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Walker County Federal Credit Union

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Walker County Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Walker County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

Walker County Federal Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Walker County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.89%. Rates were last updated on 04/23/2026.

Walker County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Walker County Federal Credit Union? Share your experience about Walker County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Walker County Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.89%

Excellent Lower than avg

Walker County Federal Credit Union
Walker County FCU

1802 Normal Park Dr
Huntsville, TX 77340 4231

https://www.walkercountyfcu.com

Walker County Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal	-	10.25%
Details As Low As Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.89%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Walker County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Walker County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Walker County Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Walker County Federal Credit Union

Website https://www.walkercountyfcu.com

Address 1802 Normal Park Dr, Huntsville, TX 77340 4231

Phone 936-291-2171

Fax 936-291-3816

President Tammy Gann

CEO Toi Williamson

Full-Time Employees 11

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.89%

Return on Assets (ROA)

1.3592%

Return on Equity (ROE)

8.3971%

Non-Performing Loans Ratio (NPL)

0.71%

Total Assets

51,676,288

Total Amount of Shares and Deposits

42,954,032

Total Shares and Deposits < 1 Year

42,135,156

Total Shares and Deposits 1 3 Years

768,771

Total Shares and Deposits > 3 Years

50,105

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,660,591

Total Uninsured Shares and Deposits > $250K (F+J)

1,660,591

Total Insured Shares and Deposits > $250K (item 17 less item K)

41,293,441

Total Interest Expense (Sum of items 6 8)

248,786

Share Certificates

125

Number of Accounts for Share Drafts

3,201

IRA KEOGH Accounts

Number of Accounts for Regular Shares

5,119

Money Market Shares

190

Net Income (unless the amount is already included in Undivided Earnings)

64,700

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,480,318

Total Liabilities

43,332,696

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Walker County Federal Credit Union

Is Walker County Federal Credit Union a safe place to deposit money?

Yes, Walker County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.8888339759699%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Walker County Federal Credit Union operate?

Walker County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Walker County Federal Credit Union?

Yes, to access services at Walker County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Walker County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Walker County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Walker County Federal Credit Union offer online and mobile banking?

Most modern institutions like Walker County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.walkercountyfcu.com.