SCA Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare SCA CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SCA savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySCA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SCA? Share your experience about SCA by leaving a review below, or read customer reviews before you decide to use SCA. Overall, SCA is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Shared Secured
7.900%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
VISA® Gold
11.960%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.740%
$5,000
60 - 60
Unsecured Signature Loan
10.250%
$0
37 - 60
Personal Loan
9.490%
$0
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have SCA rate data right now. Credit Union Profile & OverviewCredit Union Name: SCA
Website: http://shenangochinafcu.com
Full Time Employees: 4Part Time Employees: 0 President: DAVID MEYER CEO: LORI RHOADES Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
2656 ELLWOOD RD UNIT 1
NEW CASTLE, PA 16101 Phone Number: 724-658-2686 Fax Number: 724-658-8155 FinancialsTotal Assets:
16,635,345
Total Amount of Shares and Deposits:
13,530,420
Total Shares and Deposits < 1 Year:
13,530,420
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,826,979
Total Uninsured Shares and Deposits > $250K (F+J):
1,826,979
Total Insured Shares and Deposits > $250K (item 17 less item K):
11,703,441
Total Interest Expense (Sum of items 6 8):
115,192
Share Certificates:
95
Number of Accounts for Share Drafts:
653
Number of Accounts for Regular Shares:
1,886
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,195,931
Total Liabilities:
13,463,369
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About SCAIs a member application needed to join SCA?Yes, to access services at SCA, a member application is required. Is there a first-time homebuyer program?Currently, SCA provides a range of mortgage and home equity products. Is SCA a safe place to deposit money?Yes, SCA is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does SCA offer online and mobile banking?Most modern institutions like SCA provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.90%, 6-month CD rates at 4.04% and 3-month CD rates at 0.25%. Savings rates are at 1.01% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 9.99%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates which you can compare to 
