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SI Philadelphia Federal Credit Union Rates and Review January 2026

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SI Philadelphia Federal Credit Union12-month CD rates can be found at 3.61%, 6-month CD rates at 1.50% and 3-month CD rates at 3.29%. Savings rates are at 0.30% and money market rates are at 1.46%. Mortgage rates on 30-year fixed loans are around 5.57%. Credit Card rates are at 11.90%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to SI Philadelphia Federal Credit Union rates.

Compare SI Philadelphia Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SI Philadelphia Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

SI Philadelphia Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SI Philadelphia Federal Credit Union? Share your experience about SI Philadelphia Federal Credit Union by leaving a review below, or read customer reviews before you decide to use SI Philadelphia Federal Credit Union.

Overall, SI Philadelphia Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

SI Philadelphia Federal Credit Union
SI Philadelphia FCU
636 N 43rd St
Philadelphia, PA 19104 1466
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
SmartPlus Savings
5.00%
$0
6-Month CD
4.10%
$2,500
12-Month CD
4.00%
$1,000
60-Month CD (Online)
3.79%
$5,000
12-Month CD
3.75%
$2,000
18-Month CD
3.55%
$1,000
24-Month CD
3.50%
$5,000
12-Month CD
3.29%
$1,000
36-Month CD (Step-Up)
3.29%
$10,000
Kasasa Checking
3.25%
$50
36-Month CD
3.25%
$500
48-Month CD
3.10%
$1,000
24-Month CD
3.02%
$1,000
48-Month CD (relationship)
3.00%
$500
48-Month CD
3.00%
$500
24-Month CD
2.78%
$500
18-Month CD
2.78%
$1,000
48-Month CD
2.75%
$500
60-Month CD
2.52%
$500
6-Month CD
2.52%
$1,000
36-Month CD
2.31%
$1,000
24-Month CD
2.25%
$1,000
60-Month CD
2.02%
$1,000
18-Month CD
2.00%
$500
12-Month CD
1.96%
$1,000
Money Market
1.77%
$2,500
60-Month CD
1.65%
$500
48-Month CD
1.56%
$500
12-Month CD
1.50%
$5,000
Simplicity Consumer Savings
1.34%
$0
120-Month CD
1.30%
$1,000
36-Month CD
1.25%
$500
48-Month CD
1.00%
$1,000
Statement Savings
0.85%
$20
48-Month CD (Rising Rate)
0.50%
$500
6-Month CD
0.50%
$500
18-Month CD
0.45%
$500
24-Month CD
0.45%
$1,000
Business Money Market
0.25%
$250,000
48-Month CD
0.25%
$500
Republic Savings
0.25%
$100
24-Month CD
0.15%
$0
Money Market
0.10%
$2,500
Essential Savings
0.10%
$50
Share Savings
0.10%
$100
3-Month CD
0.05%
$500
NOW Checking
0.05%
$10
Regular Savings
0.03%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20 Year Fixed
5.500%
5.640%
0.000
5.500%
5.574%
0.000
6.000%
6.107%
0.000
30-Year Fixed
6.000%
6.133%
0.000
6.525%
6.595%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.250%
6.055%
0.000
6.125%
6.320%
0.000
4.675%
4.867%
0.000
5.375%
5.460%
0.500
5.750%
5.924%
0.000
6.750%
6.697%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.875%
5.894%
0.000
5.990%
6.035%
0.000
4.250%
4.514%
0.750
5.500%
5.500%
0.000
6.000%
6.110%
0.000
5.375%
5.415%
0.000
5.625%
5.870%
0.000
6.125%
6.162%
0.000
5.750%
5.880%
0.000
15-Year Fixed
5.625%
5.736%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.625%
5.796%
0.000
15-Year Fixed
5.250%
5.452%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
6.000%
6.031%
0.000
5.000%
5.055%
0.000
10 Year Fixed
5.500%
5.938%
0.000
5.125%
5.291%
0.000
5.500%
5.621%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
30-Year Fixed
6.000%
6.058%
0.000
15-Year Fixed
5.375%
5.546%
0.000
30-Year Fixed
6.000%
6.048%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
15-Year Fixed
5.750%
5.943%
0.000
5.125%
5.237%
0.000
5.625%
5.778%
0.000
30-Year Fixed
5.875%
5.950%
0.000
5.500%
5.799%
0.000
5.625%
6.072%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.625%
5.691%
0.000
5.250%
5.452%
0.000
6.000%
6.141%
0.000
30-Year Fixed
5.875%
6.075%
0.000
5.875%
5.985%
1.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Access FCU Visa Gold
9.900%
13.900%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Visa Signature® Cash Back
17.750%
14.000%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Platinum Secured Visa
8.750%
Visa Signature® Rewards
17.750%
VISA Traditional
14.240% - 18.000%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
VISA® Credit Cards
7.990%
Rewards Student Classic
16.500%
Credit Limit - $500
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Max Rewards Visa Credit Card
15.250%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
8.900% - 13.900%
Based upon credit worthiness.
Visa Platinum Preferred
14.240% - 17.990%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
18.000%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Crimson Rewards Card
13.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.490%
$0
Personal Line of Credit
12.950% - 18.000%
$0
11.990%
$0
1 - 12
10.250% - 17.950%
$0
1 - 36
11.990%
$0
Personal Signature Loans
14.000%
$0
60
Personal/Signature
10.990%
$0
24 - 36
14.990%
$0
25 - 36
10.000%
$0
60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Loans
13.450%
$0
60
Summer/Holiday Loans
9.500%
$0
13.990%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
9.990%
$0
1 - 60
Personal Line of Credit
16.240%
$0
60
Signature Loan
10.500%
$0
11.240% - 17.950%
$0
25 - 36
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Personal Loan
11.760%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Debt Consolidation
13.990%
$0
1 - 72
12.500%
$0
60 - 60
13.740%
$5,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have SI Philadelphia Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: SI Philadelphia Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 0
President: Eva Farland
CEO: Marlene Long
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
636 N 43rd St
Philadelphia, PA 19104 1466
Phone Number: 215-382-2997
Fax Number: 215-386-2832

Financials

Total Assets:
212,106
Total Amount of Shares and Deposits:
135,182
Total Shares and Deposits < 1 Year:
135,182
Total Insured Shares and Deposits > $250K (item 17 less item K):
135,182
Number of Accounts for Regular Shares:
85
Net Income (unless the amount is already included in Undivided Earnings):
1,248
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
30,814
Total Liabilities:
135,182
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About SI Philadelphia Federal Credit Union

Is a member application needed to join SI Philadelphia Federal Credit Union?

Yes, to access services at SI Philadelphia Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, SI Philadelphia Federal Credit Union provides a range of mortgage and home equity products.

Is SI Philadelphia Federal Credit Union a safe place to deposit money?

Yes, SI Philadelphia Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does SI Philadelphia Federal Credit Union offer online and mobile banking?

Most modern institutions like SI Philadelphia Federal Credit Union provide digital access including online balance checks and transfers.

Current SI Philadelphia Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions