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Savannah Postal Credit Union

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Savannah Postal Credit Union Rates & Review May 2026

Q: Is a member application needed to join Savannah Postal Credit Union?

Yes, to access services at Savannah Postal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Savannah Postal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

Savannah Postal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Savannah Postal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.46%. Rates were last updated on 05/15/2026.

Savannah Postal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Savannah Postal Credit Union? Share your experience about Savannah Postal Credit Union by leaving a review below, or read customer reviews before you decide to use Savannah Postal Credit Union.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.46%

Good Higher than avg

Savannah Postal Credit Union
Savannah Postal Credit Union

22 Oglethorpe Professional Blvd
Savannah, GA 31406

https://savannahpostalcu.com

Savannah Postal Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Credit Cards	-	11.50%
Details As Low As Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.46%

Savannah Postal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loan	-	7.99%
Details As Low As Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.46%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Savannah Postal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Savannah Postal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Savannah Postal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Savannah Postal Credit Union

Website https://savannahpostalcu.com

Address 22 Oglethorpe Professional Blvd, Savannah, GA 31406

Phone 912-691-2087

Fax 912-351-9120

President David Usher

CEO Nichole Williams

Full-Time Employees 5

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A- (92/100)

Texas Ratio

15.46%

Return on Assets (ROA)

0.9823%

Return on Equity (ROE)

6.1959%

Non-Performing Loans Ratio (NPL)

4.50%

Total Assets

23,937,664

Total Amount of Shares and Deposits

19,853,850

Total Shares and Deposits < 1 Year

19,541,549

Total Shares and Deposits 1 3 Years

312,300

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

529,348

Total Uninsured Shares and Deposits > $250K (F+J)

529,348

Total Insured Shares and Deposits > $250K (item 17 less item K)

19,324,502

Total Interest Expense (Sum of items 6 8)

37,146

Share Certificates

113

Number of Accounts for Share Drafts

961

IRA KEOGH Accounts

Number of Accounts for Regular Shares

4,170

All other shares

372

Net Income (unless the amount is already included in Undivided Earnings)

235,144

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,296,668

Total Liabilities

20,152,419

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Savannah Postal Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Savannah Postal Credit Union

Frequently Asked Questions About Savannah Postal Credit Union

How many branches does Savannah Postal Credit Union operate?

Savannah Postal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Savannah Postal Credit Union?

Yes, to access services at Savannah Postal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Savannah Postal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Savannah Postal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Savannah Postal Credit Union offer online and mobile banking?

Most modern institutions like Savannah Postal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://savannahpostalcu.com.