Service Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Service Federal Credit Union Deposit Rates
Service Federal Credit Union's 12-Month CD rates are at 4.15%, 18-Month CD rates are at 3.25%, 24-Month CD rates are at 3.00%, 60-Month CD rates are at 2.50%, 48-Month CD rates are at 2.45%. Service Federal Credit Union's savings rates are at 5.00%. Service Federal Credit Union's money market rates are at 0.55%. Service Federal Credit Union's 30-Year Fixed rates are at 6.50%, 5/1 ARM rates are at 5.38%, 5/1 ARM Jumbo rates are at 5.12%, 7/1 ARM rates are at 5.50%.

Service Federal Credit Union

Compare Service Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Service Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Service Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Service Federal Credit Union? Share your experience about Service Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Service Federal Credit Union.

Overall, Service Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.15%
18-Month CD
3.25%
24-Month CD
3.00%
36-Month CD
2.35%
48-Month CD
2.45%
60-Month CD
2.50%
Savings
5.00%
MMA
0.55%
30-Year Fixed
6.56%
Credit Card
N/A
Personal Loan
N/A
Service Federal Credit Union
Corporate Headquarters
3003 Lafayette Rd
Portsmouth, NH 03801
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Service Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Service Federal Credit Union
Service Federal Credit Union
Primary Savings
5.00%
$0
The Bank of Tescott
The Bank of Tescott
Kasasa Checking
5.00%
$0
Service Federal Credit Union
Service Federal Credit Union
12-Month CD
4.15%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
6-Month CD
4.09%
$500
Greenville National Bank
Greenville National Bank
12-Month CD
3.75%
$1,000
Pentucket Bank
Pentucket Bank
24-Month CD
3.75%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
12-Month CD
3.49%
$500
1st Street Credit Union
1st Street Credit Union
48-Month CD
3.34%
$1,000
Service Federal Credit Union
Service Federal Credit Union
18-Month CD
3.25%
$500
AAEC Credit Union
AAEC Credit Union
24-Month CD
3.25%
$1,000
First Bank Hampton
First Bank Hampton
24-Month CD
3.15%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
36-Month CD
3.07%
$500
Service Federal Credit Union
Service Federal Credit Union
24-Month CD
3.00%
$500
NBT Financial Bank
NBT Financial Bank
60-Month CD
2.78%
$1,000
Brattleboro S&L
Brattleboro S&L
12-Month CD
2.75%
$500
Frost Bank
Frost Bank
12-Month CD
2.70%
$1,000
Service Federal Credit Union
Service Federal Credit Union
60-Month CD
2.50%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
Personal Money Market
2.50%
$2,500
Service Federal Credit Union
Service Federal Credit Union
48-Month CD
2.45%
$500
Service Federal Credit Union
Service Federal Credit Union
36-Month CD
2.35%
$500
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
State Bank of Chilton
State Bank of Chilton
Money Market
2.27%
$250,000
BankGloucester
BankGloucester
60-Month CD (Jumbo)
2.25%
$50,000
QNB Bank
QNB Bank
24-Month CD
2.25%
$500
FNB of Hereford
FNB of Hereford
Money Market
2.02%
$50,000
Regent Bank (OK)
Regent Bank (OK)
120-Month CD
2.00%
$1,000
Ohio State Bank
Ohio State Bank
60-Month CD
2.00%
$500
Unison Bank
Unison Bank
48-Month CD
2.00%
$2,500
International Bank of Chicago
International Bank of Chicago
30-Month CD
1.75%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
30-Month CD
1.41%
$500
The Alden State Bank
The Alden State Bank
Kasasa Savings
1.25%
$25
William Penn Bank
William Penn Bank
36-Month CD
1.01%
$500
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
Grove Bank
Grove Bank
NOW Checking
1.00%
$900
Hancock County SB
Hancock County SB
60-Month CD
1.00%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
6-Month CD
0.75%
$500
T Bank
T Bank
T Money Market
0.75%
$2,500
First Hope Bank
First Hope Bank
48-Month CD
0.60%
$2,500
Mercer Savings Bank
Mercer Savings Bank
60-Month CD
0.55%
$100
Service Federal Credit Union
Service Federal Credit Union
Money Market
0.55%
$2,500
Homeland Community Bank
Homeland Community Bank
Money Market
0.50%
$1,000
Vast Bank
Vast Bank
Money Market
0.50%
$1,000
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$0
Community National Bank (VT)
Community National Bank (VT)
18-Month CD
0.49%
$2,500
Marathon Bank
Marathon Bank
12-Month CD
0.45%
$1,000
Bank of Springfield
Bank of Springfield
12-Month CD
0.41%
$1,000
Home Bank of California
Home Bank of California
Statement Savings
0.30%
$100
Clare Bank
Clare Bank
18-Month CD
0.20%
$500
Johnson State Bank
Johnson State Bank
Savings
0.20%
$10
Mercer Savings Bank
Mercer Savings Bank
24-Month CD
0.20%
$100
Androscoggin Savings Bank
Androscoggin Savings Bank
Preferred Checking
0.10%
$0
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
Money Market
0.10%
$0
NVE Bank
NVE Bank
Premier Money Market
0.10%
$0
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Presidential Savings
0.10%
$25,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Relationship Checking
0.05%
$100
First Federal S&L Bath
First Federal S&L Bath
NOW Checking
0.05%
$100
Y-12 Federal Credit Union
Y-12 Federal Credit Union
High Yield Checking
0.05%
$0
The Huntington National Bank
The Huntington National Bank
Premier Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Service Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
M&T Bank
M&T Bank
5-Year ARM Jumbo
5.250%
4.753%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.375%
5.677%
1.125
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.500%
5.694%
0.250
River Falls State Bank
River Falls State Bank
15-Year Fixed
5.750%
5.958%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.964%
1.375
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
5.875%
5.989%
0.750
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.750%
5.989%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
10 Year Fixed
5.875%
6.020%
0.250
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.750%
6.028%
0.250
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Geddes Federal S&L
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.127%
0.125
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.174%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.125%
6.191%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.790%
6.194%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.125%
6.195%
0.500
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.125%
6.200%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.125%
6.229%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.000%
6.244%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.250%
6.261%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Service Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Service Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Service Federal Credit Union Information

Credit Union Name: Service Federal Credit Union
Full Time Employees: 878
Part Time Employees: 98
President: Scott Wensley
CEO: David Araujo
Branch Locations: 53
ATM Locations: 53
Corporate Office Address:
3003 Lafayette Rd
Portsmouth, NH 03801
Phone Number: 603-422-8300
Fax Number:

Service Federal Credit Union Financials

Total Assets:
5,522,051,808
Total Amount of Shares and Deposits:
4,820,141,423
Total Shares and Deposits < 1 Year:
4,458,727,420
Total Shares and Deposits 1 3 Years:
295,379,068
Total Shares and Deposits > 3 Years:
66,034,935
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
325,538,419
Total Uninsured Shares and Deposits > $250K (F+J):
325,538,419
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,494,603,004
Total Interest Expense (Sum of items 6 8):
22,977,021
Share Certificates:
47,184
Number of Accounts for Share Drafts:
240,222
IRA KEOGH Accounts:
9,901
Number of Accounts for Regular Shares:
451,137
Money Market Shares:
8,008
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
303,728,420
Total Liabilities:
4,910,287,317
Show More

Service Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Liberty Bank for Savings headquartered in Chicago, Illinois, is advertising a Special 66 month CD rate, a Special 48 month Individual Retirement Account (IRA) CD rate, regular CD rates and "Gift" CD rates. Liberty Bank for Savings has been in business since 1898 and is a member of the Federal Deposit Insurance Corporation (FDIC). Certificate of deposit accounts are insured for up to $250,000.
Earning your money is only half the battle - saving and knowing the basics about banking will help you earn the most with your savings. Savings rates can vary greatly between banks at any time, so shopping around for the best rates is also a "must" for smart banking. Money placed in a bank account is fully insured as long as you bank with an FDIC insured bank and keep your deposit under the insurable limit.

 Wells Fargo Bank is currently offering 3 different promotional Certificate of Deposit rates, the rates are 2.40% APY for a 5 month CD, 2.65% APY for a 9 month CD and 3.30% APY for an 18 month CD. The rates are for the initial CD term and then are renewed at the standard CD rates if you choose to renew.  The minimum deposit is $5,000 and the CD account is FDIC insured up to $100,000. As with most certificate of deposit accounts there are early withdrawal penalties, Wells Fargo imposes the following penalties:

  • For terms less than 3 months, fee is one month's interest
  • For terms of 3-12 months, fee is 3 months' interest
  • For terms greater than 12 months, fee is 6 months' interest
  • Minimum fee amount is $25

For more information and an online CD application please visit https://www.wellsfargo.com/savings_cds/cds/index?state=none

Bank or Credit Union Offers and Deals

Today’s Mortgage Rates: Current 30 Year Mortgage Rates 4.87%, 15 Year Mortgage Rates at 4.16%
The Best Home Affordability in a Generation Isn’t Helping the Housing Market
Today's Mortgage Rates: 30 Year Mortgage Rates at 4.99%, 15 Year Mortgage Rates at 4.34%
Texas CD Rates: Top 12 Month CD Rate 1.25% APY 1.26%
Taxpayers to Own 70% of General Motors
Mortgage Rates Remain Low This Week - Average 30 Year Rates at 3.83%
Mortgage Rates Mixed in Latest Mortgage Survey: Current 30 Year Mortgage Rates at 4.77%, 15 Year Mortgage Rates at 4.16%
Saint Petersburg, Florida Savings Interest Account Rates and Savings Yields
PenFed 5 Year Adjustable Rate Mortgage 3.718% APR
Average Savings Rates/Money Market Rates and Best Rates 10/10/12

Alternative Bank and Credit Union Offers to Explore

Mutual Security Credit Union CD Rates
Mortgage Rates October 1, 30 Year Mortgage Rates at 4.05%, 15 Year Rates at 3.34%
Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.51% in Mortgage Rate Survey
Mortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05%
VirtualBank 1 Month CD Rates now at 0.15%
U.S. Bank CD Rates
Mortgage Rates Lower Today: 30 Year Mortgage Rates at 4.05%
Warren Buffett's Berkshire Hathaway
2-26 Mortgage Rates and Refinance Rates: 15 Year Jumbo Mortgage Rates and Refinance Rates at 4.77%
Goldwater Bank Money Market Account Rates now at 0.26%

Service Federal Credit Union Reviews

There are no reviews for Service Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Service Federal Credit Union
Your Name:
Your Rating:

See how Service Federal Credit Union Compares to other credit unions