about Rogue Credit Union by leaving a review below, or read customer reviews before you decide to use Rogue Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.00%
Excellent Lower than avg
Rogue Credit Union
South Medford Branch and AdministrationCenter
1370 Center Dr
Medford, OR 97501 7941
https://www.roguecu.org
Member NCUA

Rogue Credit Union CD Rates

Product Rate APY Term View More
36 Month Certificates or More 3.40% 3.45% 36 Month
Min Balance $500
Details $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
48 Month Certificates or More 3.40% 3.45% 48 Month
Min Balance $500
Details $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
60 Month Certificates or More 3.40% 3.45% 60 Month
Min Balance $500
Details $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
72 Month Certificates or More 3.40% 3.45% 72 Month
Min Balance $500
Details $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
12 Month Certificates or More 3.30% 3.35% 12 Month
Min Balance $500
Details $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
24 Month Certificates or More 3.30% 3.35% 24 Month
Min Balance $500
Details $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
30 Month Bump Rate Certificates or More 3.30% 3.35% 30 Month
Min Balance $500
Details $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
6 Month Certificates or More 3.30% 3.35% 6 Month
Min Balance $500
Details $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Certificate Add On - Small Savers 12 Month 3.30% 3.35% 12 Month
Min Balance $100
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Rogue Credit Union Savings Rates

Product Rate APY View More
Regular Savings 0.05% 0.05%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Rogue Credit Union Money Market Rates

Product Rate APY View More
MyMoney Market 2.98% 3.00%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
MyMoney Market - 1.50%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
MyMoney MarketTM - 1.50%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Cuenta Money Market 100k 1.00% 1.00%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Cuenta Money Market 150k 1.00% 1.00%
Min Balance $150,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market 100k 1.00% 1.00%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market 150k 1.00% 1.00%
Min Balance $150,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Cuenta Money Market 50k 0.90% 0.90%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market 50k 0.90% 0.90%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Cuenta Money Market 25k 0.75% 0.75%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market 25k 0.75% 0.75%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Cuenta Money Market 10k 0.60% 0.60%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Cuenta Money Market para empresas sin fines de lucro 0.60% 0.60%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market 10k 0.60% 0.60%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Nonprofit Business Money Market 0.60% 0.60%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Cuenta Money Market 0.50% 0.50%
Min Balance $2,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market 0.50% 0.50%
Min Balance $2,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Rogue Credit Union Checking Rates

Product Rate APY View More
MyRewards Checking 2.96% 3.00%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Super Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Rogue Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Newer (2023 and Newer) Auto Loans - - 4.49% 36 Month
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Older (2022 and Older) Auto Loans - - 4.74% 36 Month
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans - - 4.99% 72 Month
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Older (2022 and Older) Auto Loans - - 4.99% 60 Month
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Older (2022 and Older) Auto Loans - - 5.24% 72 Month
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans - - 5.49% 84 Month
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Older (2022 and Older) Auto Loans - - 5.74% 84 Month
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Newer (2023 and Newer) Auto Loans - - 5.99% 96 Month
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Rogue Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 12.75%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Rogue Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rogue Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rogue Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rogue Credit Union
Address 1370 Center Dr, Medford, OR 97501 7941
Phone 541-858-7328
Fax 541-770-3709
President Philip Smith
CEO Matt Stephenson
Full-Time Employees 619
Part-Time Employees 69
Branch Locations 29
ATM Locations 32
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.00%
Return on Assets (ROA)
0.8332%
Return on Equity (ROE)
8.2480%
Non-Performing Loans Ratio (NPL)
0.87%
Total Assets
3,796,183,344
Total Amount of Shares and Deposits
3,225,351,628
Total Shares and Deposits < 1 Year
3,107,364,038
Total Shares and Deposits 1 3 Years
100,389,971
Total Shares and Deposits > 3 Years
17,597,619
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
253,655,008
Total Uninsured Shares and Deposits > $250K (F+J)
253,655,008
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,971,696,620
Total Interest Expense (Sum of items 6 8)
47,434,626
Share Certificates
21,737
Number of Accounts for Share Drafts
207,726
IRA KEOGH Accounts
8,771
Number of Accounts for Regular Shares
589,478
All other shares
5,378
Non Member Deposits
21,652
Money Market Shares
18,327
Net Income (unless the amount is already included in Undivided Earnings)
31,628,270
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,866,952
Total Liabilities
3,462,431,499
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Rogue Credit Union

Is Rogue Credit Union a safe place to deposit money?

Yes, Rogue Credit Union is considered a safe financial institution. With a Texas Ratio of 5.00075477464%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Rogue Credit Union operate?

Rogue Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rogue Credit Union?

Yes, to access services at Rogue Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rogue Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rogue Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rogue Credit Union offer online and mobile banking?

Most modern institutions like Rogue Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.roguecu.org.

Current Rogue Credit Union Rates

  • 12-Month CD3.35%
  • 24-Month CD3.35%
  • 60-Month CD3.45%
  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.