Schools Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Schools Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Schools Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySchools Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Schools Federal Credit Union? Share your experience about Schools Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Schools Federal Credit Union. Overall, Schools Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Schools Federal Credit Union South Bay 20101 Hamilton Ave Ste 150 Torrance, CA 90502 1306  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Visa Platinum Rewards
14.900%
World Cash Back Credit Card Mastercard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
8.990% - 18.000%
$0 - $30,000
72
Personal Line of Credit
9.500%
$0
Summer/Holiday Loans
9.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Schools Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Schools Federal Credit Union
Website: https://www.schoolsfcu.org
Full Time Employees: 34Part Time Employees: 1 President: Gayle Ball CEO: Carlos Garrido Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
20101 Hamilton Ave Ste 150
Torrance, CA 90502 1306 Phone Number: 310-632-0100 Fax Number: 310-632-6110 FinancialsTotal Assets:
189,771,364
Total Amount of Shares and Deposits:
164,466,634
Total Shares and Deposits < 1 Year:
158,152,630
Total Shares and Deposits 1 3 Years:
5,514,530
Total Shares and Deposits > 3 Years:
799,474
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
13,974,325
Total Uninsured Shares and Deposits > $250K (F+J):
13,974,325
Total Insured Shares and Deposits > $250K (item 17 less item K):
150,492,309
Total Interest Expense (Sum of items 6 8):
1,124,529
Share Certificates:
729
Number of Accounts for Share Drafts:
11,427
IRA KEOGH Accounts:
473
Number of Accounts for Regular Shares:
19,420
All other shares:
2,558
Money Market Shares:
1,204
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,604,446
Total Liabilities:
167,142,031
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Schools Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Schools Federal Credit Union
Frequently Asked Questions About Schools Federal Credit UnionIs a member application needed to join Schools Federal Credit Union?Yes, to access services at Schools Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Schools Federal Credit Union provides a range of mortgage and home equity products. Is Schools Federal Credit Union a safe place to deposit money?Yes, Schools Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Schools Federal Credit Union offer online and mobile banking?Most modern institutions like Schools Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.15%, 6-month CD rates at 3.53% and 3-month CD rates at 0.25%. Savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.76%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates which you can compare to 
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